Any other millennials fancy a moan?

[MoscowMules]

I know everyone says, the generation before you had it harder, all the way back to the Crimean War probably.

But

Is anyone else who is a millennial just a bit fed up? Fancy a pity party?

I reflected this evening on things that have happened.

I was born in the very early 90's, so am pretty much smack bang in the middle of the millennials.

We've lived under pretty much unstable governments in adulthood. Mainly conservative.

We've had 2 global recessions

An illegal War

Brexit

A global pandemic

Housing Crisis

Cost of living crisis

Possible collapse of the NHS or if not collapse it continues to limp on with poor care

Russia invade Ukraine and global tension.

To mention but a few calamities, and now here we are, trying to raise Alpha Generation typically, in the midst of all this.

I just feel a bit like "wtf" how much more can we take?

Yes there were good things on a social level, we were the first to learn and grow from the internet and become digital. LGB rights moved forward with same sex marriage, education improved especially with the removal of Section 28 from the education act towards the end of some of our schooling.

But my god! What a generation to belong to and try and navigate in.

I totally accept if I'm having a pity party for one here tonight though 🤣

The older generation sit in their big expensive houses and some do so very little to help their children financially and are busy spending any inheritance the children might get

We're mid 50's and haven't needed to yet. One of ours started their own business instead of wasting time bitching how unfair life is for their generation.
But we have planned to give away and spend our money to avoid inheritance tax before we get old.

Yes anyone who thinks Netflix and Broadband subscriptions really affect a young families ability to buy a decent family home needs their head checked.

Yes boomers generally got mortgages based on one salary the point being it was possible to do that then. Now both parents often need to work and two cars are needed. People with brand new cars on finance often get company cars or couldn’t afford a -reliable- car for commuting without taking finance.

I’m a strong person and have done well for myself through my own hard work thanks but this thread is for millennials to rant on isn’t it?

I don’t really begrudge older people with expensive homes I’m just ranting, but there is a housing crisis in this country and something is very broken when young hard working families can’t get on the housing ladder while so many older middle class people are sitting on a lot of wealth, empty bedrooms and are continuing to take from the state and expecting their children and grandchildren to shoulder the burden.

The one thing I hate is when boomers victim blame millennials for all of this and take the attitude that they deserve their comfortable life because they worked hard and paid tax all their life (up until retiring at 50 something on a final salary pension), whereas millennials are frivolous with their money and lifestyle. That’s just their way of turning a blind eye to the plight of their offspring. They’re not comfortable just through hard work a large element is because of the generation they were born in. 🤣

I don’t know what the answer is though and when I’m older I’m not going to want to give up my home to a young family either!

The worst part of being a millennial for me, is being at the tipping point of human extinction due to global warming and being powerless to do anything about it. Knowing that my children are going to live through the earth becoming uninhabitable and seeing that the world is still run by boomer industrialists who don't give a fuck makes me despair.

I don't get why non-millennials come to this thread to prove us wrong. Wasn't it supposed to be rant place?

"... Well, we were evicted from OUR hole in the ground; we had to go and live in the lake!!!"

I am an millennial and I did a lot of things wrong on paper but it worked out.

Firstly, I messed about at school and left at 16 with zero GCSEs (but straight into a solicitors office junior role). I lied about my results and the practice manager loved dogs (photos on every wall) so I made to sure to talk about my dogs a lot in the interview. Got the job, hurrah.

So far, so good.

Met my husband at 16, bought a flat (100 percent mortgage just in time before it all went tits up) married and had 3 kids by the age of 25. Managed to sell flat and move into a 3 bed detached. Kids are older now and I am about to graduate with an OU degree. Can now focus a lot more on my career whilst I am still young enough to do so.

My cousin my age got married in the summer and so it was like a mini reunion. On paper I am light years ahead of my peers who did the whole university/leaving kids until 30 etc.

Oh and thankfully I am still really happy with my husband, which helps obviously.

This is a public forum and you cannot police who posts. There isn't boomer victim blaming of millennials🙄I'm not a boomer, just pointing out that are some misapprehensions being peddled as fact, not taking into account other factors which were at play in the past.

You're missing the point when you state boomers could afford a mortgage on a house on one salary. Women's salaries didn't count in the calculations and houses were still very expensive in relation to wages.

Right back at ya. You cannot police what people think. No one cares that you disagree.

Well that was an erudite contribution to the debate! If you don't care why did you post that you didn't get why non millennials had posted on the thread?

This ^^

Born in 83 it was honestly a fab time to be a child and then a Teen, but we were the first year not to have free university education and had 2 years of employment during a boom economy before 2008 hit (and I am in Construction so it hit hard). Since then its been austarity, brexit, covid, more recession and now we have war in europe again!

Sorry OP I know I am technically Gen X but it felt good getting that off my chest!

@WeAreTheHeroes the average house price is 65 times higher today than in 1970, the average wage is only 36 times higher.

Yes houses have always been expensive but I think the only person missing the point here is you.

Sorry OP I know I am technically Gen X but it felt good getting that off my chest!

Not if you were born in 1983! That's millennial

Because I wanted to read other millennial's opinions. Thank you boomer for your valuable contribution.

ODFOD - I'm GenX

My eldest is a young millenial. We had this conversation over Christmas.
He is in a badly paid public sector job but because he doesn't live in London he was able to buy a decent home in his mid 20s.
Youngest born 96 so just a millenial earned more at 25 than I ever did. Again not living in London though.
As to student loans, both have huge loans, easily £60K one will never pay it off but the other will due to high earnings. Those born after 2000 have it much harder.

My feeling is that the best years politically that I can remember were the Blair years, better by far than when I grew up and it's all been downhill since then.

I am going to wear a hard hat and post. I am not a millennial. But a boomer. The idea I have voted Tory all my life is simply incorrect ! I have voted Labour.
I have never been so sad as to read the generation hate on for people of my age group. Which, I think has been encouraged and manufactured by the media. My generation then :
My parents rented, then chanced their arm on buying home when it was a new thing for people like them to do. It was a new beginning in the sixties for working class people.
I could not afford to buy a home on my own when I was 20 odd. I learnt less than £4000 a year. I could only do so when I got married and we had a joint income . That situation was not unusual. The building societies then were way more generous about giving mortgages. They have since tightened up doing so and have gone too far the other way. In the past they gave people mortgages and loans they really could not afford and eventually the housing market crashed. People had homes taken back by the lenders. The lenders vowed never to let it happen again, hence the tight scrutiny now on affordability. They never did affordability years ago. Alongside this though were interest rates to make you shudder. 15% it crept up to. 4 % 7% 8% 10% 11 % etc. The mortgage kept going up and up and up. As did everything else in the shops. You scraped by. If you could. Many didn't. And houses were repossessed.
The unemployment in the country has been really bad in the past. Far more so than now. Ghost Town by the Specials gives you a flavour. Riots and violence and strikes were normal news growing up. I remember learning with horror in the early seventies of the Equal Pay Act on the news and that I would not get paid the same as a man going to work. I was shocked as a young girl. And angry about the injustice of it. Three day working weeks. Blackouts. Rubbish piling up in the streets. You could get a dentist though. And drive from one end of the country to another without too many hold ups. The music was awesome. And everyone watched the same programmes on TV so you all talked about them at school the next day. And everyone ate the same sort of food as well. There was a sense of belonging. But we were largely hard up. No central heating, no carpets. Walked everywhere. Buses of course. No take aways. Didn't have a phone until really late on.
Personally, I honestly don't know anyone who made a mint out of their homes. Many have over the years lost homes, lost work, been through divorce, businesses folded. It hasn't been a long run of happy days. I was born Pre EU. My two siblings live in rentals now having lost businesses and money due to loans handed out. One is mid sixties. The other mid forties. Our generation were allowed to live on the never never. For a while. Then the creditors asked for the money back. And a lot of people could not pay. A lot of boomers still have mortgages. You might not think they do. I do. Some clear it only when their parents leave money. But please do not go around with the idea that life was a breeze. It wasn't. And many will pay for care with their house they invested everything in.

I am a boomer, I’m over 60. I remember growing up with the threat of nuclear war always in the background, but apart from that everything else had faded away.

I agree the your generation has been handed a shit deal. I didn’t go to university, but it would have been free. But now if you don’t go to university you can’t get into the job you would like.

Totally agree about house prices. It’s ridiculous that you can’t afford to buy a house on a decent wage.

My Dd is a millennial. We have helped her buy a house, but only because the house prices rises have benefitted us enough to do this.

I really care about climate change. My generation and the generation before me have caused this. Ok we didn’t know this in our 40’s, but there’s been no excuse for the last 10/15 years.

Personally, I have changed my lifestyle. I try to adhere to the “use it up, wear it out, make do, do without. But most people of my age are just carrying on as before. Some of us now have our retirement pots and, oh my, don’t they want to treat them selves now they are retired. Fancy things, fancy hobbies, fancy holidays.

I don’t begrudge my Dd and her generation having these things, if the poor sods can even afford it, but my generation have had their turn using up and wasting the earths resources. If we took less, there would be more for you.

You will be the ones that have to deal with the shit show coming our way. I’ll be dead before the real trouble hits. I want to tell my Dd not to have children, because she will worry for the rest of her life about what’s in store for them. But I won’t.

These are opinions I don’t express much, because people my age don’t want to accept these truths. I may come over a little unhinged? If so it won’t matter as this is an anonymous forum.

Thank you for letting have my little rant.

To add, going to Uni you used to have a thing called a grant. Only a few went to uni. The grant was paid by the local authority. And many students were expected to get top up money from their parents. As if. So many students were famously frugal and very very poor.

Climate change for me has a lot to do with the increase in global population. Until this subject is on the agenda at any climate conference we are all missing one of the biggest single issues. Raw materials are utilised, more air miles, more food requires, more housing, clothing more waste produced. The world needs to stop reproducing at the rate it does. That is one of the single most significant factors in climate change.

Totally agree. I know us millennials are always going on about owning property, but I don’t think anyone who is 20 years older could understand what that lack of security is like, never having a true home that’s yours and waiting for rent increases every year.

Housing is a human right and renting causes serious stress in a way that home ownership just doesn’t.

No they definitely don’t understand. They seem to think you can ‘personal finance’ your way out of greedy landlord rates and banks who aren’t willing to lend even though you’ve been paying rent for years. ‘Oh just give up your iPhone’ ‘Well I never had Netflix at your age’ No Nigel because it didn’t exist then 🙄

We’re tat rich which gives the impression we have loads of money just waiting to be rechanneled into a deposit, but that’s simply not the case. My MIL didn’t believe us that nursery is £1,100p/m - she thought I was exaggerating!

I will not be able to have the same standard of living as my mum. She trained as a nurse with a generous NHS bursary. Dad was a factory worker. They bought their council house, sold it for such a massive profit they were able to buy an extra house and two flats to rent out. They now live in a very affluent area in a 4 bed detached and they never worked past 50.

Happy for them of course but there’s no way a nurse and a factory worker could have that lifestyle now. I have 7 siblings so whilst I’ll probably get a little something when they die I don’t think it’s going to be earth shattering. Plus they want to spend it all now travelling etc.

My two siblings would understand. They are in rented having both lost their homes.

As I am sure would many.

Xennial here and I just wanted to disagree with whoever up the thread said effectively "they're all the same, don't bother voting". I have loads of criticisms of the Blair/Brown years but they were emphatically not the same as the preceding Thatcher/Major years or the shitshow we've had since Cameron came to power.

Blair and Brown got loads wrong (and I can remember railing against PFI and marching against Iraq). They also got lots of things right, or at least better- Sure Start, investment in education, NHS spending, I could go on and on. It honestly seems like a different country now.

All sorts of people enjoy slagging off the last Labour government (Tories with unreasonable criticisms re global recession, far left with much more reasonable criticisms re Iraq) but it was a huge mistake of Ed Miliband to say mea culpa rather than defend their record, as it's left some voters with the idea that they achieved nothing and that there's no point voting for change. There is every point.

I cancelled Netflix subscription and have £10 mobile plan. I also shop in Lidl. I am just closing the deal of buying flat in Hyde Park. For cash. Easy. I just watched pennies and pounds looked after themselves 😂