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Child Maintenance-Should fathers on benefits pay more?

214 replies

CalmGreenWasp · 11/08/2026 09:19

My ExP owns his home outright, receives in excess of £1,200/month in disability benefits and works cash in hand. His only outgoings are food and utility bills for himself. Is it fair that he only pays £7.00/week maintenance for our DD10? For context, I am a lone parent and own a mortgaged home. I slightly exceed the threshold for universal credit. My disposable household income after mortgage and bills equates to half his, but with two people to support. Is the system broke? Should disposable income be considered by CMS when paying parent is in receipt of benefits?

OP posts:
SerendipityJane · 11/08/2026 18:50

oviraptor21 · 11/08/2026 18:47

There are three places you can report him -
CMS, DWP and HMRC.

Or the Daily Mail ?

oviraptor21 · 11/08/2026 18:47

CalmGreenWasp · 11/08/2026 12:35

I tried that, but tbh they were not interested, they clearly do not have the resources to investigate

There are three places you can report him -
CMS, DWP and HMRC.

Whatalunatic · 11/08/2026 18:42

OnlyMabelInTheBuilding · 11/08/2026 09:46

Cash in hand should be reported, but should taxpayers have to step in more? No.

That wasn't the question. Should the Government provide a no-nonsense, quick to bring case to resolution with measures and penalties moat would choose to avoid? Absolutely. Unfortunately we are miles and miles away from that.

SerendipityJane · 11/08/2026 18:40

XenoBitch · 11/08/2026 18:37

Ok, so no more benefits paying rent. What will you do with all the homeless people? Many including children.

Workhouses ?

Igmum · 11/08/2026 18:38

CalmGreenWasp · 11/08/2026 18:15

I haven’t bothered claiming the £7/wk as it’s an insult to my daughter. I work full time in a professional job that pays reasonably well, whilst we do struggle, I can’t bring myself to claim it.

Claim it and follow @MademoisellePraline’s excellent advice. Hopefully they will then retrospectively revise the amount. I suspect they can’t if you’re not claiming.

XenoBitch · 11/08/2026 18:37

OneAmberFinch · 11/08/2026 18:34

Rent via benefits shouldn't be a thing. Creates an attitude that it doesn't "count" as income "because it goes straight to the landlord" and results in the taxpayer subsidising people to live in expensive areas

Ok, so no more benefits paying rent. What will you do with all the homeless people? Many including children.

OneAmberFinch · 11/08/2026 18:34

XenoBitch · 11/08/2026 18:19

Hard to read tone on here, and there genuinely are people on here who think rent via benefits should not be a thing at all.
Apologies if I misread you as being one of those people.

Rent via benefits shouldn't be a thing. Creates an attitude that it doesn't "count" as income "because it goes straight to the landlord" and results in the taxpayer subsidising people to live in expensive areas

SerendipityJane · 11/08/2026 18:25

XenoBitch · 11/08/2026 18:19

Hard to read tone on here, and there genuinely are people on here who think rent via benefits should not be a thing at all.
Apologies if I misread you as being one of those people.

No need. I'm a grown up.

The best way to deal with some less sparky folk is to take their "idea" and push it further, pointing out what a snowflake they are when it goes too far. As soon as you hear something like

"you know what I meant"
"Not like that"
"I didn't mean that"
"Now you're being silly"

then you know they've folded.

IF we say that a benefit is any money paid by the government that hasn't been hypothecated from taxes, you realise that the second a pensioner claims more than they paid in, they are a benefit claimant. (Don't forget to subtract hoiw much they have cost the state before they retired too ....)

Not that reason and logic do well on MN. More letters than "meme" you see.

NeverLookInTheMirror · 11/08/2026 18:22

XenoBitch · 11/08/2026 17:56

What else do you think it is for?

No. PIP is not a work-related benefit, although it can be taken into account if you have a motorbility car and want access to work to provide funding for transport to/from work, but that’s not a given.

PIP is there to cover the additional costs which relate to having a disability, and these can depend on the disability you have.

So for instance I have a visual impairment, buying a screenreader for my personal laptop is an additional cost. Having to sometimes get cabs to/from destinations where public transport is not available is an additional cost which would be covered by PIP.

But adaptations for my job would be covered by access to work, although the government is cutting that back to the bear bones and it’s not being made public knowledge so the government are in fact making it harder for the disabled to remain in work but that’s a different discussion. But in my personal case my employer have covered the cost of my adaptations.

WRT whether CMS should be taken from benefits, it’s a difficult one as it would be the primary caregiver who receives any child related benefits so it’s a grey area. That being said, I do think that benefits should be taken into account on both sides.

Disability benefits are one which you need to tread carefully, but unemployment benefit should be taken into account with regards to paying CMS.

By the same token, IMO if you’re receiving CMS this should also be taken into account if you’re claiming benefits. Because while for some it is minimal, there are certainly people who do receive CMS to the tune of a few hundred pounds every month but this isn’t taken into account and they still receive maximum benefits which is hardly fair.

XenoBitch · 11/08/2026 18:19

SerendipityJane · 11/08/2026 18:14

I get the feeling that humour is dead.

Hard to read tone on here, and there genuinely are people on here who think rent via benefits should not be a thing at all.
Apologies if I misread you as being one of those people.

CalmGreenWasp · 11/08/2026 18:15

OnlyMabelInTheBuilding · 11/08/2026 18:07

Does he have child maintenance arrears? Has he not been paying the amount he’s been instructed to pay?

I haven’t bothered claiming the £7/wk as it’s an insult to my daughter. I work full time in a professional job that pays reasonably well, whilst we do struggle, I can’t bring myself to claim it.

OP posts:
SerendipityJane · 11/08/2026 18:14

XenoBitch · 11/08/2026 18:12

I get the feeling that is what you want to happen anyway.

I get the feeling that humour is dead.

XenoBitch · 11/08/2026 18:12

SerendipityJane · 11/08/2026 18:12

Not if we stop the housing element of UC ?

In fact why stop there. Just scrap all benefits.

I get the feeling that is what you want to happen anyway.

SerendipityJane · 11/08/2026 18:12

XenoBitch · 11/08/2026 18:05

I don't agree. Primary residence means the home you live in. People who own their homes are not claiming the housing element of UC.
Make them sell up, and eventually they will be.

Not if we stop the housing element of UC ?

In fact why stop there. Just scrap all benefits.

HelenHywater · 11/08/2026 18:09

MotherofPufflings · 11/08/2026 15:55

I would like to see the law changed so that there is a minimum amount of maintenance that a child is entitled to and that money is paid to the resident parent via HMRC. That money then becomes a debt from the non-resident parent to the government and it is owed (with interest) for the rest of their life and from their estate if necessary. No escape, no way of wriggling out of it. It's only written off if there's no money left when they die.

It will never happen, but as a society non-payment of child maintenance should be treated as seriously as tax evasion.

I agree with this approach. If the govt paid child maintenance direct to the resident parent and then reclaimed it from the non-resident parent, I'm sure they'd be better at going after the fathers. I think this is the approach in Germany and other places.

OnlyMabelInTheBuilding · 11/08/2026 18:07

CalmGreenWasp · 11/08/2026 17:57

He does have capital, he owns his home outright. If monies could be recovered from his Estate on death, this would cover child maintenance arrears. His house is worth about 400k

Does he have child maintenance arrears? Has he not been paying the amount he’s been instructed to pay?

XenoBitch · 11/08/2026 18:05

CalmGreenWasp · 11/08/2026 18:01

Maybe it should be?

I don't agree. Primary residence means the home you live in. People who own their homes are not claiming the housing element of UC.
Make them sell up, and eventually they will be.

x2boys · 11/08/2026 18:05

Minasama · 11/08/2026 17:57

If you’re on benefits you have no business fathering a child. Clearly you cannot afford to support them adequately.

It takes two to tango
Pleanty of women have children they can ill afford.

MademoisellePraline · 11/08/2026 18:03

XenoBitch · 11/08/2026 17:58

Primary residence is not capital for benefit purposes.

But it can be sold to cover CMS arrears, as long as the arrears are a certain amount and they obtain a liability order, which is then made into a charging order.

There's probably a rule that you can't do it if there's a pip claimant living there though.

CalmGreenWasp · 11/08/2026 18:01

XenoBitch · 11/08/2026 17:58

Primary residence is not capital for benefit purposes.

Maybe it should be?

OP posts:
sittingonabeach · 11/08/2026 18:00

XenoBitch · 11/08/2026 17:56

What else do you think it is for?

In this case it appears to be paying for him to be able to snort stuff up his nose

SerendipityJane · 11/08/2026 18:00

XenoBitch · 11/08/2026 17:56

What else do you think it is for?

Whatever the recipient needs ?

LlynTegid · 11/08/2026 17:59

I agree about the system being broke. Those who don't pay have no meaningful sanction (bankruptcy or no passport would be options I would consider), and above all we are almost the European capital of cash in hand jobs. The latter is one of the incentives for people to come here in small boats.

XenoBitch · 11/08/2026 17:59

Minasama · 11/08/2026 17:57

If you’re on benefits you have no business fathering a child. Clearly you cannot afford to support them adequately.

How about mothering them?
Are people on benefits (40% of UC claimants work) not allowed to have kids?

XenoBitch · 11/08/2026 17:58

CalmGreenWasp · 11/08/2026 17:57

He does have capital, he owns his home outright. If monies could be recovered from his Estate on death, this would cover child maintenance arrears. His house is worth about 400k

Primary residence is not capital for benefit purposes.

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