How did you become rich (without inheritance, marrying into money, winning the lottery etc)?

[AlansFungalFootPowder]

Can anyone give me a solid plan for how to earn lots of money? I am intelligent, have 10 years experience in a very responsible job, I have a masters degree and I’m willing to work very hard. I don’t want to sell my body or compromise my ethics.

ps not a nurse

That does however underline the stagnation of ‘middle class’ salaries. I’m 51, but as a 28/29 year old accountant back at the turn of the century (!!) I was earning a similar amount, and have spent the last 20 odd years earning very well in the great scheme of things, with bonuses and stock options along the way. But in real terms, compared to then, my base salary is actually only about 20% higher. Lump sums along the way, be they bonus, LTIPs, stock options or redundancy pay-offs are what have made me financially independent/secure; even though my salary has been good we couldn’t have had the lifestyle we enjoyed and created the financial independence I now have. Though, since my husband died a few years ago I do sometimes wonder what it’s all been for.

You can earn all you want but if you spend most of it or even save a chunk you won't get really rich unless you actually invest it.
Having a big house and flash cars are massive liabilities, both are probably on finance/mortgaged and you are reliant on income to service them, they do not mean you are rich.
Most of our wealth is from property - rentals plus a nice house in a lovely location, plus decent but fairly ordinary jobs with good benefits and pensions, regular savings, premium bonds. We can afford to retire early. We also buy things that might go up in value - rare wine, jewelry etc.
We don't do frugality - lots of holidays, good food, hobbies, treat adult dc etc.

High risk investing - fairly close to winning the lottery in terms of likelihood of success, so wouldn't recommend it to others. I did however have a relatively large deposit to invest (saved over 10 years) from strict budgeting/frugal living. (despite having a relatively low income job and being a single mum). Then I went all in, bought and sold at the right time, and here I am . It's definitely worth understanding investments and tax wrappers to make your money work harder for you (even if you don't go for high risk options, just using index funds would grow your money well).

I’m indonesian married ti british. My DH works is game designer. He earns 80k. We are very comfortable. I own 6 bedroom detached house in cambridge. In the posh area here. But its because my family. My dad is very rich. He own hotel and restaurant chain in Indonesia. If you want to be rich. Take risk and do businesses. My dad is an orphan and very poor. He took a big risk and do businesses.

Being expats for years. Company pays for your card, houses, kids schooling and flights etc. You can be save a lot of money when you don't have these costs.

We saved money as soon as we started working and we maxed out our pensions. Final salary pensions are good but you might need a time machine

Wrote a very successful book.

I always thought you were on Mumsnet Joanne 😁🪄