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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dh cannot stick to a budget

67 replies

Kindareadyforautumnnow · 09/08/2026 18:48

We’re all off work and school for the next three weeks. The first two weeks we’re doing a staycation (live in a beach area and lots to do)
The third week we go a few hours drive away.
I’ve set aside money for each week, already done a food shop for this week and petrol. We had some left over for small things-coffee and ice creams at the beach, local pool and lunch and either one bigger day out for Dc or a lunch/dinner out.
Today he’s spent £70 of it in one day, went to the shop for breakfast-a few pastries I didn’t even see, ended up getting Dd a toy and magazine. Took her to an event this afternoon which was only £6 which I thought was great, told me they got a Kfc, he got her something and put petrol in the car (we didn’t need it) and got tobacco.
Money just slips through his fingers. He thinks nothing of getting regular take away pizzas etc, doesn’t seem to understand how expensive it is now and how much a weekly food shop is nowadays.
I end up having to be the boring one as he tells me to leave him to enjoy time with Dd on his holidays.
I spend the whole time stressing about money

Aibu

OP posts:
LizandDerekGoals · 09/08/2026 19:03

Ineffable23 · 09/08/2026 19:01

Could you set up different accounts for different spends?

So e.g. a food account with no takeaways coming from that account?
A bills account which gets enough added to it to cover the month and nothing else comes out of there.

And then a fun account and when it's gone it's gone.

And maybe finally an "anything else" for clothes/petrol/whatever boring things need paying for.

Obviously you shouldn't have to, but would that help him see how the money just vanished?

Ug it wont work as he is over spending on what would be the fun holiday account.

BacksToTheFuture · 09/08/2026 19:03

Getthat · 09/08/2026 18:57

Just leave him in charge of the finances for the rest of this week and ask what he plans to do

Absolutely don't do that or the budget for the whole holiday will be gone in the week

Kindareadyforautumnnow · 09/08/2026 19:02

LizandDerekGoals · 09/08/2026 18:58

Exactly. But it also sounds like you are parenting a teen which must be incredibly unattractive.
but how did he spend the money? How have you budgeted? Did he spend his own money or from the joint bank account? What happens when you have spent the third week’s budget by the ens of the second week?

We’ve put this as joint budget for each week

OP posts:
LizandDerekGoals · 09/08/2026 19:01

Kindareadyforautumnnow · 09/08/2026 18:59

It’s not fair though on the rest of us is it though
We have enough for this week but will just be a few coffees and ice cream now
I said to him that he can budget it all as i’m sick if the stress, but I know I can’t rely on that

Freeze his card. Spending recklessly so you miss out on a holiday is financial abuse. He is using money to control the situation.

Take out the cash for the rest of this week. Give it to him. Tell him how long it has to last and that is it. And he is now in charge of it.

Ineffable23 · 09/08/2026 19:01

Could you set up different accounts for different spends?

So e.g. a food account with no takeaways coming from that account?
A bills account which gets enough added to it to cover the month and nothing else comes out of there.

And then a fun account and when it's gone it's gone.

And maybe finally an "anything else" for clothes/petrol/whatever boring things need paying for.

Obviously you shouldn't have to, but would that help him see how the money just vanished?

Error404FucksNotFound · 09/08/2026 19:00

Maybe every time he overspends you have to cut back on something that directly affects him.

Kindareadyforautumnnow · 09/08/2026 19:00

Getthat · 09/08/2026 18:57

Just leave him in charge of the finances for the rest of this week and ask what he plans to do

I don’t think I can trust that though

OP posts:
Kindareadyforautumnnow · 09/08/2026 18:59

ImmortalSnowman · 09/08/2026 18:54

Can you cancel the week away? He's spending money you can't afford, there are consequences.

It’s not fair though on the rest of us is it though
We have enough for this week but will just be a few coffees and ice cream now
I said to him that he can budget it all as i’m sick if the stress, but I know I can’t rely on that

OP posts:
LizandDerekGoals · 09/08/2026 18:58

Shouldbedoing · 09/08/2026 18:49

He wants to be Fun Dad

Exactly. But it also sounds like you are parenting a teen which must be incredibly unattractive.
but how did he spend the money? How have you budgeted? Did he spend his own money or from the joint bank account? What happens when you have spent the third week’s budget by the ens of the second week?

gamerchick · 09/08/2026 18:58

Well he gets to plan for the week where there is no money left.

Hopefully you don't share finances.

Getthat · 09/08/2026 18:57

Just leave him in charge of the finances for the rest of this week and ask what he plans to do

Kindareadyforautumnnow · 09/08/2026 18:56

BacksToTheFuture · 09/08/2026 18:54

I couldn't live with someone like that, being on the same page financially is very important to me

Has be always been so feckless

Yes, he tries to turn it around and says I get to spend money with Dd…difference is we do small things and I budget it out

OP posts:
AnAutumnCrow · 09/08/2026 18:56

Yeah, this would stress me out as well.

ImmortalSnowman · 09/08/2026 18:54

Can you cancel the week away? He's spending money you can't afford, there are consequences.

BacksToTheFuture · 09/08/2026 18:54

I couldn't live with someone like that, being on the same page financially is very important to me

Has be always been so feckless

Kindareadyforautumnnow · 09/08/2026 18:52

Shouldbedoing · 09/08/2026 18:49

He wants to be Fun Dad

Which is fine, but it’s always excessive, could have done the fun activity then maybe just an ice cream for her, which is the way I do it

OP posts:
Shouldbedoing · 09/08/2026 18:49

He wants to be Fun Dad