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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think equal inheritance for each child causes the least friction?

118 replies

UppityUpUpDoon · 14/08/2026 15:21

Based on a couple of interitance threads, where people get upset about an inheritance split (e.g. about step grandchildren being included/not included in the inheritance or a smaller amount left to childfree silblings)

AIBU to think the least amount of friction is caused between siblings/grandchildren by leaving equal amounts to each of your children, regardless of how many children they have?

The more threads I read on this the more convinced I am that this is what I will do and I hope is what my parents will too, because it's the only split that doesn't seem to cause massive resentment. I have three siblings, each with a different amount of children and one with none (I have the most children).

But I could be wrong... Has anyone felt hard done by or fallen out with siblings when their parents have split the inheritance soley between the children (even if, say, one has no children)? And then left it to them to sort their own children out.

One exception I can think of would be if one of my children had an addiction (drugs/gambling). Then I would quite likely bypass them and leave directy with my grandchildren.

I would honestly rather leave nothing to any of them if I thought it could cause a permanent divide between them, and yet I've known so many siblings who do not talk based purely on the inheritance split (including my mum and her brother).

AIBU to think equal inheritance for each child causes the least amount of friction?

OP posts:
AnneShirleyBlythe · 14/08/2026 23:08

humptydumptyfelloff · 14/08/2026 18:55

It’s not always as simple as that though

ive worked my ass off all my life so far to get where I am and sibling has not. He has been financially supported his entire life via my parents and has no children to leave money to (he has children but long story)

I am the executor and organiser of absolutely everything inc lpa for both parents.
my sibling literally does nothing at all other than manipulate to get what he wants and gets it.
none of the financial help given whilst my parents are alive has not and will not be accounted for in the will.

I have children and did point out that it would leave a slightly bitter pill if sibling walked away with equal amounts meaning I would have a lot less after helping my dc aswell,and not forgetting he has already received a large large house deposit,vehicles,private education fees etc all of which I have never ever even been offered or asked for.

he would have nothing to do with managing the estate and paperwork at all I can guarantee and nor would he want to.

before my parents mentioned sorting out wills his response was not to even consider asking him to help with any of it as he wouldn’t be doing any of it.

Its not about the money at all before anyone says so,it’s the hurt and disappointment at not being acknowledged for the fact I haven’t drained their finances in life

Im also always the sibling that pays when I take my parents anywhere (inc Christmas lunches out every year,extra days added to holidays or upgrades etc because they’re my parents and I love them and like to treat them )
my brother has never done anything nice for them their whole life.

It’s not all black and white

This is true for many families & it is often the ‘difficult ‘ child who ends up inheriting more! My elder DB has had a lot of help from DPs over the years, financially & with child care, emotional support etc. I’ve had no financial support as an adult & not much emotional support or help with DC, but I still think it’s fairer for my parents to split the (very small) inheritance equally between us all.

tarheelbaby · 14/08/2026 20:00

From what I can see, people (on MN but maybe in RL) forget that they are lucky to be included. It could have all been left to the cat - Lagerfeld.

Thus, there is no way to divide an estate that will please everyone so make the choices you prefer and know that when you've turned up your toes there may be lots of grumbling rather than the gratitude there should be. There are several examples up thread of people making sensible allocations but specific to their situations. If you want, leave it all to your favourite, whoever that is. I am jolly grateful that DH left 99% to me and named me as sole executor.

Ultimately, you won't be there for the grumbling and the remaining 'adults' will have to manage their feelings... If you think they will be 'confused', you can leave a letter with your will, explaining your allocations ('I leave everything to my 6 cats' PJ O'Rourke).

OttersOnAPlane · 14/08/2026 19:56

YABU because it's no one else's business to say how someone's estate should be divided.

In theory, from what PIL have said in the past, DH will get 2/3 and his brother 1/3. This is to offset the best part of £100K the PIL gave to the younger son each time he got into financial difficulties. (It won't even touch the sides, in reality - I expect it will be more like £40k to DH and £20K to BIL, but it doesn't really matter) BIL is aware abs thinks that's fine because "I got my inheritance early".
(Personally I think it will go in care fees for MIL so it's all moot)

Another close relative has divided the estate 50/50 between one of their children, and the grandchildren on the other side because there are reasons their other adult child can't sensibly have access to large sums of money.

A third relative has put the bulk of assets in a trust to cover care costs of their severely disabled child. Their other children are perfectly at one with this.

People make decisions based on what works for them. There isn't a one size fits all.

RoundedRobin · 14/08/2026 19:44

Error404FucksNotFound · 14/08/2026 19:39

I think its weird when people count what their and their siblings children get as part of their share and use that to claim its unfair.
If my mum gives me and my sister a tenner each and gives my 2 kids and her 1 kid a tenner each, I've not been given 30 quid while shes been given 20.

Some people are not at their best when sniffing around other peoples money.

Exactly

RoundedRobin · 14/08/2026 19:44

WinterAconite · 14/08/2026 16:06

My grandad split it evenly between his 5 kids, regardless of number of children they had or wealth. It didn't cause any arguments. There would have been uproar if he'd favoured any of them.

Edited

It's not favouring one child if grandchildren are left an amount in their own right. The inheritance would belong to the grandchild not the parent.

Error404FucksNotFound · 14/08/2026 19:39

I think its weird when people count what their and their siblings children get as part of their share and use that to claim its unfair.
If my mum gives me and my sister a tenner each and gives my 2 kids and her 1 kid a tenner each, I've not been given 30 quid while shes been given 20.

Some people are not at their best when sniffing around other peoples money.

Mountainpika · 14/08/2026 19:33

We're leaving all to each other, then when the last of us goes - each of 3 grandchildren will get a fixed percentage and the rest will be equally shared between their two fathers, our two sons. Should a son predecease us, his wife/partner will get his share. But they're going to have to wait a while yet!

BruFord · 14/08/2026 19:03

My ILs have divided everything equally between their children, no provisions for grandchildren. We know this as DH is one of the executors and they gave him copies of their wills. I think they've done this because when DH's grandma died, two of her children had a big falling out and never spoke again. No idea of the details but it was related to her estate.

So, they want to keep everything simple. DH and I have done the same, 50:50 to our two children.

JustAnotherWhinger · 14/08/2026 18:58

I think depending on the family it’s always either absolutely fine regardless of split or someone is pissed off regardless of split.

My Nana, when my grandad died, worked out the value of their estate at that point. I lived with her and I was only 12 so to protect me if she died while I was a minor she sold their beautiful house that grandad had built and moved us into a tiny flat (in a dodgy area) in agreement with my Aunt, my uncle and my siblings (I was the youngest sibling by over 10 years). They got their shares at that point (my siblings and I were getting our fathers share) and my share was used to buy the flat on the understanding that I inherited it when she died. Basically so I wasn’t homeless if she died when I was still young.

She died when I was 20. I spent the last 5 years juggling her care, as she developed dementia, with school and uni, then she had to go into a care home. When she died I inherited about £1000 more than my aunt & uncle and just over two hundred pounds more than my siblings - had she survived longer I’d have inherited nothing as the home were charging against the flat. One of my brothers caused so much fuss about the unfairness of it I actually had to write him a cheque for £246 in the end to stop the fuss.

DH’s granny is 104 and she’s got 9 surviving children (she’s outlived 6 bless her) and very openly says she’s going to leave whatever she’s got to whoever she wants that week 😂 She’s been in a beautiful care home for many years now so she basically has the minimum you’re allowed left and she has left strict instructions for the funeral tea so it’s a running joke among everyone that whoever is her fave the week she dies will inherit about a fiver.

humptydumptyfelloff · 14/08/2026 18:55

It’s not always as simple as that though

ive worked my ass off all my life so far to get where I am and sibling has not. He has been financially supported his entire life via my parents and has no children to leave money to (he has children but long story)

I am the executor and organiser of absolutely everything inc lpa for both parents.
my sibling literally does nothing at all other than manipulate to get what he wants and gets it.
none of the financial help given whilst my parents are alive has not and will not be accounted for in the will.

I have children and did point out that it would leave a slightly bitter pill if sibling walked away with equal amounts meaning I would have a lot less after helping my dc aswell,and not forgetting he has already received a large large house deposit,vehicles,private education fees etc all of which I have never ever even been offered or asked for.

he would have nothing to do with managing the estate and paperwork at all I can guarantee and nor would he want to.

before my parents mentioned sorting out wills his response was not to even consider asking him to help with any of it as he wouldn’t be doing any of it.

Its not about the money at all before anyone says so,it’s the hurt and disappointment at not being acknowledged for the fact I haven’t drained their finances in life

Im also always the sibling that pays when I take my parents anywhere (inc Christmas lunches out every year,extra days added to holidays or upgrades etc because they’re my parents and I love them and like to treat them )
my brother has never done anything nice for them their whole life.

It’s not all black and white

Hatty65 · 14/08/2026 18:46

Yes I do. My parents are intending to leave their assets equally divided between myself and two siblings, so a third each. That's fine, that's fair. They treat us all equally.

I have 5 kids, DSis has 1 and DB had none. That's all completely irrelevant imo. My parents are leaving stuff to their DC. I will leave my assets divided equally between my kids.

Simonjt · 14/08/2026 18:45

My mums eldest has additional needs, so rightfully virtually everything will go to his care assuming it isn’t needed for her care.

My husbands family are odd, the oldest son always inherits all financial assets, or if there are only girls everything is split between the girls. If his parents carry on the odd traditional he’ll make sure he gives half to his little brother.

We’ll likely leave ours 50/50 between our two children once we know how independent our daughter will be.

Sunshineandgrapefruit · 14/08/2026 18:42

Yes. Split equally between kids with a nominal amount left to each grandchild. Grandchildren shouldn't expect to inherit.

AnneShirleyBlythe · 14/08/2026 18:40

UppityUpUpDoon · 14/08/2026 15:32

And if you ended up having more children than your sister, would you be resentful at all?

I’m 1 of 4 I have 3 children , siblings have 3, 2 & 1 children. Parents will is split 4 equal shares between their children, as it should be for a normal family without millions of pounds involved.

Nofeckingway · 14/08/2026 18:33

Nightmare isn't it ? My DH and his sister are the only two on his side . So split in half we are told . My SIL is married , two kids , and comfortably off . Due to circumstances we are not as well off . But that is not her problem. Everyone lives their lives, makes financial decisions and it shouldn't be the deceased responsibility to even things up . Only decent thing is to split things fairly . I think if you want to leave extra , say if they were your carer , you should explain why .

mondaytosunday · 14/08/2026 18:31

I have two siblings. Oldest unmarried no kids in a good job (though at 66 works part time now). Me who married a very high earning man who unfortunately died young and have two kids one at uni, and another sibling who is younger, unmarried, with a disabled child (father completely out of the picture) who will never be able to live independently.
My parents divided their estate equally.
I think it’s fair, and my own circumstances are a good reason why dividing things up based on ‘need’ is wrong. My parents could have looked at my DH’s earning and thought ‘Monday is taken care of we can give her share to another ’. But then my DH died suddenly when my kids were small and it’s only because of his life insurance that I had any money (mortgage was not insured). So my situation drastically changed (I’m comfortable now because I inherited from my parents and used the money for careful investments). My older sister earns well as I say but could not have afforded to buy a property without her inheritance as she had no partner and lives in an expensive city. And my youngest actually hadn’t had her child yet when my parents made their will (and my father died before she had her) so they didn’t know she’d have to leave her job to care for her.
So equal is best, and hope that the siblings can make adjustments between themselves as things develop.

DressOrSkirt · 14/08/2026 18:22

If the grandparents only leave it to their children, then one child could leave their inheritance to their child(ren) and another to a new partner leaving their own child(ren) with nothing.
If the grandparents want their grandchildren to get inheritance the only way to guarantee that is by giving it to them. And if you are leaving to grandchildren you should do it equally between them, not dependent on how many siblings each unit has.

Jellybunny98 · 14/08/2026 18:22

Honestly I have quite a bit of experience in observing the fall outs through my line of work and can say that generally speaking, no matter what people do, there is almost always somebody who feels the outcome is unfair or unjust in some way.

If you are a totally happy family, no buried grudges or resentment, nobody secretly or maybe not to secretly keeping score of who did what and when, nobody counting on inheritance for financial reasons need-wise, and everything else is totally equal, then regardless of what is left to whom there isn’t a drama. That is a very rare situation though!

I’ve seen many a drama over inheritance being split equally been adult children because one child already has a mortgage on a house while the other is renting and wants the inheritance to get a mortgage, or where one adult child is single while the other is in a two income home, or where one is supporting 3 kids while another is supporting 1, or one adult and their partner and the other is not, or where one adult child has visited 3 times a month and done food shopping while the other has only visited once a month, or even where one adult’s partner is expected to inherit big and the other adult’s partner isn’t… this to show I suppose is that even splitting inheritance equally between children, unless all children are in exactly the same position, someone can always feel they are being fucked over.

caringcarer · 14/08/2026 18:21

My Mum left equal amounts to her 5 DD's and nothing directly to her DGC. All except 1 sister passed on money to their DC and the 1 sister couldn't afford to do this. I'm giving my 3 DC equal amounts but I'll be giving my 2 DGC a house between them they can rent out or sell for a good sized deposit whatever they agree between them. I'm leaving a holiday home that all family can all use in France, it will be need to rent out for 4 weeks a year to cover taxes and utilities for year.

TrickyD · 14/08/2026 18:16

Several years ago I asked for advice on MN, as we have one DS with three children and one with a single child.
How should we split their inheritance?
I was told in no uncertain terms by many MNetters that our sons’ family planning decisions was not our problem.
So everything gets split between our two sons . They are both aware of this and understand.
i changed my user name after all this as someone helpfully remarked that it was a Tricky Decision. Shortened later just to TrickyD.

ItsGettingHotInHerre · 14/08/2026 18:16

Absolutely. If you want to 'uneven' things up, do it secretly when you're alive and if anyone found out you would be around to justify it.

But don't die and leave your children with unanswered questions and a lifetime of feeling second best.

Baital · 14/08/2026 18:14

I would say split it equally, everything else being equal (I provide far more support to DM than DB does, and she has helped considerably with buying a house near her a few years ago. He has paid off his mortgage and sees her 2-3 times a year. But he gets first dibs on whatever she leaves).

But be generous while alive giving every grandchild the same amount.

DressOrSkirt · 14/08/2026 17:59

I think YABU because It's not that straightforward.
If a grandparent wants to include grandchildren in their will it's good to do that equally in my opinion. They are their own people with their own relationships - not an extension of their parents.
And what if the grandparents have raised the grandchildren? Or one child or grandchild has looked after the grandparents in their old age. I think it's fair in those situations to adjust percentages.

WhatAMarvelousTune · 14/08/2026 16:59

Bobbingtons · 14/08/2026 16:55

Lots of recent discussion about this in my small family!
Df will be leaving an equal split between myself, brother and his long term partner.
Dm is leaving a 3 way split between me, brother and my son.
None of us are greedy twatwaffles and will respect whatever decision they make.
Mother and brother had a huge falling out which lasted years because brother will leave everything to his wife if he dies first and she expected him to leave it to me! I don't care and told him to leave it to a cat's retirement home if he so desires as it's not worth the stress of falling out over it! For reference my brother has no children by choice and his affairs are nothing to do with me!

Your mother expected your brother to leave everything to his sister and not his wife?!?!

Bobbingtons · 14/08/2026 16:55

Lots of recent discussion about this in my small family!
Df will be leaving an equal split between myself, brother and his long term partner.
Dm is leaving a 3 way split between me, brother and my son.
None of us are greedy twatwaffles and will respect whatever decision they make.
Mother and brother had a huge falling out which lasted years because brother will leave everything to his wife if he dies first and she expected him to leave it to me! I don't care and told him to leave it to a cat's retirement home if he so desires as it's not worth the stress of falling out over it! For reference my brother has no children by choice and his affairs are nothing to do with me!