What age do you think you’ll be when you retire ?

[Lardlizard]

What even is state pension age ?wonde did there wil even be a state pension when we are oap

State pension age.

I'm 29 now, so it will probably be about 80 by that time.

62, private pension. Matching DH’s date (he’ll be 60 and can claim his then) as I have no wish to Potter for two years. We’ve raised our contributions with this as the aim.

I am aiming to be mortgage free by 50 and then I will plow most of my salary into my pension after that.

I'm 41 and fully expect to be working for another 30-35 years.

My pension age is 67....15 years to go however as we are now mortgage free we are hoping to be both be able to go part time in the next 7/8 years.

The key for us was mortgage free especially as we are both divorced and have young adult kids. I want to be able to enjoy my later life not been working 40hrs a week

I will probably go early on ill health grounds as I have a progressive disease. I don't know when though as there is no way of knowing how the progression will go.

Age of retirement depends on what you mean by retire... I'm 55 and have taken early retirement from my "career", but work 12 hours a week in a shop to top up the reduced pension to livable money. Actual retirement for state pension 67.

I think the term "retirement" will become more flexible , including reducing hours, taking less physical work etc.

My pension age is 67, but health allowing I’ll probably go on for a few more years of anyone will have me!

I’d be bored shitless at home unless I was very wealthy - which I’m not and don’t think I’ll ever be - and if I’m going to end up volunteering to ‘keep myself busy’ I’d rather be paid for it.

if anyone will have me

60. I've been financially planning for this since the day I started my first job! My state pension will be 67.

I'm mid 30s. I expect to be able to go in my early 60s but I suspect I will keep on till I'm 70 (which is probably what state pension age will be put to in a few years).

I retired at 58. Dh is still working.

Planning to go part time at around 60-62 - if I want to.

Hopefully fully retiring not until much later. My 101 year old nana still did a few shifts as a barmaid into her 80s. I

Hopefully 60.

I get one small private pension at 55, another Private pension at 65yo and then another Private pension at state pension age. My second pension I can take early at 60yo (it’ll reduce a bit) so am planning to do that.

My state pension age is 66 but was able to take early retirement at 59 due to being mortgage free, having 2 pretty good private pensions I was able to access at 60, us both having good, long standing investments - which are still growing and having a generous, financially comfortable DH 😂

I'm mid 30s. We are both paying into pensions but tbh with a mortgage and two DC who might want to go university my financial planning doesn't go as far into the future as retirement. We should come up with a plan, I only work part time at the moment so we should consider if we value the time more or if we would rather have more money!

Between 60 - 65 hopefully.
DP is 11 years older than me & our mortgage will be paid off in 8 1/2 years when he's 60, so I can plough quite a lot into my pension from being mortgage free at 49. 🤞🏼

I can probably retire just after my wake!

62

Will be mortgage free by 55 (fingers crossed)

All going to plan, I’ll retire at 50.

Agree with Beyond, the definition of retirement is going to change over the next decade or so.

I can’t access my pension until 57, but I would like to be winding down hours from full time, possibly moving to less stressful job from 50 onwards.

DH and I have prioritised pension saving - we’re looking forward to the next stage!

I've just extended my mortgage to finish paying off when I am 65 (gulp).
But I like working, physically easy work & have no private pension and no significant other to go travelling with (I have travelled a lot anyway) so it is what it is.
I'm really hoping I have good health and grandchildren who live close by, these would be the things that will really make a difference to how good my third age is.

67 at very earliest. Cannot save a bean on current salary. Haven't been able to save since 2013. Will work till i drop I reckon. Hey ho!

I fear 75?

I think part time working will go up. I've always said it's not retirement, it's reinvention!