Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Stepchild wants to see finances and money spent on his stepsiblings.

786 replies

Greenhairedmonstor · 10/08/2026 12:45

My late FiL who I never met, left school at 15, fell into the right crowd while he was doing a labouring job and ended up with a little empire.

There is something in place that is not quite a trust. It allows SiL to choose to live frugally without working, and has enabled my husband and his brothers an income which supplements their incomes.

Their children will benefit after their parents’ deaths when whatever is in place will be dissolved.

My husband has his own business as well.

My stepchild is 18 and will go to university next month. I also have another stepchild who is 13.

The eldest has asked that now that they are an adult that they want to look at my husband’s finances. Essentially they want an account of any money that is spent on my children and they wanted my husband’s estate to be reimbursed from my share of the house when he dies.

Now Mumsnet always asks, no I was not the other woman, my ex meets more than his share of his financial responsibilities and I also work and rent out a house that I own in my home country that I will eventually return to. Husband’s ex is comfortable and I don’t believe this has come from her.

Inevitably my husband subsidises our life.

This has been a bitter blow to my husband and he doesn’t see how his relationship with his child(ren) will recover.

OP posts:
the7Vabo · 11/08/2026 12:00

ElBandito · 11/08/2026 11:48

I am mystified by all the comments about the father intending to cut off the son. OP hasn't suggested that, Her posts sound more like the father is worried his son will cut HIM off or that their 'relationship will never be the same'.

The two extreme choices appear to be

  1. say no, son is angry, this will have a negative impact on their relationship, maybe son cuts him off.
  2. allow son access to finances (presumably for the rest of husbands life!!) so son can keep a running total for OP to pay back. This will also have a negative impact on their relationship.
It's a lose/lose situation really.

Maybe there is more to this, and I've had a quick look at the wedding thread. Behaviour wasn't awful, they didn't force him to move, but it was a bit off. It wasn't the stepsons problem to sort out. I don't understand how they know OPs husband paid for the ski trip. Really that should have happened quietly behind the scenes if it had to happen.

The child told them at the wedding when he moved seats. They should never have asked him to move, it’s not up to him to sort out OP’s children whom she could easily have left with their dad. Stuff like only causes resentment.

ElBandito · 11/08/2026 11:48

I am mystified by all the comments about the father intending to cut off the son. OP hasn't suggested that, Her posts sound more like the father is worried his son will cut HIM off or that their 'relationship will never be the same'.

The two extreme choices appear to be

  1. say no, son is angry, this will have a negative impact on their relationship, maybe son cuts him off.
  2. allow son access to finances (presumably for the rest of husbands life!!) so son can keep a running total for OP to pay back. This will also have a negative impact on their relationship.
It's a lose/lose situation really.

Maybe there is more to this, and I've had a quick look at the wedding thread. Behaviour wasn't awful, they didn't force him to move, but it was a bit off. It wasn't the stepsons problem to sort out. I don't understand how they know OPs husband paid for the ski trip. Really that should have happened quietly behind the scenes if it had to happen.

Whatalunatic · 11/08/2026 11:43

Isitevensummer · 11/08/2026 09:02

But what if he were watching his dad spend on a hobby? Would anyone say that isn't his father's right?

Clearly there needs to be a conversation with this young man. Whether reassurance of how important he is to his father will be enough depends on his motivation. I hope it's misunderstanding. But it's possible it's entitlement.

As for people decrying blended families, one of my friends just found their second spouse wrote the sc into their will and was very touched. Second families can be very difficult but it's not impossible to make it work.

it's not really a second family - the children concerned are the OPs but not the father's. Assuming I've read that correctly. That's the issue - supporting children financially with some big expenditure when they are not his children. You can see how that might grate.

NotRachem · 11/08/2026 11:38

MzHz · 11/08/2026 07:14

The DSS who is being fully supported through all education and RG uni?

he will have had his skiing trips paid for, plus, plus, plus

no, he just wants ALL money spent on him and has been wound up by the mother. Who I dare say gets/got a healthy maintenance agreement too.

So what. He's his son's bio child, of course he should be getting all that.

Saz12 · 11/08/2026 11:37

So, your dh gets a share of the income from assets that will eventually be inherited by next generation?

In which case, he can spend his income however he likes.

It sounds like stepchild doesnt know/understand how the will was set up, and hasnt the maturity to understand that he is being grabby. Could he by given a copy of the will and an explanation? Maybe told if he wants to consult a lawyer he is free to do so, but he must pay legal fees himself.

Dontevenlookatme · 11/08/2026 11:28

The SS isn’t asking about the trust, he’s asking about the money his DF spends on your children. Rightly or wrongly he’s deeply resentful about the way your children are funded and wants confirmation that he and his sibling will be treated fairly.

Possibly you mentioned the trust to show that he and his sibling/cousins would eventually receive an inheritance of their own, but it’s irrelevant to this issue. That gift is from their grandfather.

Your SS is saying that as your DH’s son, he isn’t getting a fair share of your DH’s generosity. Is he right?

TeenLifeMum · 11/08/2026 11:23

Their dad could spend all his money on cocaine, casinos and hookers and it’d be none of their business.

SpaceRaccoon · 11/08/2026 11:23

the7Vabo · 11/08/2026 09:43

I would never do it. My children are the best thing that ever happened to me. I’m surrounded my people that can’t have much longes for kids. I’d never move other children in with me while my kids were still kids and play happy families. It’s a horrible selfish thing to do.

It's not ideal, but millions of people do just that, and it would be pretty mean and selfish to not be kind and generous to your own stepchildren?

Ordonot · 11/08/2026 11:10

the7Vabo · 11/08/2026 10:54

Agreed, except I’d say there’s a big but when it comes to step families. I think it really matters that children are made to feel that they are a priority over dad’s second relationship.

It's certainly a lot more complicated when it comes to blended families, but I do feel the strength of entitlement to their parent's wealth from AC on here, can shock me at times.

user1492757084 · 11/08/2026 11:07

Could your DH educate his children about the financial situation by using third partys (accountant and lawyer) in a meeting?

The kids could be afraid due to ignorance.
Your DH should kindly address that.

There is nothing to lose by informing the SC especially when they will be having to manage an inheritance wisely.

the7Vabo · 11/08/2026 10:54

Ordonot · 11/08/2026 10:49

Every behaviour that your AC displays doesn't come down to what you did as a parent - that's taking things a little too far, imo. They are entitled to be proud of their achievements and sad about the things that go wrong without attributing all to their parents.

Agreed, except I’d say there’s a big but when it comes to step families. I think it really matters that children are made to feel that they are a priority over dad’s second relationship.

Anxioustealady · 11/08/2026 10:53

Isitevensummer · 11/08/2026 09:02

But what if he were watching his dad spend on a hobby? Would anyone say that isn't his father's right?

Clearly there needs to be a conversation with this young man. Whether reassurance of how important he is to his father will be enough depends on his motivation. I hope it's misunderstanding. But it's possible it's entitlement.

As for people decrying blended families, one of my friends just found their second spouse wrote the sc into their will and was very touched. Second families can be very difficult but it's not impossible to make it work.

Re your last paragraph - I'm sure your friends spouses actual children are delighted about that?

Ordonot · 11/08/2026 10:49

ThatCyanCat · 11/08/2026 10:34

I don't doubt you'd be displeased but to actually disinherit or financially punish your kids from beyond the grave for it, is to me far too much. Not the legacy I'd want even if my kids had annoyed me.

I'd say a parent who does that probably created the fucked up money situation that led to the kids having these sorts of connotations on money. Treat it like a weapon, a method of control, and guess what...

Every behaviour that your AC displays doesn't come down to what you did as a parent - that's taking things a little too far, imo. They are entitled to be proud of their achievements and sad about the things that go wrong without attributing all to their parents.

AsHot · 11/08/2026 10:39

The best place to start would be DH ensuring DSS fully understands the way the trust and inheritance from GF work, what they entitle him to and what they don't. Then ensuring everyone's aware how much support he's going to receive at uni.

ThatCyanCat · 11/08/2026 10:34

Ordonot · 11/08/2026 10:14

I've read people on here criticizing their parents for eating out, going on holiday, buying nice clothes, flying business class. An AC who feels it's their place to question my decisions on how I spend my money on the things I want - like above because I'm spending their inheritance is an AC I am not feeling very happy with - this kind of control and entitlement will not have me restricting my spending or going non contact but it will have me telling them it's my money and if they chose to continue to try to control how I spend it then I'll remove the need.

I don't doubt you'd be displeased but to actually disinherit or financially punish your kids from beyond the grave for it, is to me far too much. Not the legacy I'd want even if my kids had annoyed me.

I'd say a parent who does that probably created the fucked up money situation that led to the kids having these sorts of connotations on money. Treat it like a weapon, a method of control, and guess what...

the7Vabo · 11/08/2026 10:25

Tryagain26 · 11/08/2026 10:19

Why does the SS have a right to say how his father spends his own money. The SS s well supported it doesn't sound as though he is wanting for anything. His father can spend his money anyway he wants he could gamble it away, spend it on drugs or give it all to charity if he wanted to. He has chosen to spend some on his step children and his wife why is that the son's business?
The assets are protected and not affected in any way. The grandchildren will inherit the assets eventually.
But meanwhile how OPs husband spends his income from the assets and from his own business are none of the son's business.

Why do people expect so much of children. His father lives with two other children. Married women wouldn’t accept a man moving another woman in but children are expected to just to tolerate whatever.

It’s rarely just about money and even if it was, a child is entitled to have a conversion with his father about how he feels about his father living with and paying for other children.

But no he is not entitled to bank statement ms etc of course. Nor do I think he’s even entitled to an inheritance. But he is entitled to express to his own father how he feels.

AsHot · 11/08/2026 10:21

the7Vabo · 11/08/2026 09:53

It isn’t a request I’d agree too. But neither would I start talking about cutting my children off.

This man hasn’t prioritised his kids. And yes, I do think that situation at the wedding sums up a lot of things, that the DS was expected to just step aside because a 9 year old who wasn’t even initially invited to the wedding wouldn’t sit down.

Is the 18 year old being bratty - yes. Should his own father be talking about going nuclear or whatever - absolutely not. He should be examining very carefully how this situation has come about and what his role in it was.

I wouldn't either. That's not a defence of anyone's behaviour, but it's of no benefit to DSS for him to be allowed to think that's in any way realistic, reasonable or acceptable. They definitely need to talk this through and be examining roles, yes. That includes DSS and XW too. This all seems to have gone extremely nuclear.

Tryagain26 · 11/08/2026 10:19

the7Vabo · 11/08/2026 09:15

Of course his dad is entitled to spend money on himself. I very much doubt his son would have questioned that. He’s spending money on a child who isn’t his - big difference.

I don’t think that blended families generally work without someone having to give him something and they generally get no appreciation for it.

i strongly feel all parents loyalties should be to their own children.

Why does the SS have a right to say how his father spends his own money. The SS s well supported it doesn't sound as though he is wanting for anything. His father can spend his money anyway he wants he could gamble it away, spend it on drugs or give it all to charity if he wanted to. He has chosen to spend some on his step children and his wife why is that the son's business?
The assets are protected and not affected in any way. The grandchildren will inherit the assets eventually.
But meanwhile how OPs husband spends his income from the assets and from his own business are none of the son's business.

the7Vabo · 11/08/2026 10:16

Ordonot · 11/08/2026 10:14

I've read people on here criticizing their parents for eating out, going on holiday, buying nice clothes, flying business class. An AC who feels it's their place to question my decisions on how I spend my money on the things I want - like above because I'm spending their inheritance is an AC I am not feeling very happy with - this kind of control and entitlement will not have me restricting my spending or going non contact but it will have me telling them it's my money and if they chose to continue to try to control how I spend it then I'll remove the need.

I spend far too much time her and I haven’t come across this. I don’t doubt it exists.

But it’s quite a broad issue compared to the nuances of step families. They are not the same thing.

Ordonot · 11/08/2026 10:14

ThatCyanCat · 11/08/2026 09:41

if they did start to express an opinion I'd be reconsidering my will.

My kids would have to do far more than express an opinion for me to disinherit them, or start punishing them financially. I never thought I was the unusual one in that, but this thread has made me wonder. Money makes madness but I did think the parental bond was somewhat stronger than that. Evidently not, for a startling number of people. How scary.

I've read people on here criticizing their parents for eating out, going on holiday, buying nice clothes, flying business class. An AC who feels it's their place to question my decisions on how I spend my money on the things I want - like above because I'm spending their inheritance is an AC I am not feeling very happy with - this kind of control and entitlement will not have me restricting my spending or going non contact but it will have me telling them it's my money and if they chose to continue to try to control how I spend it then I'll remove the need.

sittingonabeach · 11/08/2026 10:14

Tryagain26 · 11/08/2026 10:11

OP has said that the SS will be supported through university by her husband

Support could mean something like a £100 a month right up to paying for everything

Tryagain26 · 11/08/2026 10:11

AprilMizzel · 10/08/2026 13:56

That's correct but doesn't mean the DS here is getting enought to actually live off - and that may be driving this.

Its' all very well saying oh they can work - some courses make that hard and there is a lot of compettition for any jobs as many are in the same boat.

It's close to results day perhaps it's looking suddenly real and budgets have been looked at and gaps found maybe there's a worry he can't afford to go and this fuck up approach has come about.

I don't know - is something perhaps OP DH could ask about.

It does sound like a very rude request and major over step but 18 year olds can be very self absorbed and clueless - most parents push back and correct them not jump to cutting them off and going NC.

OP has said that the SS will be supported through university by her husband

OhHobnobs · 11/08/2026 09:59

Greenhairedmonstor · 10/08/2026 13:58

InWithPeaceOutWithStress

I don’t know why you are confused. I talk about my children and how my ex meets his financial obligations. My SS is concerned when my husband spends money on them as he feels his and his sibling’s inheritance from their father will be diminished. This is separate to money generated from their grandfather.

This conflict is of course deeply upsetting to my husband who doesn’t want it to escalate. He can’t just tell his own child to mind their own business without some sort of backlash.

he feels his and his sibling’s inheritance from their father will be diminished.

So eldest SS doesnt understand how the grandfather's legacy works.

Your SS just doesn't approve of how your DH is spending his money, IMO, but that is none of your SS's business.

Your DH needs to have a frank conversation with SS, along the lines of "I'm not dead yet, son".

CossyBunt · 11/08/2026 09:54

bigageap · 10/08/2026 13:02

There’s way more to this than the OP is letting on!
id be interested to hear the other side!

Agree!

the7Vabo · 11/08/2026 09:53

AsHot · 11/08/2026 09:49

That's not 'except'. That's further information about why he's gone a looooong way beyond merely having an opinion.

And you're not summing up his situation when you leave out what is a pretty extraordinary request in any circumstances.

It isn’t a request I’d agree too. But neither would I start talking about cutting my children off.

This man hasn’t prioritised his kids. And yes, I do think that situation at the wedding sums up a lot of things, that the DS was expected to just step aside because a 9 year old who wasn’t even initially invited to the wedding wouldn’t sit down.

Is the 18 year old being bratty - yes. Should his own father be talking about going nuclear or whatever - absolutely not. He should be examining very carefully how this situation has come about and what his role in it was.

Swipe left for the next trending thread