I have two adult offspring still at home.
DD is 19, on an apprenticeship earning 19k. Has train fares of £100 a month, phone, pays for her own lunches in work and her own toiletries.
DS 22, recently fully qualified after apprenticeship. Is paid 26k. Pays for his own lunches in work and phone / car / toiletries.
DS’s GF is with us Monday - Friday since leaving Uni last summer. Pays for her own car / phone but lately I’ve been supplying a lunch (roll and crisps) as they are both saving for a place of their own.
DH and I can afford to keep them as we both work full time but naturally the household fuel bills are high and I’m struggling to keep the weekly food bill under £130.
We often stump up for a weekly takeaway too!
We feel fortunate that we’ve not had to put either child through uni so compared to some we’ve gotten off lightly, however we now find that instead of being able to save a nice amount (no mortgage) we’re subsidising the ‘kids’ still.
We don’t want to hinder their saving to get their own place but it is getting expensive.
what would be a fair amount to charge? If anything at all?