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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Andy Burnham should put the damn social care tax on landlords and big occupational pensions

353 replies

CurdinHenry · 29/07/2026 13:30

Why is it always workers who pay

OP posts:
WhatAMarvelousTune · 29/07/2026 13:59

Sweetpeasaremadeforbees · 29/07/2026 13:54

Neither did I but it nearly lost her the election when Corbyn dubbed it the dementia tax. Everyone wants someone else to pay for social care.

Ridiculous because 10% tax on all estates after death is something that could easily have come from Labour. And if it had, the Tories would have criticised it. But because the Tories came up with it, Labour had to criticise.

Just like if Labour came up with a policy that Tories might generally like, they must criticise. You’d never know from the response to VAT coming off electricity bills that Badenoch called for that in March of this year.

They’re all so tediously predictable.

magnomam · 29/07/2026 13:58

@lemontswhy should we take more away from children? Child benefit used to be universal

lemonts · 29/07/2026 13:55

I would rather he got rid of child benefit, 13.4 billion available straight away.

DoughnutDreamer · 29/07/2026 13:55

Why landlords? I don’t understand the link between landlords and social care.

magnomam · 29/07/2026 13:55

What counts as a big occupational pension

One with a big fat employer contribution

Sweetpeasaremadeforbees · 29/07/2026 13:54

WhatAMarvelousTune · 29/07/2026 13:37

I never had an issue with May’s “death tax” to pay for it. Didn’t really see what all the bloody fuss was about over it.

Neither did I but it nearly lost her the election when Corbyn dubbed it the dementia tax. Everyone wants someone else to pay for social care.

magnomam · 29/07/2026 13:54

@hellofrommyothernameI also thought May’s policy makes sense, more people have care in the home then go into home after all. But everyone wants someone else to pay

Sweetpeasaremadeforbees · 29/07/2026 13:51

What counts as a big occupational pension?

As a pp says if you have a big occupational pension you've probably already paid a shed load of tax and will continue to do so when retired and will end up self-funding your care (and subsidising the council funded person next to you) anyway.

hellofrommyothername · 29/07/2026 13:50

WhatAMarvelousTune · 29/07/2026 13:37

I never had an issue with May’s “death tax” to pay for it. Didn’t really see what all the bloody fuss was about over it.

Agreed I thought it seemed very sensible.

I also don’t see why national insurance shouldn’t be levied on people over the state pension age, according to the same income levels as working age people.

SovietSpy · 29/07/2026 13:49

Universal benefits need universal taxation.

£5k personal allowance. Merge income tax and NI, basic rate of 30%. That’s the kind of radical tax policy needed to fund health and social care to the level that the public expect.

but I’m sure you were just hoping someone else would pay right?

magnomam · 29/07/2026 13:46

@Restlessdreams1994current pensioners! There were 3.5m enrolled in private company DB schemes in the past…final salary in the public sector is also no longer a thing.

Ilovemyfam · 29/07/2026 13:44

The ten percent seems fair enough to me.

What I seem as totally unreasonable is that people have to spend all of their savings on care - including selling their home. This has to be capped. My 97 yr old mother is looking at depleting all of her savings on the same level of care as someone who had no savings. I just wish they had gone on a dozen cruises in their 80s. The system does not encourage saving. I know what I would do if I lived in UK. Only problem would be do I choose MSC or Royal Caribbean!

WhatAMarvelousTune · 29/07/2026 13:44

CurdinHenry · 29/07/2026 13:41

A lot of people. Retirees are the richest demographic in the UK by miles.

What occupational pensions are you talking about? Do you mean any pension someone contributed to through work? What about big pensions not contributed to through work?

Do you just mean big pensions?

Lipglossed · 29/07/2026 13:41

MrsBennetsPoorNervesAreBack · 29/07/2026 13:34

I think we all need to contribute to the cost of social care in a fair and proportionate manner.

Agreed. I don’t mind paying more tax if we see real improvements in social care.

CurdinHenry · 29/07/2026 13:41

Restlessdreams1994 · 29/07/2026 13:40

Who has a “big occupational pension” in this day and age? The only people who have a lot in their pension are those who earn a lot and who already contribute a lot through paying higher income tax and not getting child benefit, tax-free childcare, personal tax allowance, top-up benefits etc. They will also most likely have assets so will have to fund their own social care when the time comes anyway.

YABU.

Edited

A lot of people. Retirees are the richest demographic in the UK by miles.

OP posts:
Hankunamatata · 29/07/2026 13:40

Unpopular but we all need to be paying more tax.
Workplaces need decent pension schemes to take pressure of as people get older.
Government pension age needa to be brought back to 65.
We need to rework benefits system, health care and most urgent social care funding

Restlessdreams1994 · 29/07/2026 13:40

Who has a “big occupational pension” in this day and age? The only people who have a lot in their pension are those who earn a lot and who already contribute a lot through paying higher income tax and not getting child benefit, tax-free childcare, personal tax allowance, top-up benefits etc. They will also most likely have assets so will have to fund their own social care when the time comes anyway.

YABU.

magnomam · 29/07/2026 13:38

CurdinHenry · 29/07/2026 13:37

To be clear I'm not saying instead of workers I'm saying the tax should not only be on workers

I really don’t see how they can tax young workers more as they are the ones paying more for everything!

CurdinHenry · 29/07/2026 13:38

LimeslemonsPomegranates · 29/07/2026 13:36

The majority of workers would be better off putting that money away themselves rather than it going in a socialised pot and getting the bare state minimum at the end of it. That way they get full choice of provider that suits them rather than a social care sector with the same failings the NHS has. I have earned little and a lot, so my relative income position is not the main driver about my value for money concerns, I have experienced other systems and I would say that the UK government could learn a lot from looking at at how other European nations manage their health and social care systems.

I think that anyone who would prefer to enrich a margins -conscious small businessman to send his cash offshore than pay a tax is a lunatic.

OP posts:
magnomam · 29/07/2026 13:38

The majority haven’t paid enough tax for their state pension let alone healthcare & social care. Everyone needs to contribute.

WhatAMarvelousTune · 29/07/2026 13:37

I never had an issue with May’s “death tax” to pay for it. Didn’t really see what all the bloody fuss was about over it.

CurdinHenry · 29/07/2026 13:37

To be clear I'm not saying instead of workers I'm saying the tax should not only be on workers

OP posts:
LimeslemonsPomegranates · 29/07/2026 13:36

The majority of workers would be better off putting that money away themselves rather than it going in a socialised pot and getting the bare state minimum at the end of it. That way they get full choice of provider that suits them rather than a social care sector with the same failings the NHS has. I have earned little and a lot, so my relative income position is not the main driver about my value for money concerns, I have experienced other systems and I would say that the UK government could learn a lot from looking at at how other European nations manage their health and social care systems.

Unexpectedlysinglemum · 29/07/2026 13:36

Landlords are already being taxed on profits they haven’t made so Yabu

Dishwashersforever · 29/07/2026 13:35

I think a ten percent tax on all inheritances is fair and easy to implement. I’m sure landlords and occupational pensions will be taxed too

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