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Dsis spending has ruined our family

63 replies

Spendysis · 10/11/2023 00:32

I will try not to drip feed but don’t want to be Outed

older dsis has always been financially reckless always up to her eyes in debt she works full time earns good money and has had some good fortune like 50k pay out when her company merged but she always ends up broke again. All my adult life it has been an issue from her asking me to lend her money be a guarantor on loans etc she doesn’t take no for an answer so I used put in wrong date of birth so it would decline etc. she has borrowed thousands from dm who would then come to me in tears worried about her or money herself- she had plenty

I genuinely think she has issues she’s never married or had children and is extremely overweight so i think the spending on holidays cars home improvements are trying to prove she happy and successful. She has many times ranted she’s far more successful than her friends especially those who married and had dc as she’s traveled more except it’s dm who has paid

fast forward to more recently dsis no longer asks me for money after I confronted her politely about convincing dm to pay £14k for what she believed was life saving surgery but was weight loss surgery I knew nothing about dm paying and I was told it was bowel surgery she was having to repair damage from her previous weight loss surgery on the nhs. I simply said dsis shouldn’t ask for the kind of money and dm shouldn’t agree to lend it if it’s going to leave her short or upset her that prompted dsis to give her hairdresser a massive rant infront of my adult dd that I am just jealous of her and I know not to cross her as she will block me and the next time i will see her will be at dm funeral which was embarrassing for my dd

more recently dm who is not in good health had some damage to her property huge insurance claim no kitchen etc dsis of course wanted to take the lead has argued with every tradesman the insurance company you name I knew dsis had downloaded dm banking app dm wanted to check her balance as she was no longer getting statements dsis turned them off and dm can no longer get to the bank and she totalled that dsis had stolen £10k in 7 months

dsis had also been mithering about dm power of attorney and had suggested equity release turns out dsis has sole power of attorney so a family meeting was called dsis had obviously spoken to dm first ironically they had been on a trip for dsis next lot of life saving surgery costing 30k which dm no longer has in savings so dm said she was happy to have lent her the money as she needs it and as she is the eldest wants her to have power of attorney she did admit she doesn’t always ask her first which both me and dsis have recorded I said that’s fine I had voiced my concerns but if they are both ok with it fine and I respect dm wishes regarding poa

i haven’t heard anything from either of them since August dsis has blocked me on Facebook I know dsis is manipulating dm being financially abusive and will probably have changed the will i probably should report but it all makes me so sad we’ve had an awful year 6 sudden young deaths including dh 60 year old brother who had a sudden heart attack and we had to switch off his life support this is causing me so much stress not seeing my family

i am not interested in dm money my mortgage is nearly paid off we have lived within our means although inheritance would mean i could give my dc deposits for houses etc dsis has a long distance boyfriend who doesn’t work doesn’t own a house who she met on the internet 5 years ago who dm doesn’t know about and she is planning on marrying when dm passes away dsis health is poor and i really don’t want all dm and my df who passed away when I was a baby hard earned money going to some random person who dsis hardly sees

OP posts:
IAmNeon · 11/11/2023 02:37

Oh come on OP. DM doesn't want to go into a care home because she wants to die at home? Everyone's romantic dream. Only works if you have a large family willing and able to care for you and enough money to pay for carers too.

Does DM realise dying can be agonising and prolonged for months? It's not always as simple as going to sleep and not waking up.

Does DM want to lie in her own faeces 23hrs a day because your uncaring sister shows up once a day to do the bare minimum needed to keep DM alive (but without any quality of life), until she dies from the infections in the resulting sores from her neglect?

There won't be any carers. Your mum's money will be all gone and when SS investigate her finances they'll say they're not liable to provide carers because DM shouldn't have give her money away.

If DM goes into hospital and lacks capacity, your sister won't be able to say DM can't go into a home, not when it becomes apparent sister isn't caring for DM properly, SS will get the health POA revoked and what sister wants will mean nothing. Then the financial assessment will happen and SS will expect your DM to pay for the care home even though she can't because sister stole her money, your sister will probably get arrested for what she's done because it'll come out during the assessment and maybe you too as complicit. How is that in anyone's best interests, including your sister?

Why are you putting your love for your sister, who is your DM abuser, as higher priority than either DM or your own welfare?

caringcarer · 11/11/2023 02:53

It sounds like your Mum is suffering from elder abuse by your sister. Report it. Don't just stand by and watch it happen. Your Mum is powerless to stop your sister. It's the same as if you knew a child was being abused, you report it. They will investigate.

ithinkthatmaybeimdreaming · 11/11/2023 02:58

Gingernaut · 10/11/2023 00:59

Your mother has no kitchen to speak of and is being bled dry by her lying cheating daughter.

She is already in distress, both financial and emotional.

FGS, call SS

This!! You need to report her immediately, the longer it goes on the worse it is going to be.

How anyone can be so reckless with their own, and other people's, money is beyond me, and as for stealing from her own mother!!! 😖

It's a clear case of elder abuse.

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CalistoNoSolo · 11/11/2023 11:25

I don't understand people like you at all @Spendysis You appear to be completely lacking in any kind of drive or anger or will to act. Do you actually understand how monstrous your sister is being towards her own mother?

Spendysis · 11/12/2023 23:26

I have the morning off work tomorrow so will be contacting the office of guidance and adult social services to report dsis as nothing has changed I was hoping with Christmas coming up they may have reached out especially to my dc. Instead I have had a letter removing me from the next inline for poa and dsis has been away and didn’t notify any of us that dm would be on her own for a week probably so she could tell her none of us care to get her to remove me totally off the poa even posted on her friends facebook posts looks lovely hope you are having a lovely time when she was there with her???

what will happen when I report her will dm be interviewed by adult social services as i don’t want her distressed and if they send her letters saying they are coming she will have dsis there with her as she’s still off sick with stress or something

OP posts:
Gassylady · 12/12/2023 09:55

.

billyt · 12/12/2023 11:56

On the other side of the coin.

I was accused by my siblings of stealing from my mother after she died. The jealous cunts reported me to the police.

I was more than happy to take all my paperwork and receipts to show where every single penny of my mothers money and been spent.(Meals on wheel/electricity/council tax/ground rent, etc. etc.)

@Spendysis

you need to take action for your mothers sake. Your sister is totally clearing her out. but if she isn't then she'll be happy to prove it. Or not.

Spendysis · 13/02/2024 17:45

I reported the situation to the office of guardian and they came back they can’t do anything as dm still has capacity I reported it to both dm and dsister bank never heard anything from dm and was getting regular automated emails from dsister bank saying they were looking into it but not heard anything recently

Dm didn’t even ring ds on his birthday recently I know dsis has sold dm car so she couldn’t drive round to see him but she could have rung him. Dsis went out of her way to drop his present off at her friends house for her to bring round for him which is just weird

OP posts:
HattieBrown · 13/02/2024 18:11

You must be really worried about your mums. Your sister is taking advantage

Spendysis · 13/02/2024 19:06

I am really sad and hurt by the whole situation that dm hasn’t contacted me or dc and that dsis is treating me this way I haven’t heard anything from them for 8 months
i have lost my family and have done nothing wrong

as a last resort I am going to have to report the situation to the adult social services safeguarding team

OP posts:
Agapornis · 14/02/2024 23:25

Just report it to social services. Is there really anything left to lose? What makes you think they will get in touch after 8 months?

Fetaa · 15/02/2024 00:00

Yes report to adult services SS. Also if this is coercion could the police be involved?

Could you write to your mum and explain you’ve missed her and had a lot of loss over the last year. You’re worried about DSS taking advantage of her and can she ring you to catch up.

Fetaa · 15/02/2024 00:00

if possible can you drop round to see your mum in person

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