Most benefits class people are very traumatised individuals surviving miserably any way they can, passing that trauma down to their children because they don't know any better.
This is the underlying truth, @changenam. Congratulations on getting yourself to a safer situation but, as you say, the cost of doing so is immensely high - even to those with some idea of how to do it. Most don't even know.
@TrailingLoellia, it barely matter what we call these classes. They exist. I wonder if the general reluctance to assign labels is a symptom of refusal to face the facts? It's easy to not think about what you can't name. There's a strong feeling of undeserving poor in this thread - that glorious Victorian excuse for throwing the most in need to the gutter.
In my opinion, no one chooses to never work except those of the upper class who have no need to work.
Mine, too. Some work is paid at standard rates by clients or employers. Some is unpaid - SAHMs, volunteers, informal carers. Some work is exploitation - prostitution, slavery, unpaid internships, modern apprenticeships, drug running. Some is bureaucratic imposition - claiming benefits. Crime is work. Getting an education is work. Hobbies are work. Even the filthy rich work - at their investments, their reputations and networks, charities.
While trying not to climb on one of my soap-boxes, our outdated attachment to a narrow definition of 'work' is behind a systematic failure to channel people's need to work for the wider social & economic good. This is coming back to bite us now we're out of the Industrial age, and it will get worse.