Roughly what percentage of your income goes on your mortgage?

[AffIt]

We're looking at buying and just curious what % of your combined monthly income after tax (assuming you're a joint-income household) you use to furnish your mortgage?

I'm assuming about 30%, does that sound right?

30% sounds good. I have 0% as it’s finished. When I started out it was 50%

16% I’m a lone parent so sole mortgage

About 20% or so, was higher when we first started out though.

14% but overpaying so 20%

25% but soon to be mortgage free!

17% of joint net income. We spend 43% of net income on childcare so can't afford a bigger mortgage

22% of net. Used to be higher though!

14%

House was originally bought on one salary.

It's varied massively over the years. 30% sounds doable but do stress test it, especially if you have substantial childcare costs. If you're currently renting that gives you a good benchmark.

We borrowed quite a bit less than the bank were prepared to lend us, which was another reassurance we could manage it.

Around 25% I reckon

48%

Ours is roughly 16%.

2 salaries (1 x PT and 1 x FT)

25% net income plus the same again on fixed house related bills.

Currently 15% but will be 25% when we remortgage due to interest rates and remortgaging HTB (if we choose to still).

15% currently - will see what happens with the remortgage this year!

Ours varies a lot. This month it will be <10%, when we took it out it would have been about 25%.

Ours is 4%, but we over pay, which works out at 9%

But we only have 3.5 years left to go on the mortgage. We are 53 & 50 years old though!

9.6%

17%. I've only got 2 years to go.

Around 25%. I've only got it last year.

18% but we usually overpay each month to try to bring down the (ridiculously long) term so it’s more like 25%.

I've paid it off so zero!

About 20% but that's on one income (single parent)

About 20% of income not including bonus. Won't ever assume you can get a bonus every single year!

Single parent, 22%.