What percent of your household income is your rent or morgage ?

[Lardlizard]

Our is 11percent

@BlusteryShowers

About 15 I think.

We're mid 30s. It was higher initially but we went for lower payments when we updated the mortgage deal to tide us over the maternity leave/nursery fees years and because we'd like to get some renovations done as well.

Once I feel like we've made the most of the house, I'll be looking to over pay and ideally pay off by the time we're 50 maybe. I don't think we'll move from this house so we're not looking to climb in that way.

We are late twenties/early thirties and currently pay 12% but are soon moving and it will be 21%. However that is our income after paying additional pension payments etc

32% of my income - no other half to share it with and thats for a "free" council house.

Oh and I'm early fities with no hope of buying even when I have an inheritance as its a very expensive part of the world but not London.

We moved into a new house last week and our mortgage is now 25% of our income. Me and DH are both 33. East Midlands, 4 bed detached.

Our previous house was 15% of our income.

This is our dream house though, no plans to move until kids are gone and we can't get up the stairs.

I think LTV makes a difference too, I would feel a lot more comfortable spending 25% with 400k equity then I would with 10k equity.

15%. We wanted it to be comfortable if we ever ended up on one salary (both experienced redundancies in the past).

21% in South East (London border inside M25). We borrowed quite a bit against the mortgage in the last few years to do an extension and loft conversion otherwise it would be a fair bit lower). It's a good amount for us and we don't feel stretched.

58%. Private rent.

@jujubeany

I think LTV makes a difference too, I would feel a lot more comfortable spending 25% with 400k equity then I would with 10k equity.

Yes this is true. Our LTV is 70%.

16% of net income after tax, NI, cvc, student loan repayments and pensions (which include AVCs). Late 30s. In London.

7%

Mid 30's, about 30%.

32% of my income - no other half to share it with and thats for a "free" council house.

About the same for me in my 'free' housing association house too. Though I live in a fairly cheap area and the rent is about £100 on average cheaper than private rented round here, but then I got bare floors and no fixtures/fittings with the ha that you generally get in private rented so I'd expect to pay less. Not moaning about that before anyone jumps on me either just stating that when you get less you expect to pay less, that's all.
Council tax is the next biggest bill or fuel if you combine gas and electric together.
Not sure if housing costs are high, wages low or a combination of both but fuel, council tax and water take up another 50-60% depending on the time of year, so got between 15-25% to feed the two of us and try and have some sort of life.

I’m 31. Private rent a 1 bed flat in London, 36%. Was buying which would have reduced it to about 25-30% but pulled out due to various lockdown uncertainties

Just worked it out as 33%. I"m 51

58%.

11% and we’re in our mid-30s. But I don’t live in one of the richer parts of the UK. I’ve heard of 1 bedroom flats in London that cost a lot more than my 4 bedroom house.

11%
Was mortgage free but then bought ex out so the mortgage is on 1/2 value of property. I am nearly 50 and should start over paying really, but house needs some work due to being neglected in the abusive marriage years.

11% but we have always overpaid to 20% and it's paid off early next year and I can't wait.

About 12%

OP can you maybe run a second thread on total bills with mortgage split out? I generally feel like my bills are to big of a chunk of our income but I’m pretty confused how to make them cheaper! (As in, I’m pretty on the ball with switches and price comparisons and nothing comes out too high.)

27%, 30 with 16 years left.

50% private rent

We rent it's probably only around 10%

13.5%