Is there a way to send money without sharing back details?

[Startofsomethingnew20]

I need to send someone some money. They don’t have PayPal and don’t want to do it via bank transfer. Is there another way to send money to them?

Cheque?

Thank you! Sorry, I should have explained in my op, ideally a way to do an instant transfer.

Cryptocurrency, but its infinitely more easy just to set up PayPal

Well if the person wants your money they'll have to give you their bank details or set up a paypal account 🤷🏻‍♀️

Paypal

Oh sorry no paypal.. if they're with barclays you can do pingit

Some banks allow for it to be sent via a mobile number

PayM or Pingit? You just need the person’s mobile number. It is still effectively a bank transfer but you don’t need their bank details.

There is a way to send money to a phone number. I have never done this as I have ni idea how you get the money or if it just goes as credit against your phone account. ...
If you do a bank transfer they won't find out your bank detas through it.

Transferwise. Don't use Paypal. They steal peoples' money.

Mumdiva- the money is paid into the current account linked to that mobile number.

They don't want it to go into a bank account or they don't want to give you their actual bank details to facilitate the transaction?

If you know and trust this person, it will take them no time at all to set up a Paypal account so you can send them the money as 'friends and family' rather than as you would an ebay transaction, the former is free, the latter has an associated charge.

There are probably other solutions like Western Union, but I imagine there's a charge involved with that too. I suppose the ideal solution depends on the amount, exactly what method they will co-operate with and whether you are willing to pay for the transaction.

Of course, if you want it to be totally off the radar, you could post them the cash. If it's well disguised and you use first class post, it will probably get there the next day, but if it gets lost or stolen in the post, the money is gone.

Or you could use Special Delivery and it is very likely to get there the next day, and it will be insured if it doesn't (I think) but that costs a bit more.

The person who suggested a cheque...You do realise your account number, sort code, branch and account name are printed on the cheque? 🙄 OP doesn't want to share bank details.

@missmouse101

The person who suggested a cheque...You do realise your account number, sort code, branch and account name are printed on the cheque? 🙄 OP doesn't want to share bank details.

Is that the issue here?

If I send someone money by bank transfer the receiver doesn't know my bank details.

I know, look at all those years where people gave cheques to all and sundry without a care in the world, despite them showing sort code, account number, bank address and a copy of your signature when completed?

You can do very little harm with a person's bank details. All you can do is pay money into the account, or use it to set up a direct debit, but this is fraudulent and if someone did use your bank details to set up their electricity bill direct debit, for example, you'd be covered by the direct debit guarantee and that's if it passed the bank/electricity company's security checks - it would be easy enough to check that the address for the bank account and the electricity supply matched, for example.

Paym?

Transfer wise

Western union

I use TransferWise all the time.

@missmouse101

The person who suggested a cheque...You do realise your account number, sort code, branch and account name are printed on the cheque? 🙄 OP doesn't want to share bank details.

No, it's the recipient who doesn't want to share bank details, not the OP.

Turns out it's difficult to read properly when you're rolling your eyes too hard

Did you mean they don't want a transfer into their bank account, or did you mean it's you who doesn't want to do a transfer?

If it's the latter, just withdraw cash from an ATM, walk into a physical branch of your friend's bank and pay it into their account, but you'll still need their account number and sort code to do this.

I would be putting the ball in their court and asking how you can get the money to them as they are the one bring awkward.

Don't use Paypal. They steal peoples' money.

@hammie46i

Transferwise. Don't use Paypal. They steal peoples' money.

No they don’t.

I would be putting the ball in their court and asking how you can get the money to them as they are the one bring awkward.

Exactly. And why is someone so reluctant to give out their account number? Is there something illegal going on?

Don't use a cheque, I got my debit card cloned that way.