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Selling inherited house when sibling living in it

425 replies

Dutchhouse14 · 16/10/2026 11:50

Our DM passed away a few months ago and her will divides everything equally between me and my 2 siblings.
Im the sole executor.
Dsis ,mid 50s, has always lived at home, never moved out. Towards the end of mums life she became her carer.
She works limited hours although she has increased these with overtime since mum passed away but full time contracts are non existent in her sector.
Shes used to pay a small amount of housekeeping but this stopped when she was made redundant from full time work about 10 years ago.
DMs house is in a bad state of repair, none of us can afford to maintain it . Me and my other sibling want to sell.
But DSis is resisting ,not replying to texts, avoiding phones calls, went out when estates agents came round for valuations etc
She has limited income and savings but could get a small mortgage and with proceeds of sale she could get a 1 bed flat.
My other sibling agrees we need to sell but doesn't want to upset dsis and is generally very good at avoidance! They are happy to give Dsis a much bigger share ie 50% I would prefer 40% which i think is realistic for dsis to buy somewhere.
So ive become the wicked witch of the West in Dsis eyes and shes taking it all out on me, well basically stopped talking to me.
WIBU to put the house on the market?
Probate has been granted.
Anyone know what the legal situation is?
I dont want to fall out with Dsis, I love her, but she seems filled with resentment for me and frankly has said some very hurtful things.
Ive always been there for her but shes never ever reciprocated or supported me when ive needed it.
Although I live with DH and DC, the money would really help my future, my pension etc and I dont want to give my share to Dsis, which is what I think she really wants as shes used to being in charge of DMs money , always lived here so I think basically considers everything as hers.
Just dont know how to move things forward or if im being unreasonable selling the house and wanting my share

OP posts:
Teddybear23 · Today 12:11

AmethystDeceiver · 16/10/2026 12:27

I'm in a minority but I would not force a sale, or if it has to be sold I would give your sister a larger share. She did all of the caring for you mum it sounds like, and your inheritance is her home. Unless you were at risk of serious financial ruin I would let it go. She's your sister, it's a recent loss, and her life will be totally upended. What's 'fair' isn't always what's best

But she also lived there rent free!

SirenScream · Today 12:13

Having read your posts op I regard your sister as a freeloader, I wouldn't have any sympathy for her.

clarissadavenport · Today 12:20

AsbestosExpert · Today 09:48

You are over thinking your responsibilities as an executor, I've been one twice, and yes, you have a duty to the beneficiaries to follow the will (you can also vary that will with agreement of the beneficiaries).

But you don't have to rush things through, two months is too soon to be doing this to your DSIS, you have 2 years before the estate would need registering as a trust, so I'd be giving her 6 months before pushing ahead with anything.

You may find it easier to engage a solicitor and defer your responsibilities to them to play bad cop.

You should keep the house registered in the deceased persons name, if the will did not specify sale of the house then if you register it in you three's names you have dispersed that asset, this gives your sister more rights, not less, and would put the onus on you and your DB to pay for the process for an order for sale yourselves, rather than it coming from the estate and therefore dividing equally.

But I do thing you are rushing with this.

I agree. A lot of the current unpleasantness could have been avoided by not bringing up having to sell the house one month after the death.

AngelRoja · Today 13:46

AnneLovesGilbert · 16/10/2026 12:24

Of course you’re reasonable to follow your mum’s wishes. She didn’t want your sister to have the house or she’d have put that in her will. Get it sold however you can and take the equal share your mum wanted you to have.

Your sister will have benefitted from no housing costs to the tune of tens or thousands over the years, you don’t owe her anything.

Do you know how much a live in carer costs? Given that the law does not permit 24hour a day contracts, you are looking at a minimum of two carers. Do the math. It sounds like your sister has put her life on hold to.take care of your mother in her last years. That has a value which you are omitting in your calculations. She has saved you a fortune and your mother was looked after without payment.
In my personal opinión you and your sibling owe her big time for taking this pressure off you both, both financially and emotionally. The job of a carer is a tough one.

She's in her 50s and has also lost her mother and now it looks as if she is going to lose her home. You have already said that she will have difficulty to find regular work in her sector. You and your sibling are clearly in a better situation than she is. Maybe its time to look for an alternative solution. And maybe a little generosity?

sittingonabeach · Today 13:50

AngelRoja · Today 13:46

Do you know how much a live in carer costs? Given that the law does not permit 24hour a day contracts, you are looking at a minimum of two carers. Do the math. It sounds like your sister has put her life on hold to.take care of your mother in her last years. That has a value which you are omitting in your calculations. She has saved you a fortune and your mother was looked after without payment.
In my personal opinión you and your sibling owe her big time for taking this pressure off you both, both financially and emotionally. The job of a carer is a tough one.

She's in her 50s and has also lost her mother and now it looks as if she is going to lose her home. You have already said that she will have difficulty to find regular work in her sector. You and your sibling are clearly in a better situation than she is. Maybe its time to look for an alternative solution. And maybe a little generosity?

She seemed to have put her life on hold way before caring became more intense, and living for free to boot before caring full time. And then ignoring healthcare advice to ensure she got her inheritance, so not exactly thinking of her DM

DraigCymraeg · Today 13:50

Dutchhouse14 · Today 05:07

Got a third of way through posts, thank you to everyone who replied.
I am a bit concerned about the legalities of being an executor as its my legal duty to disperse the the estate according to the will.
I have got probate, was going to do an assent to transfer deeds into our 3 names but solicitor I contacted about assent said if going to sell keep in deceased name and sell as an executor as easier and cheaper.
Im not heartless, I love my sister, I would never make her homeless but I do want to sell and so does Dbro, but as usual im left with all the heavy lifting.
I actually think it would be nicervl for her to buy somewhere smaller and more manageable in good condition. My parents never really maintained the house in the 50 years they lived there as no surplus money, it would be worth at 25% more if they had, it needs full renovation.
Dsis has never done any maintenance and tbh barely any cleaning either.
Im happy to give her more, ie approx 40/30/30 and more if she cant get a mortgage or needs more for 1 bed flat.
The PP who said shes failed to launch is right. She's lived with minimum costs for all her life, paid £100-200 housekeeping for 30 years then got made redundant and totally lived off mums pension, all housing,bills and food paid for. mum even paid for her car.
Before she was made redundant she did have substantial savings, theres no evidence to say shes spent any of it . She will not disclose her savings,other than to say she hasnt spent any of her redundancy money.
She was a carer for 5 ish years the last 2 years were very tough, mum should have been in a nursing home really but DSIs refused, i don't think this was entirely altruistic, when asked she did say if she wasn't living there and housing not a worry she would have preferred mum to be in a care home, so if im honest her caring for mum was as much to keep a roof over her head than for any altruistic reason and towards the end probably not in mums best interests. She didn't want to use mums money for carers. I had to arrange OH to come out and get a hoist ,special chair so mum wasn't just in bed, dsis had accepted she had to stay in bed. The hoist really needs 2 carers to move mum, sister refused and said she'd do it herself, we were both hoist trained but i live 50 miles away and work full time so obviously not there every day. DBro lives 3 miles away but not as involved as me.
Dbro does want the house to be sold, he just wants me to sort everything and have all the difficult conversations, as usual! But he is happier for Dsis to have a bigger share, as am I but I want dsis to use her savings and try and get a mortgage first.
A month or so after DM died I did say we need to decide about the house what do you think we should do and she said im going to live there.
I raised concerns about condition,running costs etc but she just brushed them off, shes blind to condition of house tbh.
Shes not really happy about sharing out mums possessions, sentimental value only but id like some of them. Shes denying all knowledge about some jewellery, family photographs etc and refused to let me have dad's wedding ring when she was estranged from him and Dbro didnt want it she still told me I couldnt have it.
I know shes grieving, we all are, I phone/ message to check in on her ,never once does she ask about me and never has. She's said some very hurtful things to me and im her punchbag.
Im going through a rocky patch with DH, so its not just pension im worried about tbh there's a lot going on. DH wants to retire soon and cant afford it, still have 3DC at home including 2 with sen so if im honest the money would really help us.
Ive always had to pay my way and also juggle caring responsibilities. Despite being in her 50s, in many ways Dsis has remained like a teenager , but the last few years have been tough on her and I do know if mum went into a care home they may have been not much left but equally dsis would have had to pay rent and bills and buy her own food etc.
Im a bit worried if we delay things she will expect to stay in the house forever . I will obviously support her through the process but it will be overwhelming for her.
Shes changed all bills into her name and I said about house insurance and she said she would do it and now has.
Mum wouldn't have wanted us to fall out or for dsis to be homeless but she did leave everything to be split equally ,although the will was old she could have changed it anytime up to 5 years ago.

Please get legal advice.

Lsquiggles · Today 13:58

This must be a horrible situation for you OP. I understand she's grieving but she's in her fifties and it's time she stands on her own two feet! Of course her plan for the house was just for her to stay there, it's very naive of her to think that's how things would work. I don't think she's entitled to more than her 1/3 share - whilst circumstances made her your mother's carer (simply because she lived at home still), she had the same chances before that to live her life and get a career etc and I don't think you and your brother should substidise her in this way.

Savvyshopper17 · Today 14:02

SamphiretheTervosaur · Today 10:58

And they are to rely upon that, are they?

When she has low income and is not talking to them? They remain legally obligated

The situation is that the resident sister is effectively emotionally blackmailing the other 2

No is legally bound for maintenance or bills of a property they dont live in! They will only need to chip in for the house insurance for building cover, that is all!

Savvyshopper17 · Today 14:02

Savvyshopper17 · Today 14:02

No is legally bound for maintenance or bills of a property they dont live in! They will only need to chip in for the house insurance for building cover, that is all!

*No one

NovemberMorn · Today 14:03

Lsquiggles · Today 13:58

This must be a horrible situation for you OP. I understand she's grieving but she's in her fifties and it's time she stands on her own two feet! Of course her plan for the house was just for her to stay there, it's very naive of her to think that's how things would work. I don't think she's entitled to more than her 1/3 share - whilst circumstances made her your mother's carer (simply because she lived at home still), she had the same chances before that to live her life and get a career etc and I don't think you and your brother should substidise her in this way.

If the sister had left the family home to live her own life, the mother would have eventually needed full time care, and as I and others have pointed out, had that been the case, there would be no house to sell so no thread to comment on.

Savvyshopper17 · Today 14:04

sittingonabeach · Yesterday 19:20

Who’s going to pay to maintain the house in OP’s situation?

Is maintenance so important?! Why does it bother her so much, the person living their can spend to make it habitable for themselves and if not, it doesn't matter, just ensure there is building cover.. Nothing else to do

Lsquiggles · Today 14:07

NovemberMorn · Today 14:03

If the sister had left the family home to live her own life, the mother would have eventually needed full time care, and as I and others have pointed out, had that been the case, there would be no house to sell so no thread to comment on.

I understand that but the OP has also suggested that she feels her sister caring for her mother wasn't necessarily completely altruistic and she agreed to care for her to be able to still live in the house

SamphiretheTervosaur · Today 14:15

Savvyshopper17 · Today 14:02

No is legally bound for maintenance or bills of a property they dont live in! They will only need to chip in for the house insurance for building cover, that is all!

The executor has legal obligation to preserve the property

Any essential works have to be paid by someone and when the estate is finalised the total amount will have been reduced

Executor also has to finalise the utility bills... again from the estate. Is she to let that run until sister decides to speak to her, let the usual process get underway?

Bereavement is fucking awful. But the legalities still have to be attended to.

Dandeloosha · Today 14:18

Savvyshopper17 · Today 14:04

Is maintenance so important?! Why does it bother her so much, the person living their can spend to make it habitable for themselves and if not, it doesn't matter, just ensure there is building cover.. Nothing else to do

Um, maintenance is really, really, important. It’s needed to make sure the house remains safe, secure, and habitable. Not just that, but if, at some point in the future, the owners want to sell, a home that’s reasonably well maintained is more likely to hold its value.

MrsBananaman · Today 14:19

AngelRoja · Today 13:46

Do you know how much a live in carer costs? Given that the law does not permit 24hour a day contracts, you are looking at a minimum of two carers. Do the math. It sounds like your sister has put her life on hold to.take care of your mother in her last years. That has a value which you are omitting in your calculations. She has saved you a fortune and your mother was looked after without payment.
In my personal opinión you and your sibling owe her big time for taking this pressure off you both, both financially and emotionally. The job of a carer is a tough one.

She's in her 50s and has also lost her mother and now it looks as if she is going to lose her home. You have already said that she will have difficulty to find regular work in her sector. You and your sibling are clearly in a better situation than she is. Maybe its time to look for an alternative solution. And maybe a little generosity?

She has saved you a fortune and your mother was looked after without payment.

She saved herself that fortune too though, and OP has already said it was for financial not altruistic reason. She’s barely spent a penny of her own money or DM’s money on her housing and care, has redundancy savings she hasn’t touched, and now expects a bigger share of the house?!

clarissadavenport · Today 14:24

OP has already said it was for financial not altruistic reason.

This is the OP's spin on it, and to me it sounds like a lot of projection of her own motives. OP is also the one so desperate to sell the house and get her share of the proceeds she raised the need to do so one month after her mother died. Obviously, she's not too deep in grief or shock, but the sister - who has lived in the house her whole life and whose home it is - may be.

AngelRoja · Today 14:45

MrsBananaman · Today 14:19

She has saved you a fortune and your mother was looked after without payment.

She saved herself that fortune too though, and OP has already said it was for financial not altruistic reason. She’s barely spent a penny of her own money or DM’s money on her housing and care, has redundancy savings she hasn’t touched, and now expects a bigger share of the house?!

I think you are underestimating the cost of 5 years of care. The rates for private care live in care at present is around 900 to 1300 pounds a week depending on the region. Hourly will be 20 to 25 an hour. An agency or care homes will cost more. At minimum you are looking at 52,000 a year. Multiply that by five years....

LongDarkTeatime · Today 14:48

We had a sibling who moved back in with our parent, paying peppercorn rent, being cared for and bills paid by elderly parent. They did give some minimal care towards the end. Our sibling is clearly autistic (of an age where this was never recognised before) very clever, but had never lived alone. They still held down a a full-time professional job. They saved a 6 figure sum over the decades (not paying bills or appropriate rent) but refused to move out.
Our parent realised the sibling would never voluntarily move so was advised to write a fixed timescale into their will before the house had to be sold. It still took a huge effort to get them out, there was lots of anger and blame from them. We just had to remember it was because they were scared. Unfortunately lots of family stuff like documents and all the photos went ‘missing’ at this time.
It will be hard but selling is the right thing to do.
Good luck.

BeUmberMember · Today 16:00

Dutchhouse14 · Today 05:07

Got a third of way through posts, thank you to everyone who replied.
I am a bit concerned about the legalities of being an executor as its my legal duty to disperse the the estate according to the will.
I have got probate, was going to do an assent to transfer deeds into our 3 names but solicitor I contacted about assent said if going to sell keep in deceased name and sell as an executor as easier and cheaper.
Im not heartless, I love my sister, I would never make her homeless but I do want to sell and so does Dbro, but as usual im left with all the heavy lifting.
I actually think it would be nicervl for her to buy somewhere smaller and more manageable in good condition. My parents never really maintained the house in the 50 years they lived there as no surplus money, it would be worth at 25% more if they had, it needs full renovation.
Dsis has never done any maintenance and tbh barely any cleaning either.
Im happy to give her more, ie approx 40/30/30 and more if she cant get a mortgage or needs more for 1 bed flat.
The PP who said shes failed to launch is right. She's lived with minimum costs for all her life, paid £100-200 housekeeping for 30 years then got made redundant and totally lived off mums pension, all housing,bills and food paid for. mum even paid for her car.
Before she was made redundant she did have substantial savings, theres no evidence to say shes spent any of it . She will not disclose her savings,other than to say she hasnt spent any of her redundancy money.
She was a carer for 5 ish years the last 2 years were very tough, mum should have been in a nursing home really but DSIs refused, i don't think this was entirely altruistic, when asked she did say if she wasn't living there and housing not a worry she would have preferred mum to be in a care home, so if im honest her caring for mum was as much to keep a roof over her head than for any altruistic reason and towards the end probably not in mums best interests. She didn't want to use mums money for carers. I had to arrange OH to come out and get a hoist ,special chair so mum wasn't just in bed, dsis had accepted she had to stay in bed. The hoist really needs 2 carers to move mum, sister refused and said she'd do it herself, we were both hoist trained but i live 50 miles away and work full time so obviously not there every day. DBro lives 3 miles away but not as involved as me.
Dbro does want the house to be sold, he just wants me to sort everything and have all the difficult conversations, as usual! But he is happier for Dsis to have a bigger share, as am I but I want dsis to use her savings and try and get a mortgage first.
A month or so after DM died I did say we need to decide about the house what do you think we should do and she said im going to live there.
I raised concerns about condition,running costs etc but she just brushed them off, shes blind to condition of house tbh.
Shes not really happy about sharing out mums possessions, sentimental value only but id like some of them. Shes denying all knowledge about some jewellery, family photographs etc and refused to let me have dad's wedding ring when she was estranged from him and Dbro didnt want it she still told me I couldnt have it.
I know shes grieving, we all are, I phone/ message to check in on her ,never once does she ask about me and never has. She's said some very hurtful things to me and im her punchbag.
Im going through a rocky patch with DH, so its not just pension im worried about tbh there's a lot going on. DH wants to retire soon and cant afford it, still have 3DC at home including 2 with sen so if im honest the money would really help us.
Ive always had to pay my way and also juggle caring responsibilities. Despite being in her 50s, in many ways Dsis has remained like a teenager , but the last few years have been tough on her and I do know if mum went into a care home they may have been not much left but equally dsis would have had to pay rent and bills and buy her own food etc.
Im a bit worried if we delay things she will expect to stay in the house forever . I will obviously support her through the process but it will be overwhelming for her.
Shes changed all bills into her name and I said about house insurance and she said she would do it and now has.
Mum wouldn't have wanted us to fall out or for dsis to be homeless but she did leave everything to be split equally ,although the will was old she could have changed it anytime up to 5 years ago.

Having just read the full background history of your sister's life living with your mum forever, working, receiving redundancy money and not having to pay for any bills, house renovations, food etc plus holding on to your mothers jewellery and effects, I would suggest than unless she has a secret gambling or other addiction she would have accrued a massive amount of savings in her own name and is possibly in the position to buy you and your bother out. Think about it, 35 years of almost free living, working, getting redundancy money, interest on savings etc she could have been saving £1000 per month. Just a thought, and perhaps why your sister won't reveal her savings amount, although she has no need to. Hope you can work things out amicably between you all.

sittingonabeach · Today 16:27

AngelRoja · Today 14:45

I think you are underestimating the cost of 5 years of care. The rates for private care live in care at present is around 900 to 1300 pounds a week depending on the region. Hourly will be 20 to 25 an hour. An agency or care homes will cost more. At minimum you are looking at 52,000 a year. Multiply that by five years....

It wouldn’t be 5 years worth though as didn’t need full time care for 5 years

Then think about rent/mortgage/bills the sister would have paid in her own property for 30 years

Yorkshirelass50 · Today 16:38

I think more information is required here:

  • When was the will written?
  • When did your father die and did your sister care for him also?
  • Did your mother have full capacity before she died?
  • Did you ever discuss the house with your mother?
  • Would she have left the house to your sister/her carer if she had been well enough to change the will?
  • Does your sister have SEN or any physical or mental illness?
  • Is your sister in a relationship or has ever been in one?
Seeingadistance · Today 16:40

FKAT · Today 11:31

I wish people would stop talking about able-bodied women of sound mind who happen to be in their 50s as if they are children and have no agency or autonomy.

The problem is that this particular woman is using her agency and autonomy to prevent the OP acting as executor and carrying her mother’s wishes.

Instead of being obstructive and refusing to communicate with her siblings she could be working with them to facilitate the sale of the house which was left to them all and make plans for her own future housing needs, ie, start looking at one bed flats which would seem to be affordable from the sale of the house.

BruFord · Today 16:48

I would suggest than unless she has a secret gambling or other addiction she would have accrued a massive amount of savings in her own name and is possibly in the position to buy you and your brother out.

I agree @BeUmberMember, she worked FT until she was made redundant in her 40's and her Mum paid for pretty much everything, including her car.

With over 20 years of FT work and no living expenses, she could have quarter of a million or more stashed away, plus all the interest she'll have accrued. It could be closer to half a million. I suspect that she could buy her siblings out of the house, she just don't want to part with the money - OP says that she was also reluctant to spend on their Mum so that would make sense.

That's life though, few people are housed/have bill paid for free all their lives, her siblings haven't been.

AlexandraCarrington · Today 17:42

I think more information is required here:

None of that makes any difference to the executor's legal duty, which is to execute the will as written.

Is your sister in a relationship or has ever been in one?

What has that to do with anything?

MaxJLHardy · Today 18:12

There’s a way of approaching this that will preserve your relationship with your sister and a way that means she may never speak to you again. The law won’t care which is the outcome.

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