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How much would you charge your adult child

42 replies

Loopylou6 · 27/11/2020 22:05

At the age of 21 earning around 12/13 hundred a month, lives with you, has nothing to pay out, apart from own indulgences

OP posts:
gillianan · 27/11/2020 22:08

depends where u live and what rent etc would cost them. Close to that..whilst allowing them to save a bit

Aquamarine1029 · 27/11/2020 22:08

200 a month, they also buy any special food they want, they do their part with housework and do their own laundry.

Ohalrightthen · 27/11/2020 22:08

How much do you need? What are their plans going forward?

CoffeeBeansGalore · 27/11/2020 22:09

20% of take home pay.

warriorsmain · 27/11/2020 22:09

Are they buying their own food and cooking for themselves?

OneKeyAtATime · 27/11/2020 22:10

If they are being responsible and saving for a mortgage nothing

ShedFace · 27/11/2020 22:10

I’d be encouraging them to pay something but also start make their own plans, saving for a deposit etc and if I could afford to I would be saving anything they gave me for lodge to give them a bit of a start.

5zeds · 27/11/2020 22:11

Nothing

Kittytheteapot · 27/11/2020 22:11

Mine pay £50 a week to cover their food and a contribution towards other household bills. I wouldn't charge them rent, but then I can afford not to. They contribute to household tasks such as cleaning and cooking.

safariboot · 27/11/2020 22:13

A share of all bills, including food but possibly excluding mortgage, in proportion to relative earnings.

AIMD · 27/11/2020 22:14

How much I asked them for would depended on how much I needed them to contribute financially to the household and also how they were using their money.

If you need the financial contribution I would suggest asking them to contribute £300-400 a month to cover everything.

If you don’t need it I would maybe ask for less and would maybe not even charge any rent if I knew they were using their spare money to save towards a car/house/education etc.

kittykat35 · 27/11/2020 22:15

Nothing unless I absolutely had to.

Noti23 · 27/11/2020 22:16

I depends on whether they use their money well (I.e. saving for their own home) or use you as a reason to blow their entire salary on shit...

If my child was making good savings towards a deposit/other further investment then I wouldn’t ask for much. If I knew my child was spending their entire salary each month on booze, etc., then I would charge them the local rate for a 1 bed house share to teach them a life lesson and not enable them.

jingabellrock · 27/11/2020 22:18

Contribution for food, pays own phone, does own laundry, helps with housework. No guests, parties without permission, lets you know what time they're in/out.

Janaih · 27/11/2020 22:18

200 a month.

vodkaredbullgirl · 27/11/2020 22:19

My 23 yr old gives me £200 a month, plus they will pay for gas and electric and food if needed.

newnewnewbuild · 27/11/2020 22:20

My immediate thought was £200, I think it would be good to charge that amount and say its on the proviso that they also have something every month.

When I earned £1200 a month my mum used to ask for £100 for "board" and tbh I got a very good deal. I used to save £600-£800 a month so wasnt frittering the rest away or anything.

newnewnewbuild · 27/11/2020 22:21

On the proviso that they also SAVE something every month that should say!

HollowTalk · 27/11/2020 22:22

I think they should pay for any additional expenses, eg the amount of food they eat, if the heating's on while they're working from home, council tax difference if you normally get a discount. That's a minimum.

Then, for me, it would depend on whether they were saving or just spending the lot.

Aworldofmyown · 27/11/2020 22:22

I would say £200-250. If we were in a position to not need the money I would put it in savings for them.

CandyLeBonBon · 27/11/2020 22:27

Bloody hell when I was 17/18 and earning £75 a week I had to pay my mum £20 a week. £20 a week went on fares and the rest was mine. That was over 25% of my wages. She didn't even need it.

I'm afraid that as a single parent to 3, if they are living at home whilst earning that sort of income, they will need to pay around 20% to ensure bills/council tax are still manageable. No idea how parents can afford not to tbh.

papaelf · 27/11/2020 22:33

I take nothing because she is saving. I don't want to be a barrier to her future. I want to support it.

That said, if you need the money then you need the money. So take a fair proportion.

vodkaredbullgirl · 27/11/2020 22:38

My dd has more money than me, she still has money left from Uni. She starts a new fulltime job in January.

There is me and 2 adult dds, other 1 has been looking for work over a year.

Lobsterquadrille2 · 27/11/2020 22:41

My 23 year old pays half the bills, her own food and does more than half the housework. We're both happy with that.

yearinyearout · 27/11/2020 22:42

Totally depends on your situation, whether you need the money, whether they are saving to move out.

We have one at home for a while and because we can afford it and they are saving for a house deposit (sooner they reach it the sooner they move out) we aren't charging rent. That said, they buy ingredients/cook a couple of times a week.