I'm sure it was Nanny Ogg who said something to the effect of, she didn't want to walk into death upright and proper, she wanted to slide in sideways with a bottle of wine in her hand.
It's what I live by. If you like doing something, do it. No need to be stupid about it and get into debt, but there is no point in always sticking to the rules that society has set up. Which is no different from the saying about eating the cake.