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Your number 1 money-saving tip

938 replies

PupInAPram · 02/04/2022 11:06

What is your number 1 tip that saved you the most money on regular household spending?

OP posts:
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SpringLobelia · 02/04/2022 15:06

@Honeymint

Way more than one but:
  • agree with meal planning & online grocery shopping. See what’s on offer and plan meals around that.
  • use the library instead of buying books / audio books
  • if you have a tv license, cancel it and use a cheaper subscription. Or YouTube, 4oD, itv etc are all legal to watch without a license so long as you don’t watch live tv.
(You can cast to tv with a chromecast if you don’t have a smart tv!)
  • sharing subscriptions is good too. Some places let you and some don’t, but getting a family plan for Netflix or something and splitting it with someone instead of a tv license saved a lot of money.
  • wear thermals under your clothes and turn the heating down (ours has been on 14 all winter bar a few extra cold days when we turned it up to 16)
  • freeze sliced bread and defrost / toast as needed. You can also freeze milk. It really helps in avoiding small top-up shops.
  • look for better deals on insurance, phone contracts etc. You can save £hundreds this way.
  • agree hot water bottles are excellent!
  • try eBay for clothes. So many people buy clothes, never wear them and sell them on for really cheap.
(When I needed maternity clothes I managed to find some nice jojo maman dresses for 99p each!)
  • get a baby grand piano for free from fb marketplace

I’m loving this thread, there are so many good tips I’m going to try and remember them all!

Grin
NotQuiteUsual · 02/04/2022 15:07

A meal planner on the fridge. Sounds simple, but if you're as scatter brained as me you can add notes reminding you to defrost what you need the next day and work around expiration dates. I add reminders about when things will expire etc too. It's cut our food waste to basically nothing. We give the dog any leftovers from the fussy kids, which cuts her food bill down too.

The whole planner takes ten minutes once a week and really has made a difference with the lifestyle creep we had going on.

Soffit · 02/04/2022 15:08

No top up shops, ever. If you don't have it and it isn't completely and utterly indispensable until the next shopping date then go without it and improvise with whatever you do have.
I was going to start using getir app but I recognized the slippery slope before I set foot on it.

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NameChangeCity123 · 02/04/2022 15:09

@SpringLobelia

Never go on Amazon or ebay when drunk.

( posted under another user name once how DH and I bought a baby grand piano once when shitfaced on pink champagne. neither of us play the piano. Nor do we have room for a piano).

OMG I love this GrinGrin
Gwenhwyfar · 02/04/2022 15:09

"I’m always a bit confused when people say put all the spare kettle water into a thermos. I tend to just fill as much as I need."

You have to fill to the minimum line or you damage the kettle.

Soffit · 02/04/2022 15:10

If you do order food in from places like Ubereats then be super careful wit their bogof. DD got stung this week - price of burger on regular menu (and their own website) £8 , price stated per unit before bogof £12 so not such a great bargain!

Justanotherobserver · 02/04/2022 15:10

@DustyMaiden

Say no. I found that when I said no to my adult DD I saved thousands.
During a very tough period, I said no to myself and it actually worked. These days, if someone says they're going to the supermarket and asks me if I want anything, my mind goes blank. Weird, but useful.
abigailsnan · 02/04/2022 15:11

[quote PupInAPram]**@AchillesPoirot* cupboard audit is a great idea. I reckon I could easily live off tins and long life groceries for two or three weeks. I built them up ready for short notice covid isolation or bad winter weather, but using them up now is sensible. @abigailsnan* I'm in my very early 60s but retirement is 5 years away, so I'm still in full time work😁[/quote]
I was very lucky to just qualify for my full pension at 60 and along with my late husbands pension I found I had quite a comfortable lifestyle but just the past year with prices rises on everything I have started pulling in my belt and started looking for bargains everywhere,I really feel for those younger families who have to keep their little ones warm and fed,I help at our young wives club to show them how to put together meals which are easy & nutritious cooked in slow cookers it saves them such a lot of money than take a ways etc.

Saz12 · 02/04/2022 15:11

Set a budget, based on what you already spend.
Some things will cost way more than you expect, so you can ditch them. But others might give you a lot of joy for a very modest outlay - if you can keep them, you should.

cardiologist349275 · 02/04/2022 15:11

[Person who has genuinely lived with no heating and has scraped ice off windows every morning for the past 30+ years here]

If you are really suffering the cold when you're in bed, buy a fleece undersheet, a brushed cotton top sheet and a fleece cover for your duvet. (All about £10 on Argros or eBay.) It's an incredibly warm combination and since I've been using them I haven't even needed a blanket on top, it's that warm! It will reduce the need to heat the room.

EV117 · 02/04/2022 15:12

Stick to your shopping list. Ignore the ‘offers’.

RoseJam · 02/04/2022 15:12

Heating - Buy automatic door closers like these for the bedrooms or living rooms are a great way of keeping individual rooms warm. It is easier to heat a closed room rather than ones with open doors.

Buy a small electric oil filled radiator and heat one room that you spend the most time in rather than the entire house

Lunches - If your workplace has a microwave then rather than buy expensive sandwiches/stuff from delis etc- buy ready meals or soup tins from the supermarket

Gwenhwyfar · 02/04/2022 15:13

" cancel all my non-essential subscriptions. Sky, Netflix, magazines, charities, gym membership, veg box, newspapers."

Netflix is cheaper than the TV licence so I only have that and whatever I can legally watch free of charge.

RoseJam · 02/04/2022 15:13

Electric blankets are another way of keeping warm too

Nnique · 02/04/2022 15:13

@GranMarnie

The other thing is don't throw any food away. Something I learned late in life after an extended visit from my Mum. If you plan and learn how to cook you will never discard anything edible.
Yes, exactly. Ties in well with the ‘learn to cook’ post above. You don’t need to do gourmet dinners by any means but being able to cook simple things, to understand what goes well together and how to combine things to make a different dish to the one you just had means you can always use every bit of food but you don’t to batch cook and literally eat the same thing for 5 days in a row.

Our lunch today is leftover beef stew from yesterday. It wasn’t enough for another full meal on its own so no point in freezing it. I had leftover borscht in the freezer so took one portion out, combined the two, warmed up gently on the hob whilst we had a cup of tea and hey presto lunch was ready with no effort and no food has been wasted. DH had a slice of bread & butter to pad out his portion. We have Russian red cabbage sauerkraut in the fridge (forget what they call it) that I made a couple of months ago and an open carton of creme fraiche which is well past it’s date but still perfectly fine to eat - another thing we never throw away as I plan meals specially to use things like that up. So that rounded off the soup very well...yes it’s supposed to be had with sour cream but I never have both at the same time and creme fraiche is more versatile so I usually get that. It’s close enough! Yoghurt too, is kept for weeks past the date and used up. Anything sour or already fermented will keep for a good long while before it goes off. Keep it carefully covered and cold enough.

Tonight we’re having baked Camembert. It’s about 2 weeks past the date as we just haven’t got round to eating it but it’s still fine to eat, it’ll just be extra ripe and not at its absolute best in terms of flavour/consistency. I’ll drizzle it with honey and olive oil, stud it with garlic and some thyme from the freezer (thyme and rosemary both freeze very well. So does sage). I’ll add a few walnut pieces from an open packet as well. We’ll have it with homemade ciabatta, the last of the olives to use up a jar, a handful of cherry tomatoes that need using, and some celery sticks. I’ve not bought any of that specifically for this meal. It’ll have cost at a generous estimation maybe £5 altogether. Much cheaper than a takeaway but still feels like a treat.

I could go out and get some wine to have with it but I’m not going to - we have a couple of bottles of ale, which goes beautifully with cheese. Since we had a bigger lunch (enough protein, plus lots of veg), we’ve had a well balanced intake today.

Tomorrow I’m going to make apple crumble to use up two Bramley apples that have seen better days. They were supposed to be for apple sauce for a pork roast we never had as plans changed. I know that I have double cream in the fridge. Again, past the date by a few days because plans changed and I didn’t use it for its original purpose, so I’ve picked a pudding that will go nicely with cream. We’re having a roast so the oven will be on anyway and I might as well make a pudding too.

I know that there’s a jar of Thai red curry sauce in the fridge that needs to be used soon so I’ve got a vague plan to make something next week, probably with prawns from the freezer. I also know that there’s half a tin’s worth of coconut milk in the freezer from the last time I made a curry, so I’ll use that too. We don’t need a whole tin for one dish for the two of us so I get twice as much for my money by using half and freezing the rest. There’s a two-week-old bunch of spring onions and a piece of ginger in the fridge so that’s perfect timing - we will use it up before we get more! We’ve got broccoli coming in the veg delivery so I’ve earmarked some of that to have as a side.

We went away for a few days unexpectedly this week so I’ve got a head of lettuce that needs using. I’ll make braised peas and lettuce with it - that will also use up the last of the leeks and some of the celery, plus the rest of the spring onions. I usually add chicken to it (just half a breast or one thigh each) for the protein content, and we have it with potatoes, over rice or with garlic bread (made from leftover ciabatta, sliced and frozen).

One thing we do need to get better on is making at least one vegetarian meal per week - I don’t have a pressure cooker yet and I almost always forget to soak the legumes/pulses and end up having to make something else.

Sorry. Went off on a tangent there and forgot this wasn’t actually a food thread!

SpringLobelia · 02/04/2022 15:14

I went a little crazy this year for those teddy bear duvet covers. My older DS has sensory issues and I bought two for him as they are so soft. Then one night (after the cat vomited all over our duvet) had to borrow his spare one. I have literally never been so comfortable or cozy. Aldi sell them as do The Range. So so warm.

PupInAPram · 02/04/2022 15:15

I have a library ticket, but some clever person has set up a book exchange bookshelf in work. It's so much easier than having to go to the library because I'm going into work every day anyway. It means no clutter or recycling as well. It's grown enormously in about a year.

OP posts:
RoseJam · 02/04/2022 15:15

Look at all your Direct Debits and Standing Orders in your bank account and see if you recognise and actually need them. I have sometimes continued additional insurance for white goods/electrical purchases but don't notice them as they are less than £20 per month

Thehop · 02/04/2022 15:16

@abigailsnan

I keep to a list of essentials as much as I can,yellow stickers when ever possible last week I got medium chicken for £1.30 and put it straight in the freezer for this week-end also mince and sausages picked up for under 50p both put in the freezer for another time. Always fill the washer and do a rapid wash and line dry. Use my bus pass more often now and leave my car at home (I'm over 60 by the way)if when out and do decide to have a coffee always use the coffee bars that give pensioners discount but that is not often.
A rapid wash uses a great deal of energy as it needs to do its job in a short time. I’ve knocked my electricity bill down by switching to an overnight eco wash on a timer. It takes 4/5 hours but uses much less power than the 30 min wash did
Nnique · 02/04/2022 15:16

(Appreciate that the above isn’t food on a budget by any means! But the principle is the same whatever foods you like to eat/can cook/have the budget for.)

SpringLobelia · 02/04/2022 15:17

@RoseJam

Look at all your Direct Debits and Standing Orders in your bank account and see if you recognise and actually need them. I have sometimes continued additional insurance for white goods/electrical purchases but don't notice them as they are less than £20 per month
I did this just before Christmas and saved £150 (for the year) just by eliminating some things I had forgotten about and really did not need.
Gwenhwyfar · 02/04/2022 15:19

"rather than just finding out when it’s gone through the till and too late"

but if you shop normally you see the price on the shelf, don't you?

RIPWalter · 02/04/2022 15:21

@coodawoodashooda

Don't go to the shops. Seriously. Wait until tomorrow and see if you really need it.
This, and when you do shop do it online and in a focussed way.

Do your grocery shopping online (delivery or collection), meal plan and then stock check as you full your basket, that way you won't be tempted by things you don't need or hadn't planned to buy.

For non grocery items, put the items in your basket and then leave it a few days/weeks to reassess if you really want/need the item.

MissLucyEyelesbarrow · 02/04/2022 15:21

@PupInAPram

I think with buying clothes from charity shops, it's worth going to the most 'up-market' area you can get to. Well off people donate some crazy good condition, expensive, clothes and they still cost charity shop prices.
Ask the volunteers if they get donations of unsold stock from stores, and, if so, when they come in. Quite a lot of shops do this, because they would rather give the stock to charity than cheapen the brand in the eyes of consumers, by flogging off unsold stock themselves at low prices.

The Red Cross shop near Victoria Station - now sadly closed - used to get lots of brand new stock from Jaeger.

Everydaydayisaschoolday · 02/04/2022 15:25

I spent last month freezer foraging (because I had CoVid so was avoiding shopping). We ate very well and now there is enough room in there so I can order half a lamb to freeze which is an economical way to buy an expensive meat.