How so I work out what % he should pay ?

[thebigcheeselover]

I'm considering separate bank accounts with my DH. I'm fed up of all his spending on booze. We would have a bills account which we both pay into. I don't think it's fair to split the bills 50/50 when he takes home £1k net more than me a month. We both work FT
What should the split be ?
How would I calculate what he has to pay percentage wise in terms of working out the percentage he earns more than me when Compared to the household bills total cost ?

What do you bring in, and what does he bring in? Then, a percentage can be calculated.

add up both your take home pay. Divide his take home pay by the total, and that % is the % he should pay into the shared account (assume you’ll add up how much you need in there each month to cover bills). You put in the rest

Calculate how much all the bills are.
Calculate how much you both earn after deductions.
Calculate your earnings as a percentage of the combined sum.

We have a joint account that all salaries go into then out of that we each get an identical personal spending amount every month. We’ve done this regardless of who earns what. We agreed upfront what goes out of personal spends and what goes out of the joint account.

He would agree to bills out the joint account but he wouldn't be prepared to spend out for anything else eg window cleaning (we get that done once a year coz i want it done) same with the front and back facia/cladding cleaning, any house related cost eg I paid £30 for someone to do the mastic around the bath the other day. He's not bothered about that type of thing and wouldn't pay for it. I am bothered and would have to pay for it.
Thoughts ?

A tight-fisted alcoholic - what exactly are the positives in this relationship?

Wow, those are house maintenence costs and should be from joint money, tough if he wouldn't spend on it usually. What a rotter.

It's the final straw today. I told him there was no money in the bank account and we were up to our limit .. so he spent £62.50 at the pub last night. I am beyond fuming. Pushed us over the overdraft limit. He refuses to pay for window cleaning, cladding cleaning once a year but also won't do it himself. From last night's drinking He has thrown up and its around the toilet bowl, hes claiming he's cleaned it up. Err no you haven't, I can still see it all. He refuses to clean it up as he says he already has

Same as @LadyGardenersQuestionTime when Dh and I first moved in together he out earned me so we put everything into the joint account and left ourselves with the same amount of money in our individual accounts. His pay rises were 9% a year for several years (graduate scheme late 90s) that meant it stayed simple re the remaining money. We also had a savings account that was automatically paid into from the joint account.

All household expenses including fascia cleaning and resealing the bath would come out of the joint account because it is for the house and maintaining a property that is no doubt the biggest investment you have is just sensible. Plus if you had a leak from the bath it would damage the ceiling below, possibly get into the electric light fixtures. Why does he not see this?

Then treat him like a child and walk him back to the bathroom. I honestly think this is one of those moments in life where you realise that the spending is the least of your problems as he is an alcoholic.

All income is paid into a joint account and then an equal amount is transferred to both of your personal accounts to spend on whatever you want.

I'd be working out how to divorce him op.

Sums it up really…

you have bigger problems than just money

if you want to concentrate on the money side,

you work out bills, (including extra for the things that need doing that he doesnt agree) put all your money in a joint account and have the same for 'spends'

I did this for years. It's hugely stressful. Do your future self a favour and leave now not later.

What are the positives in the relationship?

He's happy to live in a nice and we'll maintained house but not pay for it?

Depends on your income. If you earn 1k and he earns 2k then he pays more. If you earn 5k and he earns 6k then 50/50 would be appropriate.

You don't need maths, you need a divorce. Let me tell you, life without an alcoholic is bloody wonderful.

You’re considering separate bank accounts when you should be considering separate houses.

so I marched him to the bathroom to show him the sick down the side of the bowl. He got a piece of tissue and wiped around the top of the bowl. Err no, not good enough, He said that is all he was doing, I got the dettol wipes and did the rest. I don't want my DC having to use the toilet with that mess around it. He claims i never told him about no money in the account. S I screen shot him the message I sent him a week ago on whastapp.
Annually, he earns £16k more than me.
I do everything in the house inc life admin/DC admin/school admin/cleaning/tidying/sorting/arranging/thinking/planning. We have own cars, I sort mine inc MOT, tyres etc His car is not looked after and is a dirty shit pit tbh. Hes not bothered, he says its for DC football and run around town (which it is).
I donk think he would agree to splitting money equally in terms of spending and having the same amount each, after bills. TBH, I don't even know if he would agree to pay more for the bills due to him earning more, I have doubts over that.

I would divorce . You can claim maintenance towards the kids . Get rid of the 3rd child

Fuck him and his shit attitude to his responsibilities.

Get rid of him.

Everything goes into the joint account, then you each transfer an equal amount to your own accounts for personal spends and he buys his alcohol out of that.

On second thoughts, LTB.

If he isn’t prepared for financial equality, it’s not a marriage or joint partnership. Why should he has more personal money? He isn’t valuing your contribution.