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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think being wealthy is vastly overrated?

603 replies

ForLoudBrickMember · 25/08/2026 13:49

I know this will sound really out of touch and I apologies in advance if I offend anyone, but I’ve been reflecting on my life recently and I truly think it is the most overrated thing on the planet. I’m 35, total pre tax income of about £2 million with half coming from working as a partner oncologist in the states and half coming from active investing. DH makes slightly more, total household income of about £5 mil. Now I’ve done it I can say the following;

  1. It feels totally normal.
  2. It is incredibly isolating
  3. The pressure/difficulty is intense. Ours are still far too young for this and trying to avoid it but it’s very common the DC face intense pressure/stress.
  4. So so much sacrifice. I left everything behind in the UK, put off DC until late, missed out on so much etc.
  5. Being average isn’t much worse. People earning the average wage can still afford a comfortable house, decent car, food, occasional holiday etc. Mum was completely broke as a child and even that would’ve been fine if she didn’t make brain dead decisions constantly.

Yet the average person seems to believe it’s endless bliss, no stress and every rich person is a genius who never tires and never feels sad. AIBU?

OP posts:
NewNewForest · 29/08/2026 19:17

ForLoudBrickMember · 25/08/2026 13:49

I know this will sound really out of touch and I apologies in advance if I offend anyone, but I’ve been reflecting on my life recently and I truly think it is the most overrated thing on the planet. I’m 35, total pre tax income of about £2 million with half coming from working as a partner oncologist in the states and half coming from active investing. DH makes slightly more, total household income of about £5 mil. Now I’ve done it I can say the following;

  1. It feels totally normal.
  2. It is incredibly isolating
  3. The pressure/difficulty is intense. Ours are still far too young for this and trying to avoid it but it’s very common the DC face intense pressure/stress.
  4. So so much sacrifice. I left everything behind in the UK, put off DC until late, missed out on so much etc.
  5. Being average isn’t much worse. People earning the average wage can still afford a comfortable house, decent car, food, occasional holiday etc. Mum was completely broke as a child and even that would’ve been fine if she didn’t make brain dead decisions constantly.

Yet the average person seems to believe it’s endless bliss, no stress and every rich person is a genius who never tires and never feels sad. AIBU?

Oh get a flipping grip

AintNobodyHereButUsChickens · 29/08/2026 19:19

“Oh no! My lobster is too buttery and my steak is too juicy!” - OP, probably.

Roz185 · 29/08/2026 19:20

Is this a wind up? Really? Don't expect even the teeny violins to be played. There are many who read these posts that are desparetly trying to keep their families fed and clothed. I know you said you didn't want to upset or offend, so why put this post on here?

Watdidusay · 29/08/2026 19:20

I am not clear that you've ever really struggled with money @ForLoudBrickMember . You worked hard, yes, and were motivated by accruing wealth but people who really experience the consequences of poverty don't have money to invest. I understand you earned it when your peers probably didn't, but I would definitely rather be rich and unhappy than worrying about how to pay my electricity bill.

cheziebabe · 29/08/2026 19:21

you can pay staff to run your life leaving you free to enjoy your downtime. take less money and work one third less. pick some charities to fund. try to be a glass half full. get a therapist or be miserable.

LiquoriceAllsorts2 · 29/08/2026 19:22

Your 35 with more than one kid - seems like you had children at a very normal age and not late.

you can afford to give them a great education, go on amazing holidays regularly and buy most things you want. Additionally, you can afford flexible childcare.

Doesnt sound bad to me. Obviously you can still face hard times especially related to health and bereavement but you will have that regardless of the wealth.

surely having money makes things easier for you.

wasieverreallyhere · 29/08/2026 19:28

Fake its some right wing nut

AmgryWife · 29/08/2026 19:30

One of the best feelings in life is having enough money to easily cover your needs (rent , food, utilities). How much happiness extra money provides depends on what’s important to you (vacations, luxuries, family legacies, charities, the home for homeless cats). To the extent that our wealth allowed us to comfortably retire, it is definitely not over rated.

BassBug · 29/08/2026 19:32

Thelongestdayever · 25/08/2026 13:53

Now ask someone with no money how happy they are!

I have very little money but I'm happy! What I lack in money I make up with love! I would rather be poor and have people and things to care for.

WhyIsThereGlitterEverywhere · 29/08/2026 19:32

Being wealthy should give you more freedom with your time to do whatever it is that makes you feel fulfilled. If you are lacking in knowing what that would be I think you should seek therapy or coaching etc to find it.

If you don’t have meaning you won’t be happy regardless of how much money you have.

Ilovelifeverymuch · 29/08/2026 19:35

vodkaredbullgirl · 25/08/2026 13:50

.

Can I have some popcorn please, I'll bring the wine 😂

BunnyLake · 29/08/2026 19:35

Yes it’s awful. I hated it so much I wished I was poor, and when I woke up the next morning I found out I was. It’s much more fun being poor than rich.

AnnoraFoyle · 29/08/2026 19:36

As someone who was poor and later went on to make a substantial amount of money from writing, being poor sucks.

ForMauveLemur · 29/08/2026 19:37

Why not just stop and live off the money that their money makes them via passive interest/dividends?!

BunnyLake · 29/08/2026 19:37

PrettyLittleRose · 25/08/2026 13:53

As Spike Milligan once said.

“Money can't buy you happiness, but it does bring you a more pleasant form of misery.”

Sounds like OP has nailed that.

RuinartRuination · 29/08/2026 19:38

Your poll had ended but I’d have voted that YANBU.

We are wealthy albeit not at your level. And yet it’s all about keeping up with our friends around us who are similarly wealthy. So we’re forking out for private school, expensive holidays, expensive lifestyle, fancy restaurants, pricey hobbies. I’m happy for the most part and get that money buys choice to an extent. I never have to worry about feeding the family or switching on the heating.

But I visited my home country recently, people were so much happier on the surface, friendlier.
I could live there tomorrow, sell my house, buy an even bigger one there for about 25% of the cost of mine and have a lovely chilled life with an abundance of time to do as I please. And yet the thought of that terrifies me.

So I hear you, OP, but there’ll be many people reading this who are worried about the cost of school shoes who would far rather be in your position rather than their own.

suffolkgerogiantownhouse1 · 29/08/2026 19:39

I went from 35k a year to 200k per year gbp. I still bleed red and i guess i can fford a slightly nicer gaff. Has been lifechanging though for sure.

ForMauveLemur · 29/08/2026 19:39

Yes it was, thank you for your reply. Do you consider other people's husbands who aren't in tech or who haven't made anywhere near this level of money to be failures?

MammaPenny · 29/08/2026 19:41

I’ve been on the bones of my arse and now we live comfortably (not wealthy by any means) but my husband earns £120k and I work part time. We live in the South Wales Valleys so well above the average income around here. I know which I prefer 😂

WhyIsThereGlitterEverywhere · 29/08/2026 19:41

RuinartRuination · 29/08/2026 19:38

Your poll had ended but I’d have voted that YANBU.

We are wealthy albeit not at your level. And yet it’s all about keeping up with our friends around us who are similarly wealthy. So we’re forking out for private school, expensive holidays, expensive lifestyle, fancy restaurants, pricey hobbies. I’m happy for the most part and get that money buys choice to an extent. I never have to worry about feeding the family or switching on the heating.

But I visited my home country recently, people were so much happier on the surface, friendlier.
I could live there tomorrow, sell my house, buy an even bigger one there for about 25% of the cost of mine and have a lovely chilled life with an abundance of time to do as I please. And yet the thought of that terrifies me.

So I hear you, OP, but there’ll be many people reading this who are worried about the cost of school shoes who would far rather be in your position rather than their own.

Edited

You are choosing that rat race. I know it’s easy to get caught up in it, but you don’t need to do that. The best thing wealth can give you is freedom to do what you actually want to do.

LivingTheDreamish · 29/08/2026 19:41

I thought everyone knew an excess of money doesn’t make you happier or more fulfilled. OP you’ve worked hard and been very successful (and hopefully you find meaning and purpose in your career) but don’t be surprised that it’s not enough. We all end up meeting our Maker at the end of the day and your money won’t mean a thing at that point.

lottiegarbanzo · 29/08/2026 19:42

You’re 35 and already have DC plural. You did not put off having children until ‘late’, you had them at a normal time.

ClarafromHR · 29/08/2026 19:42

You live in the States. Would be my worst nightmare.

thestudio · 29/08/2026 19:43

It seems to me that your problem is America/Americans.

Do the conversion course that you need for BMA and move back here - into private practice if you can't face the NHS?

Mightymuscle · 29/08/2026 19:43

Why are so many countries constantky trying to help those classed as poor. Could be they recognise how horrible it is trying to make ends meet all the time. Never see any demonstrations with banners touting "We enjoy being Poor" as a headline. You've worked for your lifestyle, perhaps you should have been content to be a store assistant, bar worker or just give your wealth away. There are many who would love to be in your situation.