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Child Maintenance-Should fathers on benefits pay more?

214 replies

CalmGreenWasp · 11/08/2026 09:19

My ExP owns his home outright, receives in excess of £1,200/month in disability benefits and works cash in hand. His only outgoings are food and utility bills for himself. Is it fair that he only pays £7.00/week maintenance for our DD10? For context, I am a lone parent and own a mortgaged home. I slightly exceed the threshold for universal credit. My disposable household income after mortgage and bills equates to half his, but with two people to support. Is the system broke? Should disposable income be considered by CMS when paying parent is in receipt of benefits?

OP posts:
fiftyfiftyfifty · 12/08/2026 18:17

Not just Netflix is it, broadband, phone contract, Amazon prime Disney plus, sky, you should have nothing if you can’t pay for your kids, no luxuries

XenoBitch · 12/08/2026 18:10

fiftyfiftyfifty · 12/08/2026 18:09

Bet you have something, people on benefits usually do, Disney plus, Netflix, Amazon prime, phone contract, sky, even if you claim
Not to I won’t believe you, my ex is on benefits and smokes, drinks, always has the latest phone and designer clothes.

Here we go again... people on benefits having Netflix like it is the crime of the century. It is £6pm.

fiftyfiftyfifty · 12/08/2026 18:09

Bet you have something, people on benefits usually do, Disney plus, Netflix, Amazon prime, phone contract, sky, even if you claim
Not to I won’t believe you, my ex is on benefits and smokes, drinks, always has the latest phone and designer clothes.

jmh740 · 12/08/2026 18:05

fiftyfiftyfifty · 11/08/2026 17:14

Most people on benefits can certainly spare more than £7 a week since most of them smoke and drink!!

Please tell me how? I work pt dh is unable to work due to MS. I cant increase my hours due to caring. Ive never smoked and last time I had a drink was a bottle of wine on xmas day. I'm sick of the idea everyone on benefits is well off. We live below the poverty line. Over 2k a month down since DH had to be medically retired 4 years ago but cost of living continues to rise.

LouiseK93 · 12/08/2026 17:54

£7 a week IS DISGUSTING.

BadSkiingMum · 12/08/2026 15:24

Well yes, I think there used to be.

Isn’t that where ideas of a man ‘doing the decent thing’ came from?

Because not taking responsibility for a child you had conceived was seen as dishonourable, even in fairly recent history.

SerendipityJane · 12/08/2026 12:23

This is the problem. There is no shame in it anymore.

Anymore ? Was there ever ?

CalmGreenWasp · 12/08/2026 12:19

This is the problem. There is no shame in it anymore. I asked that he helped me with the cost of tuition and provided him with a breakdown of what she “costs” annually (12.5k!). He told me that I need to budget better and said that it looked like our child was “loaded.” She is a bright young girl who is easily carried, she asks me for very little, god love her. I take consolation that she is equipped with the tools to flourish in this world and that some day I will have her and my grandchildren around me, while he sits with his drug buddies.

OP posts:
SerendipityJane · 12/08/2026 10:29

JohnofWessex · 12/08/2026 08:02

There are two issues

The first is that there are already a lot of powers, its the unwillingness of the CMS (DSWP, HMRC etc) to use them.

Clearly in this case there are a number of agencies that might be potentially interested in the non resident partner but in practice are not.

Secondly prior to the CSA the 'Parent with care' did all the legal leg work, this is now blocked and can potentially leave the taxpayer on the hook for losses as a result of the CMS's incompetence or unwillingness.

It's almost as if the CMS (DSWP, HMRC etc) are run by men ...

BadSkiingMum · 12/08/2026 09:51

Goodness, @CalmGreenWasp I would buy you a cup of coffee every week and more. I hope that your child’s father one day regrets his actions and tries to make amends.

So often it is female-run services and charities that pick up the slack for absent fathers. Baby banks are probably an example of this. But I still donate because it’s generally mothers who are left holding the baby.

Apologies for the historic language but there used to be an offence (not sure if it was civil or criminal) called ‘bastardy’ whereby men who had fathered children out of wedlock were brought before magistrates and made to pay the costs of ‘lying in’ (i.e.childbirth) if those had been met by the parish. There was the cost and also the shame factor, as the men were publicly named in court.

youalright · 12/08/2026 09:41

CalmGreenWasp · 11/08/2026 19:46

I was basically told by CMS that they would not look into it because he received benefits. They were incredibly dismissive. No doubt if I reported him for driving under the influence he would pull the mental health card to obtain a more lenient sentence. He really does have everything sewn up into a lovely big bow. It’s impressive what he can get away with

Drink/drug driving is an instant ban. Mh wouldn't protect him from that. If anything it would work against him as if it was having such an effect its his responsibility to contact the dvla which he has failed to do.

fuckeditupbadly · 12/08/2026 09:20

I agree with you op. My ex does pay cms and its not nothing, but compared to what I cover, its nowhere near half and we earn similarly. I have funded tutoring, school fees (out of necessity, after state proved unable to provide what they needed), AuAdhd assessments, private dentistry, laptops for school, expensive hobbies with no input from him other than the statutory CMS. Yes, technically those are all choices or luxuries but realistically, a good parent will make them happen so their children can thrive. There is no comprehensive list of what its meant to cover, just vague references to 'essentials'. I'd happily do 50/50 but he never wanted it. I know there are difficulties on the 'other side'..sometimes paying parents are wrongly assessed but whataboutery helps no-one. The whole thing needs radical overhaul but there is no political will at all.

CalmGreenWasp · 12/08/2026 09:05

BadSkiingMum · 12/08/2026 07:42

It is the child who loses out on the lifestyle that their resident parent (normally the mother) might have otherwise been able to afford: extracurricular activities, clubs, trips, clothing etc. Perhaps tuition before a crucial exam or similar. That sum of money adds up over eighteen years. Of course I know that many, many mothers will go without themselves in order to provide for their child, but it is called ‘child maintenance’ so that is why I think a child should be able to bring a claim.

Perhaps facing a now-grown child in court might make some non-resident parents (normally fathers) think twice?

I believe some young adults have sued local authorities for the non-provision of services during their childhood? So there is a model for retrospective claims.

Anyway, there need to be far stronger levers available to both resident parents and their children.

This is exactly what prompted my post. Whilst I paid for multiple clubs, hobbies and holidays over the years, I am paying for a tutor so that she can sit transfer test (eleven plus in England I think?). She is not losing out, I find the money from somewhere, but I don’t drink/smoke/buy clothes new for myself. A cup of coffee in a shop is not a luxury I can afford. Every last penny I have goes to my daughter

OP posts:
JohnofWessex · 12/08/2026 08:02

BadSkiingMum · 12/08/2026 07:42

It is the child who loses out on the lifestyle that their resident parent (normally the mother) might have otherwise been able to afford: extracurricular activities, clubs, trips, clothing etc. Perhaps tuition before a crucial exam or similar. That sum of money adds up over eighteen years. Of course I know that many, many mothers will go without themselves in order to provide for their child, but it is called ‘child maintenance’ so that is why I think a child should be able to bring a claim.

Perhaps facing a now-grown child in court might make some non-resident parents (normally fathers) think twice?

I believe some young adults have sued local authorities for the non-provision of services during their childhood? So there is a model for retrospective claims.

Anyway, there need to be far stronger levers available to both resident parents and their children.

There are two issues

The first is that there are already a lot of powers, its the unwillingness of the CMS (DSWP, HMRC etc) to use them.

Clearly in this case there are a number of agencies that might be potentially interested in the non resident partner but in practice are not.

Secondly prior to the CSA the 'Parent with care' did all the legal leg work, this is now blocked and can potentially leave the taxpayer on the hook for losses as a result of the CMS's incompetence or unwillingness.

BadSkiingMum · 12/08/2026 07:42

XenoBitch · 11/08/2026 17:13

Why? CMS payments are not given to children it is given to the parent looking after them. Children are not out of pocket when child maintenance is not paid... their parent is.

It is the child who loses out on the lifestyle that their resident parent (normally the mother) might have otherwise been able to afford: extracurricular activities, clubs, trips, clothing etc. Perhaps tuition before a crucial exam or similar. That sum of money adds up over eighteen years. Of course I know that many, many mothers will go without themselves in order to provide for their child, but it is called ‘child maintenance’ so that is why I think a child should be able to bring a claim.

Perhaps facing a now-grown child in court might make some non-resident parents (normally fathers) think twice?

I believe some young adults have sued local authorities for the non-provision of services during their childhood? So there is a model for retrospective claims.

Anyway, there need to be far stronger levers available to both resident parents and their children.

CalmGreenWasp · 12/08/2026 07:10

HelenHywater · 11/08/2026 18:09

I agree with this approach. If the govt paid child maintenance direct to the resident parent and then reclaimed it from the non-resident parent, I'm sure they'd be better at going after the fathers. I think this is the approach in Germany and other places.

This system would work in my case, provided that government could recover monies from his Estate on death (via sale of PPR). With declining birth rates you would think that welfare and support of children would be a priority in this country, but no.

OP posts:
CalmGreenWasp · 12/08/2026 06:57

MademoisellePraline · 11/08/2026 17:54

Ok. You're conflating two issues.

CMS is calculated on your earned income. There is a flat rate if you are on benefits, but only if you have no earned income either.

If his entire income is £1200 benefits a month (what is this by the way because that's more than full level daily living component and mobility component of pip combined) then he will likely pay the £7.

If he still gets the pip, which as pp says, you can be a millionaire and claim it, but he earns £30k a year, he is liable to pay CMS on that full £30k (they might give a small allowance for pension deductions).

If he has rental income, or income from other assets then you can contest the calculation. As for a variation. Raise a high level complaint (in CMS this is called a dissatisfaction) and do not confirm you are satisfied with their dealings until the FIU is involved and pull him in for interview. Raise dissatisfactions against the FIU if they are dragging their feet. They start becoming very compliant with what you need to get that dissatisfaction off their case record.

So your issue is not the benefits. Your issue is the undeclared income that should all be liable to CMS. The difficulty is now proving it because it's cash in hand. Keep reporting to HMRC. On and on and on. Take photos of him on the roof. Report to pip fraud. Report it to your MP. They have a direct line to CMS and can put a fire up them.

I've just had over £40k arrears from my twat of an ex because they told him they would sell his house and sent it to court. After 6yrs of CMS doing utter fuck all, I found out about the MP angle and the dissatisfaction thing, and he was hauled in under threat of arrest to the FIU and my money was with me within a year.

This is sound advice that I intend to follow, thank you 🙏

OP posts:
Proteinpudding · 11/08/2026 20:28

Sorry OP I had an old thread open and didn't realise how much it had updated!

Proteinpudding · 11/08/2026 20:27

CalmGreenWasp · 11/08/2026 11:39

My ex doesn’t suffer from physical disability. He claims for his MH, but still manages to work 9-5, five days a week, cash in hand, of course

The issue isn't his benefits, the issue is cash in hand work. Report him for that.
Benefits aren't always increased in line with inflation, and aren't even based on what would be an affordable amount to live on - there's no link between the benefit rate and what things actually cost.

CalmGreenWasp · 11/08/2026 19:46

JohnofWessex · 11/08/2026 19:36

But if you don't claim it then you cant kick off an investigation into his finances

If he's using Cocaine and driving then The Police might be interested for driving under the influence

I was basically told by CMS that they would not look into it because he received benefits. They were incredibly dismissive. No doubt if I reported him for driving under the influence he would pull the mental health card to obtain a more lenient sentence. He really does have everything sewn up into a lovely big bow. It’s impressive what he can get away with

OP posts:
CalmGreenWasp · 11/08/2026 19:40

I have already reported to DFC (in NI) and it came to nothing. I suspect that HMRC will be similar with the Company, payments in and out in cash will be untraceable.

OP posts:
JohnofWessex · 11/08/2026 19:36

CalmGreenWasp · 11/08/2026 18:15

I haven’t bothered claiming the £7/wk as it’s an insult to my daughter. I work full time in a professional job that pays reasonably well, whilst we do struggle, I can’t bring myself to claim it.

But if you don't claim it then you cant kick off an investigation into his finances

If he's using Cocaine and driving then The Police might be interested for driving under the influence

Whatalunatic · 11/08/2026 18:59

NeverLookInTheMirror · 11/08/2026 18:22

No. PIP is not a work-related benefit, although it can be taken into account if you have a motorbility car and want access to work to provide funding for transport to/from work, but that’s not a given.

PIP is there to cover the additional costs which relate to having a disability, and these can depend on the disability you have.

So for instance I have a visual impairment, buying a screenreader for my personal laptop is an additional cost. Having to sometimes get cabs to/from destinations where public transport is not available is an additional cost which would be covered by PIP.

But adaptations for my job would be covered by access to work, although the government is cutting that back to the bear bones and it’s not being made public knowledge so the government are in fact making it harder for the disabled to remain in work but that’s a different discussion. But in my personal case my employer have covered the cost of my adaptations.

WRT whether CMS should be taken from benefits, it’s a difficult one as it would be the primary caregiver who receives any child related benefits so it’s a grey area. That being said, I do think that benefits should be taken into account on both sides.

Disability benefits are one which you need to tread carefully, but unemployment benefit should be taken into account with regards to paying CMS.

By the same token, IMO if you’re receiving CMS this should also be taken into account if you’re claiming benefits. Because while for some it is minimal, there are certainly people who do receive CMS to the tune of a few hundred pounds every month but this isn’t taken into account and they still receive maximum benefits which is hardly fair.

You know and understand the history behind the decision to remove the means testing (it wasn't quite that), yes?

OneAmberFinch · 11/08/2026 18:58

XenoBitch · 11/08/2026 18:37

Ok, so no more benefits paying rent. What will you do with all the homeless people? Many including children.

I'm objecting to structuring it as a higher payment for higher rent, in a non-time-limited system. I think there should be a pot you get and you cut your cloth from it. With a higher amount in the first year or so to help you adjust to your new circumstances. You can no longer afford that flat in Pimlico.

Whatalunatic · 11/08/2026 18:53

OneAmberFinch · 11/08/2026 18:34

Rent via benefits shouldn't be a thing. Creates an attitude that it doesn't "count" as income "because it goes straight to the landlord" and results in the taxpayer subsidising people to live in expensive areas

Many taxpayers are also claimants. But you knew that.

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