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AMA

I'm a long term benefits user: AMA

264 replies

mycheeseplantiscalledcharles · 28/04/2026 11:05

I won't bore you with the long back story but to sum it up I had a professional career then two of my DC were disabled, needing FT care. They are now 19 and I've been on income support and now UC for 18 years. I have always felt comfortable financially and never had any debt. AMA.

OP posts:
SergeantWrinkles · Yesterday 00:09

Bloody hell loyal give it a rest. Stop making this about you and your bloody roof! If you need a rant, start your own thread. Op, I’m in a similar situation to you (but still not a patch on what you’re dealing with) and I just wanted to your boys, and your dd are very lucky to have you. You deserve every bloody penny of it.

selffellatingouroborosofhate · Yesterday 00:39

mycheeseplantiscalledcharles · 28/04/2026 14:23

Also re benefits, after volunteering in debt management I've come to the conclusion that those just above the poverty line are the worst off. The reality of the matter is that a lot of people are in debt because they have made bad choices and no amount of extra benefits is going to alleviate their dc's poverty. I hate the fact that we are a poverty statistic, because I don't feel it. We've always had food, warmth and adequate clothing. When my DD started secondary school she (as a FSM pupil) was told to stand in a separate line in the canteen and she was really shocked that she was in the "poor line" as she saw it. That was devastating for me and it really knocked her confidence.

she (as a FSM pupil) was told to stand in a separate line in the canteen

I thought this practice had been stopped because it's humiliating for the children and doesn't respect their privacy.

x2boys · Yesterday 01:04

Backawayfromthesausage · 28/04/2026 20:54

I’m surprised at your comments and feel you must be used to a very frugal life. Your benefits are actually very low and you’re heavily reliant on your children’s money to survive. That’s a terrifying position to be in. I’m genuinely surprised you keep saying you’re surprised at how much you get, becaude you don’t get it, your children do.

I think the Op is the appointee for her childrens benefits so she gets to decide how the money is used due to her sons complex needs .

givemesteel · Yesterday 06:30

flagpolesitta · 28/04/2026 18:59

Supported living/residential care for her son could cost the taxpayer more money than OP receiving benefits and being a carer

I appreciate that. I have a family member who lives in residential care and know how expensive it is.

But, I think as a society we should be aiming for a higher number number of carers working and the care being provided by the state. I think it would reduce benefit fraud.

There should be better support for parents of disabled children so they can go and work.

I also am a parent of a child with additional needs. I do work FT but it is a struggle and many wouldn't in my position.

givemesteel · Yesterday 06:33

nearlylovemyusername · 28/04/2026 19:48

can you read? re read OP's opening post

I have already said I mistakenly didn't realise her daughter wasn't one of the twins as she didn't mention her daughter in her OP or the gender of the twins.

mycheeseplantiscalledcharles · Yesterday 06:37

givemesteel · Yesterday 06:30

I appreciate that. I have a family member who lives in residential care and know how expensive it is.

But, I think as a society we should be aiming for a higher number number of carers working and the care being provided by the state. I think it would reduce benefit fraud.

There should be better support for parents of disabled children so they can go and work.

I also am a parent of a child with additional needs. I do work FT but it is a struggle and many wouldn't in my position.

Benefit fraud has very little to do with parents caring for their own disabled children. If every disabled child was put into residential care the country would be (further) on its knees. It is extremely expensive and families who do want to put their dc into residential often face a battle. There are adult dc with very complex needs and the government will not approve appropriate places. Harvey Price is a prime example. The government saying they will approve place A. Place A say they can not meet his needs and will not take him. Place B say they can meet his needs but it is significantly more expensive, government say no, recommend place A and the cycle continues.

OP posts:
mycheeseplantiscalledcharles · Yesterday 06:43

cestlavielife · 28/04/2026 16:30

But isnt it better they get used to living away from you while you still alive?

At present, no. Their quality of life would drastically decline in residential care because I'm currently fit and able to look after them, take them on days out, take them to all their appointments and do their therapies. I'm not a proud martyr, if I feel I cannot do this then I will definitely put plans into place. I'm not using my caring status as a means to get out of work.

OP posts:
mycheeseplantiscalledcharles · Yesterday 06:53

@LoyalMember I'm sorry to hear of your struggles. If it makes you feel any better, about six months ago there was a storm and it knocked the slates around the chimney out of position. When we have heavy rain the water comes down the walls and I have to put towels down to absorb it. The LL knows about it but has yet to do anything. I would much rather be a home owner with this problem than a renter.

OP posts:
Differentforgirls · Yesterday 07:02

Sensiblesal · 28/04/2026 18:05

You work more than full time hours but stil get £1100 UC?

You get 2800 for your adult children

plus your wage for 48hrs work a week?

who looks after the adult children whilst you are working?

This is why people get angry about benefits culture

its actually crazy to me that you leave uni, work for circa 4yrs then the government pays your way for the next 19yrs. Thats not sustainable, you have taken out far more than you put in

Edited

It’s actually amazing to me how people who can’t read look down on others.

Differentforgirls · Yesterday 07:04

givemesteel · 28/04/2026 18:28

So your daughter went to grammer school and is now at university and doing really well. Do you honestly believe that she really actually needs PIP, did she really need DLA? Do you hope that she will be able to enter the workforce once she graduates? Is she working part time now?

Your husband had an episode of depression 14 years ago and has not been able to work since? Is he on antidepressants? Has he made any attempts to reenter the workforce? I am assuming also you benefit from him not living there?

You don't disclose your son's issues which is fair enough, but is it purely mental health based or does he have a disability? If he moved into supported living / residential care would you then go back to work?

If the benefits system was less generous what choices would you and your husband have made?

READ THE THREAD

x2boys · Yesterday 07:35

givemesteel · Yesterday 06:30

I appreciate that. I have a family member who lives in residential care and know how expensive it is.

But, I think as a society we should be aiming for a higher number number of carers working and the care being provided by the state. I think it would reduce benefit fraud.

There should be better support for parents of disabled children so they can go and work.

I also am a parent of a child with additional needs. I do work FT but it is a struggle and many wouldn't in my position.

Theres additional needs and additional needs
For some people with disabled children / young adults its impossible to work.

mycheeseplantiscalledcharles · Yesterday 09:04

x2boys · Yesterday 07:35

Theres additional needs and additional needs
For some people with disabled children / young adults its impossible to work.

I think one of the problems about the terms 'disabled' and 'SEN' now is that they are so broad, so you could have two parents with a "disabled" child each and they have completely different levels of needs, so the experience of both is completely different. I've read many a thread where a poster says they are severely disabled and have disabled DC, yet they work full time and "just get on with it". In my world, for the vast majority of people with severe disabilities, work is not even in the equation.

OP posts:
x2boys · Yesterday 09:52

mycheeseplantiscalledcharles · Yesterday 09:04

I think one of the problems about the terms 'disabled' and 'SEN' now is that they are so broad, so you could have two parents with a "disabled" child each and they have completely different levels of needs, so the experience of both is completely different. I've read many a thread where a poster says they are severely disabled and have disabled DC, yet they work full time and "just get on with it". In my world, for the vast majority of people with severe disabilities, work is not even in the equation.

Yep i agree
Some people just dont get it
My 16 year old has the abillity of a toddler
He needs 1:1 care at all times.

scoopofmintchocchipicecream · Yesterday 11:17

The current legal definition of SEN is actually very close to the definition used in 1978 (see the Warnock report). It hasn’t broadened significantly, neither has the rate of SEN increased significantly when you look at the actual statistics rather than the media rhetoric.

mycheeseplantiscalledcharles · Yesterday 12:25

scoopofmintchocchipicecream · Yesterday 11:17

The current legal definition of SEN is actually very close to the definition used in 1978 (see the Warnock report). It hasn’t broadened significantly, neither has the rate of SEN increased significantly when you look at the actual statistics rather than the media rhetoric.

I mean the common usage of the words. Both now are interchangeably used and can mean such a broad spectrum. But "disabled" in particular.

OP posts:
scoopofmintchocchipicecream · Yesterday 12:49

The terms actually have a legal definition, though. And, for SEN, that definition hasn’t actually broadened significantly, which is what I was pointing out.

Colscar · Yesterday 13:14

mycheeseplantiscalledcharles · Yesterday 12:25

I mean the common usage of the words. Both now are interchangeably used and can mean such a broad spectrum. But "disabled" in particular.

I second this. When I say my adult child is disabled, people expect a walking, talking disabled person. They look horrified when they see a young woman in a large, specialist wheelchair, unable to converse and flanked by two carers. Can see the blood drain out of their faces.

The word ‘disabled’ has become almost meaningless.

Colscar · Yesterday 13:19

givemesteel · Yesterday 06:30

I appreciate that. I have a family member who lives in residential care and know how expensive it is.

But, I think as a society we should be aiming for a higher number number of carers working and the care being provided by the state. I think it would reduce benefit fraud.

There should be better support for parents of disabled children so they can go and work.

I also am a parent of a child with additional needs. I do work FT but it is a struggle and many wouldn't in my position.

The care provided by the nhs for my adult child costs £15k a month covering the hours 9am-5pm. I do the night shift, 5pm-9am despite 1:1 being unsafe.

If I worked I’d need the night shift covering so I could sleep longer than 4 hours. So you’d be looking at almost £50k a month.

I don’t think people understand how disabled some people are or how much care costs. It’s definitely cheaper to pay carers UC. If they were paying me properly I’d be rich.

mycheeseplantiscalledcharles · Yesterday 13:23

scoopofmintchocchipicecream · Yesterday 12:49

The terms actually have a legal definition, though. And, for SEN, that definition hasn’t actually broadened significantly, which is what I was pointing out.

I'm not talking about legal definitions, I'm talking about the terms within the context of carers not being able to work and on benefits. Posters have said they think it's justified that I'm getting benefits but not everybody with a disabled child.

OP posts:
scoopofmintchocchipicecream · Yesterday 13:29

mycheeseplantiscalledcharles · Yesterday 13:23

I'm not talking about legal definitions, I'm talking about the terms within the context of carers not being able to work and on benefits. Posters have said they think it's justified that I'm getting benefits but not everybody with a disabled child.

You might not be meaning the legal definition, but I was pointing out the terms are legally defined. So when you or someone else uses the term SEN, that has a legal definition. It isn’t a term someone can just make up their own definition for or broaden.

mycheeseplantiscalledcharles · Yesterday 13:40

scoopofmintchocchipicecream · Yesterday 13:29

You might not be meaning the legal definition, but I was pointing out the terms are legally defined. So when you or someone else uses the term SEN, that has a legal definition. It isn’t a term someone can just make up their own definition for or broaden.

People very much do make up their own terms though, even on threads posters will say my child has SEN but then go on to say there is nothing formally identified, but "they are just a bit slow". I've even heard many people also saying their DC are autistic but then say they have no diagnosis.

OP posts:
scoopofmintchocchipicecream · Yesterday 13:42

mycheeseplantiscalledcharles · Yesterday 13:40

People very much do make up their own terms though, even on threads posters will say my child has SEN but then go on to say there is nothing formally identified, but "they are just a bit slow". I've even heard many people also saying their DC are autistic but then say they have no diagnosis.

I am with you on hating self identification.

However, a CYP doesn’t need something to be formally identified or have a diagnosis to meet the definition of having SEN (or being disabled).

ThreadGuardDog · Yesterday 19:03

Nanalovesnature · 28/04/2026 14:40

Your daughter is at uni. Why does she need disability benefits? Is she expected to get a job when she finishes uni? If so, why would she need disability benefits?

Because she’s disabled. Disability benefits don’t assess the ability to work - your’e confusing them with out of work sickness benefits. Disability benefits like PIP and DLA are there as a contribution to the extra costs of living with a disability, allowing the disabled person to take part in society on a level playing field with those without the disability. What part of this don’t you agree with ?

givemesteel · Yesterday 19:13

mycheeseplantiscalledcharles · Yesterday 06:37

Benefit fraud has very little to do with parents caring for their own disabled children. If every disabled child was put into residential care the country would be (further) on its knees. It is extremely expensive and families who do want to put their dc into residential often face a battle. There are adult dc with very complex needs and the government will not approve appropriate places. Harvey Price is a prime example. The government saying they will approve place A. Place A say they can not meet his needs and will not take him. Place B say they can meet his needs but it is significantly more expensive, government say no, recommend place A and the cycle continues.

I disagree, sorry. This may be outing but I have a severely disabled sibling. They live in residential care and require 1-1 care 24/7 and at certain times 2-1 care. It is not possible for your twin sons to be as disabled as my sibling as you are not two (or four) people and you seem to be caring for them on your own.

My mum still worked (as a teacher actually) full time when we grew up. But the benefits system in the 80s wasn't anywhere near as generous as it is now.

I also understand how difficult it is to place people with complex needs, believe me, no one wants my sibling. But as they have to live somewhere, so somewhere is eventually found.

I don't know anything about Harvey Price but he can't be homeless so a placement would be found, it might just not be what Katie Price likes. I would also near in mind that Katie Price is a narcissistic attention seeker.

mycheeseplantiscalledcharles · Yesterday 21:16

ThreadGuardDog · Yesterday 19:03

Because she’s disabled. Disability benefits don’t assess the ability to work - your’e confusing them with out of work sickness benefits. Disability benefits like PIP and DLA are there as a contribution to the extra costs of living with a disability, allowing the disabled person to take part in society on a level playing field with those without the disability. What part of this don’t you agree with ?

To clarify, my DD isn't disabled, that poster got mixed up. It's my twin sons who are. Regardless, it's perfectly possible to be disabled and go to uni and....shock horror.....get PIP too!

OP posts: