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To think it’s crazy that National Minimum wage is £27k

663 replies

Butterflyfluff · 09/10/2026 20:08

Yet it’s not really enough to live on 😢

My first job paid £7.5k per year and I thought I was loaded! And I’m not ancient.

Now 2 people on NMW earn over £50k between them yet it’s really not enough these days.

OP posts:
Differentforgirls · 10/10/2026 15:48

Differentforgirls · 10/10/2026 15:48

Three mobiles. Sky package with Netflix, Disney, Sports, Cinema, loads more, ad fast forwarding.Fibre broadband with high speeds for gaming, Amazon prime. You name it. We have it.

Plus land line and free calls 24/7.

Differentforgirls · 10/10/2026 15:52

Chewbecca · 10/10/2026 15:06

Spending £230pm on phones is a luxury level of spending. If you were on NMW, you wouldn't / shouldn't expect that.

I’ve never been on NMW. Didn’t used to exist.

Scarlettpixie · 10/10/2026 15:53

Differentforgirls · 10/10/2026 15:48

Plus land line and free calls 24/7.

Still sounds a lot! I have 1gig fibre broadband (for gaming, games design student and working from home) and I don't need a landline as I get unlimited calls on my mobile. I knew Sky was expensive but crikey.

Differentforgirls · 10/10/2026 15:55

Scarlettpixie · 10/10/2026 15:53

Still sounds a lot! I have 1gig fibre broadband (for gaming, games design student and working from home) and I don't need a landline as I get unlimited calls on my mobile. I knew Sky was expensive but crikey.

Our fibre is overhead rather than underground. Think it’s a bit more expensive. No choice though. Same with Sky. We live in a private road!

Boreded · 10/10/2026 17:22

Differentforgirls · 10/10/2026 12:55

£750 for phones and the internet? Jesus I though we were bad at £230!

Are you serious?

Boreded · 10/10/2026 17:23

Differentforgirls · 10/10/2026 15:52

I’ve never been on NMW. Didn’t used to exist.

Ah ignore my previous question, I now understand, you are a pensioner?

Differentforgirls · 10/10/2026 17:26

Boreded · 10/10/2026 17:23

Ah ignore my previous question, I now understand, you are a pensioner?

I'm not of pension age though I have retired. Your posts on this thread about older people smack of envy.

LoisGriffinskitchen · 10/10/2026 17:28

Tharealkate · 10/10/2026 13:35

Housing is the biggest issue IMO. Until we can get that under control the paltry wage rises we have had just won’t cut it. It’s the same with all these threads - - lot of the people claiming to be okay on very low wages have little to no housings costs.

This in a nutshell. I spoke to a patient of mine yesterday who has two children and a job. Landlord sold up and she cannot afford to put a roof over her head, She’s had to move in with a relative but that’s temporary. Locally a 2-3 bed house rents for £1200+ minimum and many have to pay much more than this. My colleague is paying over £2000 for a three bed.
Until we get on top of housing this won’t get any better.

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 17:29

Differentforgirls · 10/10/2026 17:26

I'm not of pension age though I have retired. Your posts on this thread about older people smack of envy.

I don’t think it’s unreasonable to say it is is envy to be honest. Older people had free education, benefited from final salary pensions, jobs for life, right to buy or access to council housing or house prices 2x their salary. Life has become much harder and it is much more difficult for younger people today to achieve anything close to the same lifestyle. Of course there is envy.

Constantrunner · 10/10/2026 17:37

Except some of this is nonsense. Most people left school at 16 for full time work. It was mainly the middle class bright kids who went to university. I left school to an economy with far higher youth unemployment than now. Getting a job was very tough and many people had to leave their home towns to get work as teenagers.
No jobs were not more secure. Middle class jobs were and public sector.
Council housing depended where you lived, there was plenty of homelessness.
Public sector final salary schemes benefited some workers a lot. But employers did not have to make employer contributions to pensions and many did not.
House prices and rent were cheaper.

People have taken the middle class experience and pretended it was the experience for everyone. In reality there was far less support for young people back then. I was on my own at 18.

Boreded · 10/10/2026 17:43

Missed off the quote @Differentforgirls but this is regarding the envy comments

Probably not in the way you see it. Am I envious of all of the trips that my family take constantly, yes, do I begrudge them it, absolutely not. So yes, benign envy I suppose…but not of pensioners in general though, just my family.

They all laugh at me because over the last couple of years I’ve taken to living the retirement lifestyle as they/we call it. I see them having all of their trips and I LOVE that for them, so I have been throwing caution to the wind and taking more trips. I have 6 overseas holidays booked in the next 12 months, I choose to spend on these things because I can and because I sacrifice in other ways (one car and low housing costs for example).

What you are probably picking up from my posts it that i feel a sense of injustice on behalf of people who are struggling. Families living pay check to pay check just to put food on the table, missing time with children and not getting to do basic activities because all they can afford to do is work. People who will do this their entire lives, beyond pension age, and will never get to really slow down and relax. People who have to listen to pensioners who complain about being so poor when actually the average income for pensioner households is just 500 less than working age households which typically have more people in them, and much higher costs including rent and mortgage. Mortgages are 1000+ for homes big enough to house a couple of children, childcare when you have 2/3 children is almost as much as the income of the person working.

You probably hear the frustration because I hear pensioners telling people about how they just ‘went without’ in their day…yeah but only one of you worked when you had kids, if someone is working a full time job and managing kids why should they go without. Basic expenditure is DIFFERENT now, it’s not that people expect more now, it is just that there different needs that weren’t there when pensioners were young. But all of the pensioners I know have really great and relaxed lives, they don’t have money worries, they don’t panic over how to feed and clothe their kids, or what happens if a car breaks down and they can’t get to work.

So no, probably not envy in the sense that you think. Just in the sense that I wished my generation was going to have the same future outcomes. I hope this makes it clearer for you.

celticprincess · 10/10/2026 17:43

PaulBaker · 09/10/2026 20:19

My first wage as a teacher was £25k a year (11 years ago) and I thought I was loaded. As in cocktails in The Savoy loaded. 🤑 😭

My first teacher salary was £18k and I went on loads of holidays, ate what I wanted, lived alone and afforded the rent and then the mortgage, had a great social life.

Boreded · 10/10/2026 17:46

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 17:29

I don’t think it’s unreasonable to say it is is envy to be honest. Older people had free education, benefited from final salary pensions, jobs for life, right to buy or access to council housing or house prices 2x their salary. Life has become much harder and it is much more difficult for younger people today to achieve anything close to the same lifestyle. Of course there is envy.

This!

I think the poster is mixing up benign envy with jealousy, I absolutely am envious of the lives pensioners can have today that millennials will not get to have. And I worry about what kind of life our kids will have in retirement.

FlyingCatGirl · 10/10/2026 17:46

MyFairLady27 · 09/10/2026 20:19

Well we get by nicely with kids,pets, new cars, holidays,no credit owed to anyone or anything. And get around £20k a year between us as I'm part time atm dh full..Takes good balancing and communication and we do fine and dandy

How does one full time plus a part time job add up to less than minimum wage? You are pretty much in poverty as a family living on 20k a year, I honestly doubt you are buying brand new cars each outright! Food shopping alone is 7 to 8k of your money a year! Are you playing the benefits system somehow? How is both jobs amounting to so little money and below the legal level!

Differentforgirls · 10/10/2026 17:50

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 17:29

I don’t think it’s unreasonable to say it is is envy to be honest. Older people had free education, benefited from final salary pensions, jobs for life, right to buy or access to council housing or house prices 2x their salary. Life has become much harder and it is much more difficult for younger people today to achieve anything close to the same lifestyle. Of course there is envy.

Ok. Free education is still a thing. Just not in England.

Final salary pensions stopped years ago and changed to average salary.

A job for life still exists.

Right to buy was an abomination and has been stopped in Scotland.

Our house was three times the highest wage + one times the lowest. There was no way we could have a deposit. We got 100% endowment mortgage that caused us so much grief over the years that we nearly lost the house.

We were never going to get a council house due to right to buy!

Yes there is envy, but imo, it isn't reasonable.

Differentforgirls · 10/10/2026 17:54

Boreded · 10/10/2026 17:43

Missed off the quote @Differentforgirls but this is regarding the envy comments

Probably not in the way you see it. Am I envious of all of the trips that my family take constantly, yes, do I begrudge them it, absolutely not. So yes, benign envy I suppose…but not of pensioners in general though, just my family.

They all laugh at me because over the last couple of years I’ve taken to living the retirement lifestyle as they/we call it. I see them having all of their trips and I LOVE that for them, so I have been throwing caution to the wind and taking more trips. I have 6 overseas holidays booked in the next 12 months, I choose to spend on these things because I can and because I sacrifice in other ways (one car and low housing costs for example).

What you are probably picking up from my posts it that i feel a sense of injustice on behalf of people who are struggling. Families living pay check to pay check just to put food on the table, missing time with children and not getting to do basic activities because all they can afford to do is work. People who will do this their entire lives, beyond pension age, and will never get to really slow down and relax. People who have to listen to pensioners who complain about being so poor when actually the average income for pensioner households is just 500 less than working age households which typically have more people in them, and much higher costs including rent and mortgage. Mortgages are 1000+ for homes big enough to house a couple of children, childcare when you have 2/3 children is almost as much as the income of the person working.

You probably hear the frustration because I hear pensioners telling people about how they just ‘went without’ in their day…yeah but only one of you worked when you had kids, if someone is working a full time job and managing kids why should they go without. Basic expenditure is DIFFERENT now, it’s not that people expect more now, it is just that there different needs that weren’t there when pensioners were young. But all of the pensioners I know have really great and relaxed lives, they don’t have money worries, they don’t panic over how to feed and clothe their kids, or what happens if a car breaks down and they can’t get to work.

So no, probably not envy in the sense that you think. Just in the sense that I wished my generation was going to have the same future outcomes. I hope this makes it clearer for you.

Edited

As I said before. You live in a different world to me.

riceuten · 10/10/2026 17:58

There's a whiff of "you should be glad you have a job" and "the NMW prices people out of work" here - never the strongest arguments.

Boreded · 10/10/2026 18:00

Differentforgirls · 10/10/2026 17:54

As I said before. You live in a different world to me.

Yet you were able to retire before retirement age?

Where I live the majority will have to work until they die, or until health forces them out. Retiring at 65/67 is not going to be an option for them.

AllIwantForChrismasIsAKitchenAidStandMixer · 10/10/2026 18:06

Differentforgirls · 10/10/2026 17:50

Ok. Free education is still a thing. Just not in England.

Final salary pensions stopped years ago and changed to average salary.

A job for life still exists.

Right to buy was an abomination and has been stopped in Scotland.

Our house was three times the highest wage + one times the lowest. There was no way we could have a deposit. We got 100% endowment mortgage that caused us so much grief over the years that we nearly lost the house.

We were never going to get a council house due to right to buy!

Yes there is envy, but imo, it isn't reasonable.

Most posters are in England and speaking from that perspective.

A job for life does not exist in most sectors. Where are these jobs?

Of course right to buy was an abomination - for people now. For people who experienced it, it was a gift from god. In many ways it contributes to the envy that will be felt by younger people - older people had everything and in doing so have totally fucked younger generations over.

People still benefit from final salary pensions if they are the terms the signed up to - many teachers, nhs staff etc who have retired in the last 5-10 years have done so on final salary pensions.

Your endowment mortgage is irrelevant - you had the opportunity to get one. They were an awful idea granted but for many people they allowed them to buy a house they otherwise couldn’t have managed and it worked out fine. At the end of the day they still have it and can now sell it and make hundreds of thousands of pounds.

Why are you so opposed to the idea that the older generation had things better than people do now? They objectively did.

Boreded · 10/10/2026 18:09

Differentforgirls · 10/10/2026 17:50

Ok. Free education is still a thing. Just not in England.

Final salary pensions stopped years ago and changed to average salary.

A job for life still exists.

Right to buy was an abomination and has been stopped in Scotland.

Our house was three times the highest wage + one times the lowest. There was no way we could have a deposit. We got 100% endowment mortgage that caused us so much grief over the years that we nearly lost the house.

We were never going to get a council house due to right to buy!

Yes there is envy, but imo, it isn't reasonable.

You are being incredibly naive.

I think you should do a bit of a google deep dive into the difficulties for millennials compared to current pensioners.

You could start with one of these;

https://ifs.org.uk/articles/are-pensioners-richer-everyone-else
https://www.telegraph.co.uk/money/pensions/news/pensioners-will-better-workers-2024

Constantrunner · 10/10/2026 18:09

No it depends who they are. You really think gay men jailed for being gay had it better? Or severely disabled people locked up in institutions? Trust me I have a house which is brilliant, but I also had some parts of my life much harder than I would have now.
There is no understanding of what the past was actually like.

TRIEDEVERYOTHER · 10/10/2026 18:13

Fidgety31 · 09/10/2026 20:18

I think - I work full time demanding non stop mentally exhausting nhs job for not much more than minimum wage.
probably get more of if I didn’t bother and claimed benefits instead tbh .

NO
YOU
WOULD
NOT.

Terfedout · 10/10/2026 18:14

fedupwithseparatebedrooms · 09/10/2026 21:05

£27k I wish... I'm a TA and my annual salary is £19500

Pro rata though? With holidays etc? Not that I don't sympathise though. TA is a fucking tough and very important job. My son had the most amazing TA support throught school. She was wonderful as I'm sure you are too. And if was up to me you'd get paid loads more for it! X

Differentforgirls · 10/10/2026 18:15

Boreded · 10/10/2026 18:00

Yet you were able to retire before retirement age?

Where I live the majority will have to work until they die, or until health forces them out. Retiring at 65/67 is not going to be an option for them.

Yes. Both my husband and myself worked for LG. Education and Social Work. Both jobs took their toll on us mentally. But guess why we stuck it out?

The conditions of service, family friendly policies and our pensions. We both retired at 60.

But you've gone from you only know millionaire pensioners to somehow only knowing people who will work until they die.

Horsemum40 · 10/10/2026 18:17

intrepidpanda · 09/10/2026 20:39

He is a tradesman
He earns £12, 570

My 17yo daughter earns more than this on a 30hr a week apprenticeship!

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