Private School or Reduce Down Mortgage?

[MamaOfWobbles]

If you could afford Private School for your young child but it would mean you couldn't reduce down a 35yr mortgage, what would you do (this is assuming little one is in private school from reception to year 13)? Would you send your child to private school or would you sort the financial security?

Would you always choose private over state if you could afford it? I'm wobbling because in state the reception is just like nursery whereas in private it suddenly seemed so formal.

Private school if ever possible.

I will never understand this kind of blind faith in the private sector. Surely it depends on the individual schools?

I can totally see why some people choose private if their local state options are poor, and if there are some really good private schools nearby, but it's very foolish to assume that private is better in every circumstance.

Definitely pay off the mortgage, if you lost your job you may go to a fancy private school buy you'd be homeless, then you couldn't afford the next fees anyways. In the current climate you have to be so careful. I'm sure state school will be fine as long as your children knuckle down and don't get distracted by some of the undesirables that attend.