In s.Ireland and euros left at home, Best solution ?

[dizzycatdance2]

Hi
Through an mistake (ds1 I'm looking at you) I am in s.Ireland with very few euros.

Best way to get some here ?
I've my debit card ,Lloyds, and a credit card.

Cheapest / easiest way to get euors ?
Tia

Just use your cards in the nearest ATM surely?

Where in the south are you? Near enough to the border to find a post office in the north?

Theres no such place as “south” Ireland.

Use your debit card either at an ATM or at point of sale.

Will there be a "charge" every time I use it ?
Or just a pretty crap exchange rate?

You mean the Republic of Ireland?
Just go to a cash machine?

I'm assuming the OP wants to avoid extra currency transactions fees on her account and the poorer exchange rate she's likely to get from just using her bank card at an ATM

What kind of credit card is it? Some (eg Post Office MasterCard) do v good Euro rates with 0% commission. You could pay for most things on your card if that’s the case. I think ours also has no transaction fee, just interest on taking cash out, so we use the app to pay the balance off from our debit card, thus avoiding excess interest charges.

If those aren’t options it’ll depend where you are - Dublin, Cork etc will have plenty of options, small rural towns not so much. If you’re near NI you could go to a Thomas Cook or Post Office to get Euros easily

If there is a charge it will be minimal.... most banks don’t charge tho. Just use the ATM.

Wheres s.Ireland? And is it very third world that there's no atms?

OK, I'm being sarcastic, it's just called Ireland, or Republic of Ireland if you want to distinguish it from Northern Ireland.
We have atms everywhere and your foreign bank card will work in them.
Don't go around calling it Southern or s ireland, it pisses us off.

Will there be a "charge" every time I use it?

Depends on your bank. If there is a fee, you might be better off doing fewer transactions, but for larger amounts.

Or just a pretty crap exchange rate?

You’ll get a crap exchange rate everywhere at the moment. Sterling is in the toilet.

Could be totally wrong here but yes there will be a charge when you use it so only use it once or twice to get walking around cash. For everything else use your credit card and if asked to pay in sterling or euros pick euros.

I can’t think of anyway that you’d get sterling that you could bring to a bank to exchange and it’s weekend anyway so most won’t be open.

Thanks for all the replies. Very helpful, its just me and the kids so having other adults "around" is great.

I'll get looking for ATM before I head off to the wild west, and fairly ATM lite, of Eire

All cards charge different amounts. Some you get the best possible exchange rates with no fees.

Some you get charged a fee and commission on the exchange rate.

Sometimes there is a minimum fee, sometimes it's a percentage with no minimum. Totally depends which bank you have, so you need to look on their website, or the travel money section of moneysavingexpert.

Eire

Oh FFS.

ATM lite? Where are you going, I wasn’t aware of great swathes of wilderness 😄 have you been there before?

Oh ffs, justhere, let's not turn it into one of those threads.

let's not turn it into one of those threads

The OP already has.

Go to a cash machine, but do not accept the conversion, withdraw it in euros not in pounds.

I see where you're coming from, trust me, but after years of trying to educate I find it best to just move on.

It’s amazing how ignorant British people can be about our nearest neighbour.

It’s not the third world. It’s not living in the 19th century in some kind of cash only economy. It’s not called Southern Ireland. It’s not called Eire. It’s called Ireland or the Republic of Ireland. Educate yourself OP.

I'm Irish and describing Ireland as Southern Ireland doesn't piss me off. Don't project and just speak for yourself not everyone like some fucking preacher.

Get money from a cash point or pay on your debit card.
You will get charged fees but it isn’t excessive.

I'm in the West of Ireland. Even the smallest towns have ATMs.

Bit late for you now, but I have a post office money card that I really like.

You top up a virtual wallet from the app on your phone, and the exchange rate tends to be slightly better, I presume because it's all online.

Then you can just use it like a normal debit card (although you're charged for cash withdrawals, so I just do one or two big ones). It's handy because you can just top it up whenever, and you can use the same one for about twelve currencies.

It’s not the third world. It’s not living in the 19th century in some kind of cash only economy
Exactly. Ireland is more developed than the UK.