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Inheritance with grandchildren and step grandchildren

363 replies

DogsInThePaddlingPool · 14/08/2026 12:01

My mum has recently told us she has updated her will. She has decided not to leave anything to me or my siblings but to leave it to our children instead. She has explained that as we are all settled and financially stable, she wants to help the younger ones who it will be harder for.

I have 2 children, my brother has 3 children and my sister has 2 children and 2 step children. My mum is leaving equal amounts to her 7 biological grandchildren and then a much smaller amount to my sisters step children. The step children have been in our family since they were 4 and 5 and are now 19 and 20.

My sister has had a row with my mum because she feels her step children should get the same as the rest of the grandchildren. My mum isn’t budging.

My sister wants me and my brother to tell our mum that she is being unfair. We don’t want to get involved and have said it’s her money and her decision.

My sister hasn’t made any contact with any of us for the last month since we said we wouldn’t side with her.

Are we being unreasonable? Is my mum being unreasonable?

OP posts:
InterIgnis · 14/08/2026 14:37

sittingonabeach · 14/08/2026 14:33

For those posters talking about blood/biological grandchildren, how would you treat adopted children?

Adopted children are not analogous to stepchildren.

How would I? No idea, haven’t ever been in the position to find out. Not that it matters, because each individual has the right to decide for themselves, no matter what others may choose to do.

DogsInThePaddlingPool · 14/08/2026 14:36

A671090 · 14/08/2026 14:32

Are you OPs sister?

I really hope not. 😳

OP posts:
nomorekitchenislandsplease · 14/08/2026 14:36

Northernlassie123 · 14/08/2026 14:32

She may also spend it all on care!

Easily! It's not worth people relying on or getting angry about an inheritance until the person has died and their estate been wound up.

OnlyMabelInTheBuilding · 14/08/2026 14:36

waitinginwonderland · 14/08/2026 14:32

It’s also not fair that they should get less on one side if they are also going to inherit from the other though, and people always use that as a reason to deny step relatives on MN.

My DSD is in my will to be treated as a bio child, and the same for her stepdad on the other side. That means she’ll inherit more than her siblings, which many see as unfair. Her siblings have all grown up in houses with their parents together in loving marriages, living in one home, one could argue they have an advantage in that sense? You can’t make it equal in these situations but you can make it as fair as possible.

That’s entirely up to you. You can’t expect your family to do the same.

SDGC are getting less here because they are SDGC. She is being kind and including them. They don’t have to be treated the same; she may not see them as the same at all.

Again, it’s not for wider family to ‘equalise’ or ‘make fair’ for SDC. Any unfairness is the result of their parents splitting, it’s not on anyone else.

DogsInThePaddlingPool · 14/08/2026 14:35

Woodfiresareamazing2 · 14/08/2026 14:20

It's so sad that a loving family falls out over a future inheritance.

Do all the DGC and SGC know what your mum has planned? If so, what do they think about it? Do all the kids view the SC as 'the same' as them with regard to family connection?

I feel really sad about it. My brothers child, my niece, also got her A levels results yesterday and my sister hasn’t been in touch with my brother or niece to say well done so my brother and SIL are angry about that.

All of the bio grandchildren know about the will, I’m not sure if the step children know. My children have chatted with their cousins about it and they’ve all just said they don’t want to think about granny dying. My sisters children get on with their step siblings but they’re not as close to them as they are to each other or to their cousins who are all close. They’re all still very young adults so aren’t really thinking about their futures in terms of money and inheritance. They all agree that granny should do what she wants with her money and can see that she doesn’t know the step children as well. They’ve all agreed that the disagreement won’t affect their relationships with each other which I’m glad about and they’re seeing each other and gaming together as normal.

OP posts:
Gonnagetgoingreturnsagain · 14/08/2026 14:35

My step grandad didn’t leave anything to us (me and DB) nor his 2 stepdaughters. We weren’t expecting anything. Same with step grandmother.

My stepdad says he’ll leave money or whatever to me and DB but we don’t expect it. He has brought us up from young kids though.

sittingonabeach · 14/08/2026 14:33

For those posters talking about blood/biological grandchildren, how would you treat adopted children?

A671090 · 14/08/2026 14:32

SandyHappyPerson · 14/08/2026 13:40

If she is doing it to make point, then it’s still nothing to do with us.

So you acknowledge she is doing it this way just to make a point then.. you know full well that your mum has only done her will this way to stop your sister from being able to treat her own 4 children as equals.. wouldn't you feel singled out if this was you? I couldn't be so cold towards my sister as to shrug and say 'not my problem' .. it is your mum's decision at the end of the day, but she has done it this way to exert control, nothing more nothing less.

I think people need to re-read this part, it's important:

If she leaves it equally to us, my sisters biological children would get less as she would share it with her step children. My mum doesn’t want that as she would have done her will differently.

Are you OPs sister?

Northernlassie123 · 14/08/2026 14:32

nomorekitchenislandsplease · 14/08/2026 14:29

Well that went well! Her reasoning has led to a family feud. Much better to say nothing. She may change her will for some reason anyway.

She may also spend it all on care!

waitinginwonderland · 14/08/2026 14:32

OnlyMabelInTheBuilding · 14/08/2026 14:27

It isn’t relevant to OP’s mum. There is no bearing on her to equalise inheritance to step DGC if they have no contact with their paternal GP’s

It’s also not fair that they should get less on one side if they are also going to inherit from the other though, and people always use that as a reason to deny step relatives on MN.

My DSD is in my will to be treated as a bio child, and the same for her stepdad on the other side. That means she’ll inherit more than her siblings, which many see as unfair. Her siblings have all grown up in houses with their parents together in loving marriages, living in one home, one could argue they have an advantage in that sense? You can’t make it equal in these situations but you can make it as fair as possible.

Millytante · 14/08/2026 14:32

WhyDoPeople · 14/08/2026 13:50

No, it's just what a decent parent would do.

My thoroughly indecent parents willed their little estate (mostly a medium-sized detached house, as we weren’t well off at all, in terms of cash in the bank) to a local housing association my father had helped set up in our parish for those pretty much shut out of the housing scene due economic pressure.
It’s still going, well over 60 years since it began.
The house was sold and the ££ went straight into the charity.

In fairness, my brother and I had been brought up knowing such a thing was probable, absorbing from a young age that inheritance was something Ma and Pa were against, ideologically.
I know all this is an unusual attitude and don’t hope to sway anyone!

I do have similar feelings myself though, and I have to admit it’s largely based on revulsion at all the entitlement and the frequent inheritance avarice one hears about.
Not to do with this thread, but all the offspring urging ageing parents to downsize in order to free up a large chunk of ‘their’ inheritance really make me see red, for example.
Similarly, those who moan about mum and dad dating to enjoy cruises and other indulgences in their retirement, spending the inheritance their offspring are eager to obtain: all the greed turns my stomach.

Northernlassie123 · 14/08/2026 14:30

SandyHappyPerson · 14/08/2026 14:22

Skipping a generation makes sense to me as the 3 of us are well off.

That's my point though, if you're all well off and your mum is well off, why bother putting a much lower value on the SC, knowing full well your sister would absolutely treat them equally if it was channeled through her first?

It's no surprise she is upset, and it's nothing to do with being grabby IMO, she just wanted the opportunity to make it fair within her own family so there is no massive financial disparity between her and her husbands 4 children going in to the future.

If my mum skipped the generation, like you confirmed, to make sure the scales were always going to be unbalanced against the SC, I would feel a certain way about it.. depending on the amounts left that could cause a lifetime of resentment between the siblings.

What's the point of it? I think it's an awful legacy to leave.

Yes I agree with this. It’s going to cause hurt. Just because of money ,I’d tather leave the bulk to the children and an equal gift to all the gcs and step GCs I understand that she perhaps worries that her bio grandchildren though the sister will perhaps come out with less but perhaps they benefit from having a close relationship with 3 siblings and I wouldn’t want to upset that in any way.

nomorekitchenislandsplease · 14/08/2026 14:29

DogsInThePaddlingPool · 14/08/2026 12:43

My mum said she was telling us now so that if anyone had a problem, she was here to deal with them and give her reasoning.

Well that went well! Her reasoning has led to a family feud. Much better to say nothing. She may change her will for some reason anyway.

Newname29 · 14/08/2026 14:29

I think its a ridiculous will. Just leave it equally to you and your siblings and let you all pass it down to the kids. Problem solved.

waitinginwonderland · 14/08/2026 14:29

noway2 · 14/08/2026 14:25

Exactly ! My biological grandparents did not even know I exist! Why assume step children have all grandparents involved.

I agree - some children may not have any biological grandparents! Some may have more than 4 due to remarriage etc! My DSD is very close to my parents but my DHs parents died young, before she was born. She’s also close to her stepdads parents and her Mum’s parents, so in effect has 6 grandparents who love her. More people to love never hurt anyone.

OnlyMabelInTheBuilding · 14/08/2026 14:27

penelopepocket · 14/08/2026 14:25

I don’t think you’ve answered the question about whether the step children will also inherit from other grandparents / parents? I think that is relevant here.

It isn’t relevant to OP’s mum. There is no bearing on her to equalise inheritance to step DGC if they have no contact with their paternal GP’s

Coconutter24 · 14/08/2026 14:26

SandyHappyPerson · 14/08/2026 14:05

How do you know she has done it to cause upset?

Because she has made a decision knowing it will cause upset and it has, I'm not guessing anything there, why do you think she has told them now, OP said it was so she 'could give her reasons'.

Her reasoning for why she skipped her own children wasn’t because she wanted to spite anyone it was because they are all financially secure and wanted to help the grandchildren because they likely need it more.

OP has confirmed the reason her mum has skipped the generation, and it is nothing to do with being fair and everything to do with ensuring the SC will only ever get the 'much less' that she has determined they are worth:

If she leaves it equally to us, my sisters biological children would get less as she would share it with her step children. My mum doesn’t want that as she would have done her will differently.

My point is, if she wanted to make sure everyone got the same she could have split it 9 ways.. would it really have mattered in the grand scheme of things? She has only done it to ensure the amount they have been given and to make a point that they are only to get what she values them at.

Making a decision knowing it may cause upset and purposely trying to cause upset are two different things.
No one has suggested the reason the children were skipped was to be fair, OPs told us already it’s because they are all financially secure.
I think you’re pulling apart what has been written and taking what you want from it rather reading what is actually in front of you.

InterIgnis · 14/08/2026 14:26

SandyHappyPerson · 14/08/2026 14:22

Skipping a generation makes sense to me as the 3 of us are well off.

That's my point though, if you're all well off and your mum is well off, why bother putting a much lower value on the SC, knowing full well your sister would absolutely treat them equally if it was channeled through her first?

It's no surprise she is upset, and it's nothing to do with being grabby IMO, she just wanted the opportunity to make it fair within her own family so there is no massive financial disparity between her and her husbands 4 children going in to the future.

If my mum skipped the generation, like you confirmed, to make sure the scales were always going to be unbalanced against the SC, I would feel a certain way about it.. depending on the amounts left that could cause a lifetime of resentment between the siblings.

What's the point of it? I think it's an awful legacy to leave.

It doesn’t need to be ‘balanced with the DC’, because 1, her daughter’s stepchildren are not her grandchildren, and 2, outside of limited instances, a will doesn’t need to be ‘fair’ at all.

If the sister wants to treat her stepchildren equally to her actual children then she can do that with her own money. She isn’t entitled to dictate what her mother does with hers.

noway2 · 14/08/2026 14:25

Move22 · 14/08/2026 12:43

Wow! Those posters saying ‘all children have four grandparents!’ Seriously?!

Exactly ! My biological grandparents did not even know I exist! Why assume step children have all grandparents involved.

penelopepocket · 14/08/2026 14:25

I don’t think you’ve answered the question about whether the step children will also inherit from other grandparents / parents? I think that is relevant here.

waitinginwonderland · 14/08/2026 14:23

DogsInThePaddlingPool · 14/08/2026 12:01

My mum has recently told us she has updated her will. She has decided not to leave anything to me or my siblings but to leave it to our children instead. She has explained that as we are all settled and financially stable, she wants to help the younger ones who it will be harder for.

I have 2 children, my brother has 3 children and my sister has 2 children and 2 step children. My mum is leaving equal amounts to her 7 biological grandchildren and then a much smaller amount to my sisters step children. The step children have been in our family since they were 4 and 5 and are now 19 and 20.

My sister has had a row with my mum because she feels her step children should get the same as the rest of the grandchildren. My mum isn’t budging.

My sister wants me and my brother to tell our mum that she is being unfair. We don’t want to get involved and have said it’s her money and her decision.

My sister hasn’t made any contact with any of us for the last month since we said we wouldn’t side with her.

Are we being unreasonable? Is my mum being unreasonable?

Where do you live? This isn’t legal where I am, children (including adult children) have legal rights over the deceased person's movable estate and can’t be skipped over for Grandchildren.

Also I have a DSD who has been my parents grandchild since she was 3 and they’d never dream of doing this, everyone gets the same. I 100% agree with your sister.

SandyHappyPerson · 14/08/2026 14:22

DogsInThePaddlingPool · 14/08/2026 14:03

I have just accepted it because I know I wouldn’t be told what to do with my money and I feel strongly that it’s up to my mum.

From my mums point of view, she spent a lot of time with her grandchildren but not that much with the step children due to them being with their mum a lot. All of the grandchildren have remained close to my mum and although the step children get on well with my mum when they see her, they’re not close. I can understand her not wanting to leave them an equal share due to that but I’d also have been ok if she did because it’s her money.

Skipping a generation makes sense to me as the 3 of us are well off.

Skipping a generation makes sense to me as the 3 of us are well off.

That's my point though, if you're all well off and your mum is well off, why bother putting a much lower value on the SC, knowing full well your sister would absolutely treat them equally if it was channeled through her first?

It's no surprise she is upset, and it's nothing to do with being grabby IMO, she just wanted the opportunity to make it fair within her own family so there is no massive financial disparity between her and her husbands 4 children going in to the future.

If my mum skipped the generation, like you confirmed, to make sure the scales were always going to be unbalanced against the SC, I would feel a certain way about it.. depending on the amounts left that could cause a lifetime of resentment between the siblings.

What's the point of it? I think it's an awful legacy to leave.

Delphiniumandlupins · 14/08/2026 14:21

Another2Cats · 14/08/2026 14:05

"Far fairer than my dad’s family basically getting 3/4 of the estate because they had loads of kids."

I presume they are your cousins as well? How do they feel about your grandmother leaving less to each of them than she did to you?

The cousins are each getting more than the poster and her siblings and she thinks that is fair. Half of the estate to each family, poster and three siblings get 1/8 each, 2 cousins get 1/4 each.

InterIgnis · 14/08/2026 14:20

DogsInThePaddlingPool · 14/08/2026 14:15

I have been sending her messages over the last month asking to talk and telling her I miss her. 😢

I sent her another message yesterday to say congrats to my nephew on his A levels and getting his firm choice uni, which we knew as he had been in touch with my kids on social media. We also sent a card and gift in the post which I know has arrived. My brother has done the same and we haven’t heard anything.

Let her sulk.

You are able to contact your niece and nephew directly to pass on congratulations. They shouldn’t have to lose their own relationships with the family because of your sister.

Woodfiresareamazing2 · 14/08/2026 14:20

DogsInThePaddlingPool · 14/08/2026 14:15

I have been sending her messages over the last month asking to talk and telling her I miss her. 😢

I sent her another message yesterday to say congrats to my nephew on his A levels and getting his firm choice uni, which we knew as he had been in touch with my kids on social media. We also sent a card and gift in the post which I know has arrived. My brother has done the same and we haven’t heard anything.

It's so sad that a loving family falls out over a future inheritance.

Do all the DGC and SGC know what your mum has planned? If so, what do they think about it? Do all the kids view the SC as 'the same' as them with regard to family connection?