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Inheritance with grandchildren and step grandchildren

363 replies

DogsInThePaddlingPool · 14/08/2026 12:01

My mum has recently told us she has updated her will. She has decided not to leave anything to me or my siblings but to leave it to our children instead. She has explained that as we are all settled and financially stable, she wants to help the younger ones who it will be harder for.

I have 2 children, my brother has 3 children and my sister has 2 children and 2 step children. My mum is leaving equal amounts to her 7 biological grandchildren and then a much smaller amount to my sisters step children. The step children have been in our family since they were 4 and 5 and are now 19 and 20.

My sister has had a row with my mum because she feels her step children should get the same as the rest of the grandchildren. My mum isn’t budging.

My sister wants me and my brother to tell our mum that she is being unfair. We don’t want to get involved and have said it’s her money and her decision.

My sister hasn’t made any contact with any of us for the last month since we said we wouldn’t side with her.

Are we being unreasonable? Is my mum being unreasonable?

OP posts:
Ordonot · 14/08/2026 15:33

Your mother should have split the money between her 3 kids and let each of them decide what to do with their share, I think it's awful to treat step kids differently to bio kids.

Joliefolie · 14/08/2026 15:32

At least three of the children are very close in age (you say 19 and 20 and presumably 18 if one has just got their A level results). I think it's understandable for your sister to want all of her children to feel that they are equally valued members of the family. Your mum clearly doesn't and has deliberately set about showing that (as is her right of course).Your sister is hurt that you won't stick up for her. I would say give her some time, it's only been a few weeks, to process it all and work out how she can make peace with this because this feels very cruel to her. But you and your brother calling her an arse and deciding you've just found out who she really is etc. suggests your relationship was simply not as close and loving as any of you would have believed anyway,

SixAndJuliet · 14/08/2026 15:31

DogsInThePaddlingPool · 14/08/2026 15:21

It’s not the parents money to give them though. Thats such an entitled way of looking at it in my opinion, as if the money is already yours. This isn’t my sisters money to share out, it’s my mums.

Exactly tho, it’s just so unkind and controlling. Instead of just leaving the money to her 3 adult kids as is the norm, she’s thought hang on, I don’t want to risk that my daughter might give some of the money to her step children who she loves so I’ll disinherit her regardless of the trouble that causes.

MrsTerryPratchett · 14/08/2026 15:31

DogsInThePaddlingPool · 14/08/2026 15:15

Are you here to cause drama? It sounds like it.

My mum just wants to leave her money mostly to her GC, but with some to step children that she doesn’t know that well. I don’t think that should be controversial. The amount she is leaving them isn’t small imo.

I’ve said I’m upset. I am trying to keep in touch with my sister. I sent a message about A levels and a card and gift, so has my brother, That is hardly saying we are ok with her being upset. Don’t even try coming for my kids when their first response was they don’t want to think of their granny dying. But unempathetic? Right.

You have literally slagged off my entire family. I won’t be replying further to the drama you are trying to make.

It's your thread so I'll leave. Fair enough.

But my advice is to think calmly about how this could all have happened if good communication, healthy family relationships, and kindness were prioritised.

aCatCalledFawkes · 14/08/2026 15:29

DogsInThePaddlingPool · 14/08/2026 15:01

None of my sisters children or stepchildren have both parents in the same household. The bio children saw their mum and dad 60/40 ish. The step children lived with their mum most of the time and saw their dad and my sister some weekends and holidays.

How is your sisters relationship with her partner? These sort of situations scream that she is trying desperately make things equal, perhaps because her partner is unhappy and putting pressure on her due to his kids inheriting different amounts?
When I lived with my ex, I absolutely refused to put his daughter in my will (we were tenants in common, I had a bigger deposit given to me by my parents). It caused no end of problems. It was always been thrown in my face. When we split up he still tried to take me to court for more money than was his.

JaspersCarrott · 14/08/2026 15:28

Everyone seems to have an opinion on inheritance and step children, and that's fine - but its also fine that the OP's mum has an opinion on what she what's to leave in her Will.
For all we know OPs mum may need to pay for care later in life, and then there may not BE any inheritance....

frontdoory · 14/08/2026 15:28

Northernlassie123 · 14/08/2026 14:50

Agree !! inheriting a bit more is an advantage that slightly makes up for not having been brought up by both parents in the same household.

I'm sure the double holidays more than makes up for it.

A DC and their stepsibling living under the same roof I'm sure have it equally tough at times. Less than ideal for stepsibling skipping between households, but also less than ideal knowing your parent has a kid to someone else.

Also the DC weekly routine will be largely dictated by the routine of the stepsibling. Their routine will just be formed around that.

Roastiesarethebestbit · 14/08/2026 15:27

What do the step
children stand to inherit from
their own biological grandparents and parents?

And does your sister expect her biological
children to inherit from her step children’s grandparents?

I wonder how the step grandchildren feel here. If they consider their step grandparents equal to their biological grandparents. I wonder if there was no money involved at all, if the step grandchildren would mind being considered ‘only step’.

DogsInThePaddlingPool · 14/08/2026 15:27

Whyherewego · 14/08/2026 15:14

Your mum could leave your and brother shares to your respective kids and then DSIS share to her. She can then do what she wants to vary the will. This then accounts for the possible scenarios ( dsis gets divorced and remarried or whatever ). Just a thought

But then my mums grandchildren, my sisters children, would get less than my children and my brothers children. My mum obviously doesn’t want that as she would have done things differently.

I suppose the issue is that although my sister sees the step children as her children, they aren’t, and my mum doesn’t think of them as grandchildren. I do think my sister needs to accept that. You can’t make the wider family feel the same. My mum really has been generous in her will to them though.

My best friend has step children, and her husband is step dad to her children. I have spoken to her and her husband about this at length and they both think my sister is wrong and entitled. They treat the children the same day to day, but on things like inheritance, there is a difference due to biology.

OP posts:
ajandjjmum · 14/08/2026 15:23

I can't believe that people don't discuss these things, so that everyone knows the thoughts behind decisions, and if there are genuine reasons to re-think, there is time for the grandparent (or whoever) to do so.

My DP told DB and I some years ago that they considered us to be financially stable, so thought their estate should be left to the grandchildren.

We were happy with that, and it enabled our kids to buy their first properties, and pay off some uni fees, at a much earlier stage than they might otherwise have been able to do.

Our two DC are shortly to get married - no grandchildren yet - but we have discussed with both of them that if we decide to skip a generation, their respective DC will each get 50% shared between them. Our DC thought this was absolutely the fairest way to do things.

Talk - so there are no surprises.

SandyHappyPerson · 14/08/2026 15:22

DogsInThePaddlingPool · 14/08/2026 15:04

My brother thinks that maybe we have just found out who our sister really is. He thinks if she is prepared to have a rift over this, more fool her. If she now treats her bio children differently to favour her step children, then she really is an arse isn’t she.

My mum shouldn’t have to appease my sister. Her SC are still inheriting.

If she now treats her bio children differently to favour her step children, then she really is an arse isn’t she.

Wow.. her and her husband are responsible for 4 children between them, if two are given an early leg up to get on the property ladder etc.. do you really think they will sit back and say 'thems the breaks' to the other two they are responsible for .. of course they will end up evening things out, it's natural if you want all your children to do well to give them a leg up, it's not 'arse' behaviour at all, it's being a parent.

There is nothing 'fair' about your mum's legacy, if she wanted it to be fair she would split it 3 ways and wish everyone well.

DogsInThePaddlingPool · 14/08/2026 15:21

SixAndJuliet · 14/08/2026 15:17

She’s right tho.
There is a level of malice involved to rewrite a will to deliberately ensure that two children don’t benefit indirectly from their parent.

It’s not the parents money to give them though. Thats such an entitled way of looking at it in my opinion, as if the money is already yours. This isn’t my sisters money to share out, it’s my mums.

OP posts:
SixAndJuliet · 14/08/2026 15:17

DogsInThePaddlingPool · 14/08/2026 15:15

Are you here to cause drama? It sounds like it.

My mum just wants to leave her money mostly to her GC, but with some to step children that she doesn’t know that well. I don’t think that should be controversial. The amount she is leaving them isn’t small imo.

I’ve said I’m upset. I am trying to keep in touch with my sister. I sent a message about A levels and a card and gift, so has my brother, That is hardly saying we are ok with her being upset. Don’t even try coming for my kids when their first response was they don’t want to think of their granny dying. But unempathetic? Right.

You have literally slagged off my entire family. I won’t be replying further to the drama you are trying to make.

She’s right tho.
There is a level of malice involved to rewrite a will to deliberately ensure that two children don’t benefit indirectly from their parent.

DogsInThePaddlingPool · 14/08/2026 15:15

MrsTerryPratchett · 14/08/2026 15:09

Maybe everyone found out who everyone else is. Your mum seems to be fine with creating hurt and drama. Your brother and you seem fine with your sister being upset. Your sister seems unreasonable. Your kids seem unempathetic.

A happy, healthy family would have done everything very differently.

Are you here to cause drama? It sounds like it.

My mum just wants to leave her money mostly to her GC, but with some to step children that she doesn’t know that well. I don’t think that should be controversial. The amount she is leaving them isn’t small imo.

I’ve said I’m upset. I am trying to keep in touch with my sister. I sent a message about A levels and a card and gift, so has my brother, That is hardly saying we are ok with her being upset. Don’t even try coming for my kids when their first response was they don’t want to think of their granny dying. But unempathetic? Right.

You have literally slagged off my entire family. I won’t be replying further to the drama you are trying to make.

OP posts:
duckingclueless · 14/08/2026 15:14

Maybe the fairest thing would be to split it 3 ways and then sub divide that to the grandchildren. Agree with her sentiment though.

Whyherewego · 14/08/2026 15:14

Your mum could leave your and brother shares to your respective kids and then DSIS share to her. She can then do what she wants to vary the will. This then accounts for the possible scenarios ( dsis gets divorced and remarried or whatever ). Just a thought

InterIgnis · 14/08/2026 15:13

SixAndJuliet · 14/08/2026 14:58

OP, imo it is cruel of your mum to cause this trouble just to prevent your sister possibly using her inheritance to give a foot up to her sc.

Come on, if she’s caused a big rift between her own children was it really worth it?

Reality is that your sister will now over compensate by making sure the sc have the same advantages potentially causing further rifts and tensions between her children.

Your mum should have left as it was.

It’s the sister that has caused trouble and created the rift, as if she had any right to make such demands of her mother. If she decides to compound it by putting her own children at a disadvantage that too is on her.

SandyHappyPerson · 14/08/2026 15:13

MrsTerryPratchett · 14/08/2026 15:09

Maybe everyone found out who everyone else is. Your mum seems to be fine with creating hurt and drama. Your brother and you seem fine with your sister being upset. Your sister seems unreasonable. Your kids seem unempathetic.

A happy, healthy family would have done everything very differently.

Spot on.

HisNibs · 14/08/2026 15:12

DogsInThePaddlingPool · 14/08/2026 15:09

Yes, but both sets of kids are step kids. My sisters husband is step dad to her kids too.

That being the case, then surely your sisters expects her bio children to inheritance from her husband's parents then? It would be interesting to know her view on that...

SixAndJuliet · 14/08/2026 15:11

DogsInThePaddlingPool · 14/08/2026 15:04

My brother thinks that maybe we have just found out who our sister really is. He thinks if she is prepared to have a rift over this, more fool her. If she now treats her bio children differently to favour her step children, then she really is an arse isn’t she.

My mum shouldn’t have to appease my sister. Her SC are still inheriting.

Like I said though, was this really worth it for your mum?

sHREDDIES19 · 14/08/2026 15:10

I think she is being absolutely ridiculous and so petty to not get in touch with her own niece is pathetic. You mum is being fair to her 7 biological grandchildren. She is also helping out the step children, who I assume also have both parents and grandparents on the scene? That is for their biological family to deal with. Your sister needs to get a grip.

DogsInThePaddlingPool · 14/08/2026 15:09

Northernlassie123 · 14/08/2026 15:06

I meant it a general point. If step children in general inherit a bit more because they have step families then good for them after a childhood of navigating that type of situation. I doubt it happens that much t in reality. They will be used to being othered though. It just happens in blended families .

Edited

Yes, but both sets of kids are step kids. My sisters husband is step dad to her kids too.

OP posts:
Cosyblankets · 14/08/2026 15:09

The only opinion that matters here is the person who is writing the will. It is their money to do with as they wish. I would be horrified if anyone tried to tell me what to do with my money.

MrsTerryPratchett · 14/08/2026 15:09

DogsInThePaddlingPool · 14/08/2026 15:04

My brother thinks that maybe we have just found out who our sister really is. He thinks if she is prepared to have a rift over this, more fool her. If she now treats her bio children differently to favour her step children, then she really is an arse isn’t she.

My mum shouldn’t have to appease my sister. Her SC are still inheriting.

Maybe everyone found out who everyone else is. Your mum seems to be fine with creating hurt and drama. Your brother and you seem fine with your sister being upset. Your sister seems unreasonable. Your kids seem unempathetic.

A happy, healthy family would have done everything very differently.

Widoeeyes · 14/08/2026 15:08

AnneLovesGilbert · 14/08/2026 12:14

Your sister is welcome to try to take from her children’s shares to top up her step kids, even though that’s against her mum's wishes and her own kids may say no but she’s being wildly cheeky asking you to change your mum’s mind. Her strop since you said no tells you a lot. Leave her to stew.

Actually; she’s not. The money is left to her children, and not her. So the children should get it. She has no right to split it with the stepchildren

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