I wear hearing aids (blue tooth enabled, yeay) and have done for twenty years.
There are still times when, even with my fantastic aids, I struggle. I'd defiantly struggle in the scenario you describe.
When I first was fitted for them the audioligist said I was lucky to be starting relatively young (I was 50!) As I'd find it easier to get used to. Another good tip I was given was always to sit with your back against the wall in restaurants. Makes sense because the amplifier on the aids is at the back, and has been noted, they amplify all noise, not just those you want to hear.
But my aids have various adaptations. I can turn Voice Clarity, Wind deletion, and other variations on and off as needed.
As others have said, get your hearing tested and if you need aids, get them. There is nothing "wrong" with wearing aids. After all I also wear reading glasses. I think of both hearing and sight aids as pretty much the same.
Also, the danger of social isolation is very real.
It's very tempting to give up socialising because you get fed up of asking people to repeat themselves, because in a social situation, most discussion is small talk, and so not important. But it's small talk that's often oils the wheels of social interaction.
Oh, and finally, do tell people when you struggle. In my expert , people are almost always understanding.