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AMA

I’m a single mum claiming a UC top up AMA

543 replies

cadburyegg · 20/10/2025 18:35

There’s a lot of negative press and misinformation about benefit claimants so thought I’d start a thread. I work nearly full time and have 2 children. Ask away.

OP posts:
Trumpisacunt · 22/10/2025 14:08

Frannieisnthappy · 22/10/2025 13:49

I am not surprised by this. I am sure that Prison Service and the NHS also have staff working and in receipt of UC.

Yet mumsnet would have us believe we are all layabouts having child after child and sqaundering their hard earned tax contributions

I work full time for the nhs and have one teenager,own my own property so no housing costs and claim UC (£200 pm)
I'm not even the lowest pay banding either...

Trumpisacunt · 22/10/2025 14:15

everychildmatters · 22/10/2025 12:35

Ultimately it is MY duty to provide for my child - not the government's. Yes it may be needed as a short or emergency stop-gap, but shouldn't be permanent.

So what happens when the goverment's your employer but said goverment doesnt actually pay you the minimum it deems fit for a child to live on ?

everychildmatters · 22/10/2025 14:35

@Trumpisacunt I should have added that I believe both parents should be held financially responsible for the children they make. Two ft incomes should be enough to get by just about?

hulahula88 · 22/10/2025 14:35

everychildmatters · 22/10/2025 14:01

@Frannieisnthappy Villifying nobody, but don't agree with it being a permanent situation.
This lady is working which is absolutely right and commendable, but her ex-partner should be supporting their child equally and more consequences put in place if he chooses not to do so. It shouldn't be up to the government but up to both parents to provide for the children that they made.

Of course it shouldn’t be a permanent solution. I can’t do anything about how underfunded public services are… by the government. I can’t do anything about CMS making my ex-husband pay more… and the loopholes that get him out of it (I’m sure the government could do something about this if they wanted to). I suppose I should have picked a better Father to my kids? I see that a lot on here (blame the woman again). Or I should just magic up a better paid job? I don’t have the capacity to retrain, with working and trying to manage the kids on my own. I’ve looked at jobs with transferable skills like safeguarding and they pay even less. Sadly I have more than 1 friend in nursing in the NHS who are in a similar boat to me and getting UC. If wages were enough to live off properly, and CMS was fixed it would help a lot of people. I certainly don’t want to be on UC but it’s my only option right now.

everychildmatters · 22/10/2025 14:41

@hulahula88 I understand, but the reality is that some people are on benefits permanently when they could be working. Having children (especially of school age) is not an excuse. A lady on here the other day, for example, said that she was unable to work because she had two much older teenagers!
If there were less such people then more could be done to ameliorate the situation for those who are genuinely working as much as they can but on not enough to survive.

Differentforgirls · 22/10/2025 15:11

everychildmatters · 21/10/2025 20:04

All I can say is this...my husband and I both work (both ft hours on low wages although I am not paid over school hols). We pay almost £1.5k private rent per month and Council Tax is £250 (can't afford to buy). We share a 5 yo daughter and get no support whatsoever in terms of benefits. No way could we afford swimming lessons or Netflix, and we definitely cannot afford to save!
So, from my pov, it doesn't seem quite fair but that's just my opinion.

Hi, you work term time, not full time. Full time is 52 weeks a year. Term time is 38. OP works more hours per year than you do.

everychildmatters · 22/10/2025 15:46

@Differentforgirls I tutor so why are you basing my hours of work on that of a teacher? Silly Billy.
And the point is we receive no benefits.
Unlike the OP.
So not sure what point you are making?

NotEnoughKnittingTime · 22/10/2025 15:54

everychildmatters · 22/10/2025 15:46

@Differentforgirls I tutor so why are you basing my hours of work on that of a teacher? Silly Billy.
And the point is we receive no benefits.
Unlike the OP.
So not sure what point you are making?

Edited

So does that make you better than OP?

gamerchick · 22/10/2025 15:56

everychildmatters · 22/10/2025 15:46

@Differentforgirls I tutor so why are you basing my hours of work on that of a teacher? Silly Billy.
And the point is we receive no benefits.
Unlike the OP.
So not sure what point you are making?

Edited

The OP gets under 200 quid a month UC. It's less than 50 quid a week.

From the sounds of it, you would get more than that. If you claimed.

You're saying you and your bairn are living a life of just making ends meet. Your pride isn't some sort of badge of honour here.

everychildmatters · 22/10/2025 15:58

@NotEnoughKnittingTime I didn't say i was better - I was putting you right with your claim re my hours. A tutor can of course work far more hours than a teacher who is limited by school hours and they often do.
How many hours a week do you work?

everychildmatters · 22/10/2025 16:00

@gamerchick No we are just not living a luxurious lifestyle. My daughter has more than enough as my husband and I both work hard to support her. Netflix and swimming lessons are not essentials to us.

NotEnoughKnittingTime · 22/10/2025 16:10

everychildmatters · 22/10/2025 15:58

@NotEnoughKnittingTime I didn't say i was better - I was putting you right with your claim re my hours. A tutor can of course work far more hours than a teacher who is limited by school hours and they often do.
How many hours a week do you work?

Edited

There is an air of superiority about your comments. I am one of those who work but limited in how much by a lack of childcare and SEN which affects many parents.

Swimming lessons are essential. Netflix maybe not but life is short and people need something nice in their lives.

caringcarer · 22/10/2025 16:12

GrinchWithAConscience · 20/10/2025 20:27

I don’t think you are the kind of benefit claimant anyone is bothered by. More those who don’t work and claim thousands in benefits

I think this is true. You are taking a small helping hand for a few years until your kids are a bit older and you intend to go back to full time work.

everychildmatters · 22/10/2025 16:13

@NotEnoughKnittingTime I disagree that expensive swimming lessons are essential, especially when swimming is part of the NC in schools. My daughter can swim because her Dad taught her.
Does the OP have SEND children? I missed that bit so apologies.

Sweetbubblegum · 22/10/2025 16:45

Don't schools provide swimming lessons?

Differentforgirls · 22/10/2025 16:46

everychildmatters · 22/10/2025 14:35

@Trumpisacunt I should have added that I believe both parents should be held financially responsible for the children they make. Two ft incomes should be enough to get by just about?

Who looks after the children?

NotEnoughKnittingTime · 22/10/2025 16:47

Sweetbubblegum · 22/10/2025 16:45

Don't schools provide swimming lessons?

Only a couple I think. Not enough to properly learn. Depends on the school.

Differentforgirls · 22/10/2025 16:50

everychildmatters · 22/10/2025 15:46

@Differentforgirls I tutor so why are you basing my hours of work on that of a teacher? Silly Billy.
And the point is we receive no benefits.
Unlike the OP.
So not sure what point you are making?

Edited

None now as you've reverted to name calling, unlike the OP. If you don't get paid for school holidays you only get paid for 38 weeks per year. The OP gets paid for 52.

NotEnoughKnittingTime · 22/10/2025 16:50

everychildmatters · 22/10/2025 16:13

@NotEnoughKnittingTime I disagree that expensive swimming lessons are essential, especially when swimming is part of the NC in schools. My daughter can swim because her Dad taught her.
Does the OP have SEND children? I missed that bit so apologies.

I mean I am teaching mine but I don't see the issue with swimming lessons. Sounds a good use of money to me. OP is entitled to spend the UC as she wishes and she is spending it on her kids.

No idea about OP but for many you simply can't just up your hours if childcare is sparse or you have a child with potential SEN who can only do mornings or afternoons at nursery. Plus many jobs might not have the hours so you have to try to find a flexible job..

ImSoJulia · 22/10/2025 16:50

No child has ever learnt to swim in 5-10 x 25 min school group swimming lessons. It's important but it won't save a life or get a child fit.

Mine took a few years of weekly lessons to get to a half decent standard.

ImSoJulia · 22/10/2025 16:53

"My daughter can swim because her Dad taught her." Of course he did. Two adults and one child. You have double the time to spare than a single parent does. UC helped pay for my kids lessons as I couldn't do it alone.

Sweetbubblegum · 22/10/2025 16:58

ImSoJulia · 22/10/2025 16:50

No child has ever learnt to swim in 5-10 x 25 min school group swimming lessons. It's important but it won't save a life or get a child fit.

Mine took a few years of weekly lessons to get to a half decent standard.

I learnt to swim at school (haven't needed to save a life - yet) I am fit and very sporty

everychildmatters · 22/10/2025 17:06

@Differentforgirls I was arguing with the working more hours comment. Unless the poster knows how many hours a week I tutor? How many evenings after 3.30, for example?
And no - I still don't think swimming lessons are an essential.

everychildmatters · 22/10/2025 17:12

@Differentforgirls School if they are school age and then wraparound. That's how most parents do it? Lots of single parents work.

Differentforgirls · 22/10/2025 17:14

everychildmatters · 22/10/2025 17:06

@Differentforgirls I was arguing with the working more hours comment. Unless the poster knows how many hours a week I tutor? How many evenings after 3.30, for example?
And no - I still don't think swimming lessons are an essential.

Edited

PER YEAR. I don't know what part of that you don't get. She works 52 weeks per year. You work 38. She works 14 weeks more than you and also, working only 38 weeks per year and only get paid for 38 IS NOT FULL TIME HOURS!