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Are any Mners on here super rich?

368 replies

Felixss · 21/04/2023 11:09

I don't mean upper middle at least a few million. What's life like what staff do you have? What's your daily routine like?How do you earn your money investments etc. Being nosey.

OP posts:
Crazykatie · 21/04/2023 16:21

Scalottia · 21/04/2023 16:13

*would say yes, sorry for bad typing!

Cash rich is having spare cash when everyday living expenses are paid, then you have choices

TheExchange · 21/04/2023 16:22

My DH are what I call rich, more than a million in the bank, a couple of properties paid for and both retired. We’re early/mid fifties.
We go on about 8 holidays a year and spend about 30k or more in them. My DH is a member of a swanky golf club, we are both members of a posh spa, have private health, eat out a few times a week and generally never have to think about the cost of day to day things.
We help our DC and I have caring responsibilities for my DM but she’s recently gone inti a care home.
Life is good, I grew up on a council estate and my DH has a more middles class but not affluent background. He had nothing when we met, he moved into my fiat with two rucksacks of stuff and they were all his worldly goods.

newfence · 21/04/2023 16:25

I just won £35 on the horses, pretty pleased with myself!

mrsbitaly · 21/04/2023 16:25

onefinemess · 21/04/2023 12:24

I'm not exactly on the Sunday Times list, but I do OK.

No staff here at the Messy Mansion, just a cleaner, gardener/handyman who does the general maintenance, and we have someone from a detailing company come in once a month to give the "the fleet" a wash and wax.

We call it "the fleet", but it's really just a small collection of runabouts, there's my Rang Rover, the X6 we tend to use for the dogs, my husbands "boy's toys", a Lamborghini Aventador and a Ferrari 355, he did buy a Delorean a few years ago, but there is something wrong with the doors so he doesn't drive it anymore, we also have a Model X, which I bought on a whim because I thought the inside looked lovely, it isn't, and I'm embarrassed to admit that I've never driven it since it was delivered, its sitting at the back of the garage collecting dust. I'll have to do something with it over the summer.

House wise, we have one in the UK, a villa in Mauritius and a house boat on the Thames. There are also my parents old cottages in Devon which were an inheritance, but we don't count those as my sister and her family stay there quite regularly and we never know if there will be an empty one for us to use.

Daily routine would be breakfast, then Yoga with my instructor. I'll check my emails and browse Mumsnet with a coffee until lunch time. We usually eat out, so I'll meet someone for lunch at a cafe then a little shopping after. Evenings are couple time, where we normally go to a restaurant for dinner and drinks.

I grew up "poor", typical council house in the Midlands, but I married rich. I met my husband when I was 29 and not long divorced, he was a client at the solicitors I used to do admin for. He comes from money, serious money, although most of it has been split through inheritance with his sister. My husband used to work as a trader in London before Covid, now advises banks (worldwide) about funds and risks and stuff, I think. It's something to do with money anyway.

Most of my friends are similar to me in terms of lifestyle, only one has ever had a job, all the others grew up rich, married rich and have no concept of cost or affordability. If they want something, they get something. I was in the diamond quarter not so long ago where one of my friends spent 36k on a necklace! That's more than I used to earn in a year! She bought it because it "looked so cute on her".

Being rich isn't as good ad people think it is, you get used to it so quickly and "luxury items" quickly just become "stuff".

Do you get bored? I always think I wouldn't want to be rich as its nice to dream of things that are out of my reach and somewhat something to aim for - hope. But if I have so much money once I have the nice house, car, holidays, ect what is there left to dream of if it's always within reach?

puffyisgood · 21/04/2023 16:25

Not me, sadly.

A couple of university friends are quite rich, the husband made a quite a few tens of millions in the city [starting from a working class background], maybe over £100m, I'm not sure, he's retired for the time being.

They don't live so differently to other people, really...

(a) She works most/all days but I think part time in a clerical type job that's really to keep her busy/to keep her in touch with the real world. Maybe she only works term-time.
(b) He still flies around the world quite a lot, keeping busy doing little bits of stuff that probably skirt the borderlines of work and social.
(c) I think that the odd close friend & family member of theirs who's had a hard time of things financially maybe gets a house they can live in rent free and/or a stipend.
(d) I think they only own one house for themselves to live in but when they've moved they rarely seem in a rush to sell the old ones, not because they want them as investments or anything, but just because there really is no rush, no imperative. I suspect that whenever they have moved house, every last bit of packing is done by staff.

(e) I think they have maybe two full-time staff to look after the house and garden.
(f) They have a boat of some kind but cars [one each] are very normal. I think he used to be part of a 'classic cars club' where you can just rent something really flash for a weekend or week if you really want it.
(f) I suspect they probably spend a good 4-8 weeks' time per year on what would be normally considered very exotic holidays [but they'd never post any pictures on social media or anything].
(g) Neither does jewellery at all. Clothes and shoes etc expensive but not ridiculously or flashily so.
(h) I think they want their kids [who go to non-elite private schools] to grow up to have freedom to do work that 'interests' them, maybe is in the arts or charity sector or something.

Scalottia · 21/04/2023 16:25

Crazykatie · 21/04/2023 16:21

Cash rich is having spare cash when everyday living expenses are paid, then you have choices

Well yes I would fit this criteria. I guess I was wondering how much 'spare cash' after expenses is considered rich...my partner's salary gives us a lot of disposable income. My income isn't quite so big, but I am doing a job that I enjoy (mostly).

Echobelly · 21/04/2023 16:26

BTW @tenbob I think you're right that even a few million can still be fairly 'upper middle class' - DH is developing a software product and I'll admit to daydreaming about what might happen if he got offered £££ by a big software firm for it (and let's face it, that's very likely a daydream) and I found it interesting to reflect that if it were, say, £2-3m honestly I don't imagine it'd change our lifestyle that much. We're in a large house already, we might want to make our retirement more comfortable and avoid our kids having student debt, which are huge things in themselves, but we wouldn't start moving in a different sphere of life or having staff (though I'd probably get the cleaner in more than once a week 😆)

timothynicebutdim · 21/04/2023 16:29

bettyjane · 21/04/2023 14:56

My Neighbour Totoro at The Barbican was amazing.. however it was only on stage until January, and isn’t running again until November so not sure how you saw it last week? (but do get tickets for when it’s next on if you can!)

You caught me. I'm actually a cleaner.

Etonianmother · 21/04/2023 16:31

I might have been, had it not been for school fees...

CurlewKate · 21/04/2023 16:31

Incidentally, class and money are entirely unrelated.

Lvb7533 · 21/04/2023 16:33

Yes that's right. If that's the case, the internet is your friend. Avoid anything that involves trading your time for money or working one to one. That's not scalable. The internet allows you to "sell" one to many. Over multiple continents at the same time. Listen to podcasts such as Pat Flynn 's "Smart Passive income" or Amy Poterfield's "marketing made easy" for inspiration

BlackeyedSusan · 21/04/2023 16:33

it is interesting to read.
lots of things that people have I would not want. (eg a horse)
I used to think I would want a large house, but would not want to clean a big house and I hate other people in my safe space...

AndyandTeddyarewavinggoodbye · 21/04/2023 16:34

@mrsbitaly Do you get bored?

Why ask that? It's fiction. Made up. Not true.

MissLucyLiu · 21/04/2023 16:34

BlackeyedSusan · 21/04/2023 16:33

it is interesting to read.
lots of things that people have I would not want. (eg a horse)
I used to think I would want a large house, but would not want to clean a big house and I hate other people in my safe space...

You wouldn’t be cleaning anything. The cleaners are there to make sure everything is put away. I hate having stuff on the surface of anything.

GonnaGetGoingReturns · 21/04/2023 16:37

Oh friend of parents, owned huge glamourous house in Cheyne Walk which a huge Hollywood star rented (won’t name as could be outing!) then bought hotel on the side in countryside to “run”! Boys all went to Charterhouse, they had staff but no chef. Old school and older. Wife was much younger. Sold Cheyne Walk house to someone who wanted huge courtyard for “parking spaces” and they bought a huge house (with apartments) in Spain which were then rented out. Worth millions. Boys more or less set up for life but do work/study with small trusts. Father quite mean, now dead. Complained one ex GF he bought a house for off Northcote Road (nappy valley)had got a good deal as now worth loads!

CalpolDependant · 21/04/2023 16:38

We have loads of money and live in a 5 bed house. I feel like a bit of a twat saying that we have loads of money and I’m sure loads of other users will be along in a moment to tell me I am. Loads of money here means that we have a small number of millions in the bank, and our take home is a combined 1.2m per year.

We have a gardener because our garden totals about an acre, I think. But that also includes the but the house is standing on. Anyway, I hate gardening. No cleaner because I’m weird about it and don’t want one. We have a holiday home in a Spain which does not have a pool and we use the municipal one. We have 2 cars, one of them is new and electric and one of them is ancient and diesel. Ancient diesel car is currently a non starter due to neglect so we’re sharing one.

We are both SE, working jointly on the same business. I work 7am-1pm every day, my husband works full time 9-5. Business employs about 50 other people so it’s big and profitable and that’s the only reason we’re rich. We both grew up with ordinary MC boomer parents. My non-school-age kid goes to a childminder. No nannies.

We usually (except we didn’t for 3 years because Covid and then baby) go abroad 3-4 times per year. This is where most of our money goes. Also, education as we pay for schooling. We also have an insane wine collection - like 650 bottles!

Our energy bills are now around £600 per month. That’s also a big expense. It would be in poor taste for me to complain though, obvs.

My handbag is a Badabing changing bag. When I don’t have a babe in arms, my handbag is something very mundane and reliable like a Radley cross body. I often buy them on eBay second hand too. My sunglasses are fake - from a lucky-lucky market in Turkey. I don’t wear a watch although my husband does and I think it’s a Cartier. My prize “rich person” piece is my engagement ring which is unbelievable and sapphire and old. But small.

I do my big shop in Lidl. I have 2 cats and no dogs because I’m not keen on having a dog, so in that sense I’m a shit rich person.

My average day is waking at 6 and putting on some washing / folding washing from day before. Then I throw on some clothes, feed the cats and empty the dishwasher. Baby wakes about 6.30 (she’s 10mo and sleeps well now) and I give her some breakfast and a milk feed. Other kids and husband wake at 7 and I go and start work. Husband does CM and school drops and starts work at 9. I smash through my emails before 9 and then have meetings until about 1. I usually have a break around 9.30/10 and might stick another load on.
I have 1hour after work where I knock out some housework and then I get the babe from CM at exactly 2pm.
Sometimes I bring her home for a nap, sometimes I take her out.
Get the kids at 3.30, dinner for 5.30. Baby goes to bed at 7. Other 2 go up around 8. Then it’s wine time.

My days are honestly pretty shit and boring. We have 3 living rooms. Oh! Also we eat off good silverware cutlery every day. It was a wedding gift and it sat in a drawer hardly used for ages. One day I just thought “screw this” and we’ve been using it and putting it through the dishwasher every damn day for about 4 years now. So that’s pretty fancy of me.

Scalottia · 21/04/2023 16:38

BlackeyedSusan · 21/04/2023 16:33

it is interesting to read.
lots of things that people have I would not want. (eg a horse)
I used to think I would want a large house, but would not want to clean a big house and I hate other people in my safe space...

I agree, could never have a cleaner. I don't want people in my space and honestly I find it a bit lazy. Flame away but it's just my opinion, especially if one person isn't working full time.

BlackeyedSusan · 21/04/2023 16:41

MissLucyLiu · 21/04/2023 16:34

You wouldn’t be cleaning anything. The cleaners are there to make sure everything is put away. I hate having stuff on the surface of anything.

wouldn't want cleaners so that limits the size I could keep clean. big enough to have lots of cupboards withdoors on to hide the yarn stash stuff. too much stuff in too little space makes cleaning harder because there is too much to keep moving. need to chuck more stuff out!

dig135 · 21/04/2023 16:43

We have a gardener and cleaner for 4 hours a week. No other help and we do most of our own maintenance. We have a pool and tennis court and, as lovely as they are, they're a lot of hassle and work.

Cars are 8-10 years old. Probably our greatest extravagances are private school and holidays. We mostly fly business (but usually on airmiles). I shop mainly at Tesco, don't spend hardly anything on clothes, makeup, handbags etc.

Like to treat the kids at Christmas and birthdays but they don't get pocket money and the older teenager works in the holidays.

I manage our investments and we're quite good at saving for retirement rather than spending loads. That's about it.

dig135 · 21/04/2023 16:44

And I'd define super rich as more than a few million but then again, it doesn't go as far in London and the SE.

slamfightbrightlight · 21/04/2023 16:46

I’ll come back after I win euromillions tonight and let you know OP!

Felixss · 21/04/2023 16:47

CurlewKate · 21/04/2023 16:31

Incidentally, class and money are entirely unrelated.

Th e Hyacinth Buckets are here. Class is an outdated construct designed to limit social mobility.

OP posts:
MissLucyLiu · 21/04/2023 16:49

BlackeyedSusan · 21/04/2023 16:41

wouldn't want cleaners so that limits the size I could keep clean. big enough to have lots of cupboards withdoors on to hide the yarn stash stuff. too much stuff in too little space makes cleaning harder because there is too much to keep moving. need to chuck more stuff out!

May I ask why you don’t want a cleaner?
Isn’t the point of working so hard about trying to gain a bit more time and freedom to do things you love and enjoy. If you tell me you absolutely love cleaning then that’s your prerogative.

For me I outsource everything I can so I can focus my time on 1. Earning more money and 2. Spend more quality time with my family and friends. 3. Focus on myself and bettering my hobby / enrichment

BlackeyedSusan · 21/04/2023 16:49

tthe properrty I love on is worth at least £8 million, unfortunately, I only own half a flat out of the 50 or so!

BlackeyedSusan · 21/04/2023 16:49

live on! doh!

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