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How so I work out what % he should pay ?

45 replies

thebigcheeselover · 23/06/2023 08:08

I'm considering separate bank accounts with my DH. I'm fed up of all his spending on booze. We would have a bills account which we both pay into. I don't think it's fair to split the bills 50/50 when he takes home £1k net more than me a month. We both work FT
What should the split be ?
How would I calculate what he has to pay percentage wise in terms of working out the percentage he earns more than me when Compared to the household bills total cost ?

OP posts:
UsingChangeofName · 23/06/2023 12:55

Simple answer to the first question is that all income goes into the one account, and then both partners get an equal amount of 'spending money' per month that they can do what they like with.
Obviously all household spending, and spending on the dc comes out the main pot - up to the couple to decide on things like where the line is with clothes, or if they buy lunch when out, etc.

However from your later posts, this is about much more than this.

I suggest you have a think about how he enhances your life? If you are doing all the work anyway, and he drinks to the point of vomiting, what is he adding to your life ?

arethereanyleftatall · 23/06/2023 12:56

And here we have this hours wife on mumsnet who absolutely hates her husband.
Why? Just why. One life. And you spend it with someone you can't stand.

SunSurfSand · 23/06/2023 12:59

Divorce him.

Who wants to live a life where you have to march your DH over to the toilet to debate how much vomit he's left on it.

Live a better life

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Babydaddy1978 · 23/06/2023 13:05

He sounds like the sort of man that gives the rest of us a bad name.

This 2023 not 1923.

Men like this will not change I am afraid. He clearly thinks the status quo is acceptable when it clearly isn’t.

INeedAnotherName · 23/06/2023 13:06

Its definitely time to start splitting your finances...but with a view to divorce.

A man who won't pay for maintenance or do it himself just devalues your investment and life. He will only make you frustrated, angry and feel worthless until you are so depressed you don't want to live. Dont let it get this far, start planning now Flowers

INeedAnotherName · 23/06/2023 13:07

SunSurfSand · 23/06/2023 12:59

Divorce him.

Who wants to live a life where you have to march your DH over to the toilet to debate how much vomit he's left on it.

Live a better life

That actually struck a nerve with me, and made me cry. So true.

Menopants · 23/06/2023 13:07

Leave him

SomethingNastyInTheGenePool · 23/06/2023 13:12

Dump the fucker. Seriously.

caringcarer · 23/06/2023 13:15

General house maintenance jobs should come from the joint account. DH and I both have our own money paid into our own accounts then we both pay £1.2k into our joint account and that pays all necessary expenditure council tax, food, cleaning products, cleaner, gas, electricity, water, holidays, sponsor child, cards/gifts from family, child's activities, child's clothing, child's mobile, childs haircut, child's pocket money. Our personal spends are haircuts, dentist, mobile, charity donation, gifts for each other, lunches out, coffees out. If we go out for a meal or drinks DH insists on paying and I let him. We earn about the same. I'm better at saving and tend to buy more euros for spending on holiday but they all go into one euro wallet.

caringcarer · 23/06/2023 13:16

NoSquirrels · 23/06/2023 08:47

You’re considering separate bank accounts when you should be considering separate houses.

I've just read update. Definitely this. What a pig he is.

Plottingspringescape · 23/06/2023 13:17

I don't think changing how you arrange your finances is going to make a blind bit of difference to your situation. Your DH will still be an alcoholic, and you will still be living with that.

toodlesofoodles · 23/06/2023 13:20

Separate bank accounts is a must for when you divorce the disgusting pig. Why not start now.

Shinyandnew1 · 23/06/2023 13:22

Annually, he earns £16k more than me.

The relative salaries is significant here though. Do you earn £20k and he earns £36k or do you earn £100k and he earns £116k?

That aside, he sounds vile and I would be leaving him.

greyhairnomore · 23/06/2023 13:34

Why are you still with him ?

SayHi · 23/06/2023 13:37

You need to do it as a percentage so instead of 50/50 where you put the same amount in, it should be 50% of your wages each.
The higher earner will be putting more money into the pot but they’d also have more spending money too.

Tbh I think it’s irrelevant though as he sounds like a selfish twat and I’d be kicking him out and giving my DCs a happy home.

Parker231 · 23/06/2023 17:57

SayHi · 23/06/2023 13:37

You need to do it as a percentage so instead of 50/50 where you put the same amount in, it should be 50% of your wages each.
The higher earner will be putting more money into the pot but they’d also have more spending money too.

Tbh I think it’s irrelevant though as he sounds like a selfish twat and I’d be kicking him out and giving my DCs a happy home.

Why would he have more personal money - if it’s a partnership it should be equal regardless of salary. Sounds like financial abuse.

GoodChat · 23/06/2023 18:00

If he wont agree to paying more in, both continue to put your full wages in then set a 'personal spends' allowance you both keep in your personal account - allowing enough in the joint to maintain the house and build some savings.

SayHi · 23/06/2023 18:06

Parker231 · 23/06/2023 17:57

Why would he have more personal money - if it’s a partnership it should be equal regardless of salary. Sounds like financial abuse.

It would not be fair if OP paid a higher proportion of her salary towards the bills just to make it equal.

Paying 50% of each of their incomes to the joint account for bills is the most fair outcome, especially for OP who earns less.

BarbaraofSeville · 23/06/2023 18:45

Paying 50% of each of their incomes to the joint account for bills is the most fair outcome, especially for OP who earns less

No it's not, because the OP will still end up with less money. If he earns £3k pm and pays in £1500, he has £1500 left. If the OP earns £2k, she's left with £1000.

So she has less money and has to pay out more because he won't pay for things like house maintenance and probably a whole load of other stuff that's not booze.

But obviously they have more problems than that due to his drinking and refusal to do anything at home.

Parker231 · 23/06/2023 21:10

SayHi · 23/06/2023 18:06

It would not be fair if OP paid a higher proportion of her salary towards the bills just to make it equal.

Paying 50% of each of their incomes to the joint account for bills is the most fair outcome, especially for OP who earns less.

Sorry I meant both should have the same personal money regardless of their salary. All money into one account and the same account transferred to your personal account.

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