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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think we should ban private renting?

537 replies

honeyrosesandwich · 28/07/2026 21:51

AIBU to think this is a great idea?

Imagine if private renting was banned. All rented houses were done under social housing / housing association. There are already over 4.5 million houses rented under social housing, so it's on a huge scale already.

It would mean rent would be affordable for everyone and effectively help the cost of living prices. I live in a housing association house and my 2 bed is £520 a month. My brother, who private rents, pays £1100 for a 2 bed in the same area.

Repairs for my house are done by the HA's own company. I just put in a request online for it.

People that want to stay in their privately rented home will be free to do so but they put a ban on any new tenancies. The owners will have the opportuntiy to sell the house to social housing or keep it for themselves, but not rent it out further. If sold, the tenant will be allowed to stay.

I've been thinking about this randomly today and haven't come up with any negatives so far. Is it bad to monopolise housing? Well, there are already certain housing associations which own hundreds of thousands of houses.

OP posts:
Tomselleckhaskindeyes · 31/07/2026 18:34

Yep there is a name for this.... checks notes.... communism?

justasking111 · 31/07/2026 18:33

XenoBitch · 31/07/2026 18:09

Have they? How do you know this?

Some more

"The uncomfortable truth behind baby boomers and Britain’s housing crisis" https://www.telegraph.co.uk/money/property/buying-selling/how-baby-boomers-fuelling-housing-crisis/

Bearssaidhearegenerallyverywelldressed · 31/07/2026 18:29

DontSayItsOver · 28/07/2026 21:57

Great idea in theory but you've forgotten that a lot of old people are landlords. Any party that puts that in a manifesto is getting hammered.

Maybe in 30 years or so when they’re all in hell and most of the electorate are renters.

All in Hell? It's a good job there's been private landlords because the government certainly haven't provided enough social housing. There'd be a hell of a lot more homelessness if there hadnt been any landlords. It goes without saying that yes, there are some shit landlords, but most aren't.

SomeoneIsWrongOnTheInternet · 31/07/2026 18:26

We used to have council housing. Much better idea.

XenoBitch · 31/07/2026 18:09

justasking111 · 31/07/2026 18:07

Well the government have asked local councils to go through the electoral roll and put it against homes number of bedrooms. So in theory two on the electoral roll, three bedrooms, we have one spare bedroom but some have to a lot more.

Now I'm curious as to why they feel the need to do this. Are we going to be given lodgers to house.

It's not just about owning more than one property.

Edited

Have they? How do you know this?

justasking111 · 31/07/2026 18:07

Locationvshousevsgarden · 31/07/2026 18:00

Well this is a stupid idea. I cam afford to have a huge property- but i don't NEED a big property. Instead I have a modest semi and have bought a small bungalow that i rent out below market value. I am making an investment and also helping an older family who will struggle paying market rent. Should I sell that property and buy a big house i don't need ? Of course I can save the money but that's not the point

Well the government have asked local councils to go through the electoral roll and put it against homes number of bedrooms. So in theory two on the electoral roll, three bedrooms, we have one spare bedroom but some have to a lot more.

Now I'm curious as to why they feel the need to do this. Are we going to be given lodgers to house.

It's not just about owning more than one property.

Locationvshousevsgarden · 31/07/2026 18:00

Zov · 28/07/2026 21:58

Yes. I agree. Everyone who owns more than one property, should have all of their extra properties taken off them and given the price they paid for them. And all the extra houses should then go into the social housing stock. And at affordable rent - £400 to £600 a month, depending on what the property is of course... Lifetime tenancies.

Never gonna happen but we can dream.....

NO-ONE should own more than one property IMO, the one they live in.

Special HMOs run by the local authorities can be used to house University students.

No social housing property should have a right to buy though...

Where the money is coming from to fund this is irrelevant. It's all just a pipe dream. It would be nice if it did happen though.

.

Edited

Well this is a stupid idea. I cam afford to have a huge property- but i don't NEED a big property. Instead I have a modest semi and have bought a small bungalow that i rent out below market value. I am making an investment and also helping an older family who will struggle paying market rent. Should I sell that property and buy a big house i don't need ? Of course I can save the money but that's not the point

justasking111 · 31/07/2026 14:54

Our council in Wales are placing our homeless waiting for accommodation in England. We don't have anywhere here to put them. Because rent smart Wales was set up with onerous expensive courses to complete and pass every few years. Because rent smart Wales want energy ratings of C in every private rental. Many accidental landlords and those with one to let said fuck it and sold up.

Now some were purchased by overseas investors from Germany, Holland and the UAE others by big boys from the cities. Others were bought as homes.

Our council didn't have the infrastructure budget to take over hotels locally for these families to temporarily house them. The children and parents have had to move many miles from local family, schools into accommodation in Cheshire and Lancashire.

TheNinkyNonkyIsATardis · 31/07/2026 14:10

My parents' house is a listed property in an incredibly remote area. Houses in the area take a very long time to sell, and are almost exclusively owned by bougee WFH arty types, and just sit on the market until someone buys. There is zero rental market.

We are weighing up options including rental to educational groups, artist retreats, medium term lets etc, as it's a ridiculously impractical place to live.

I'm not really a fan of these dogmatic all or nothing solutions.

Verysmalltimelandlord · 31/07/2026 13:40

lilkitten · 31/07/2026 12:15

Sounds like a good idea, or that landlords shouldn't be renting out a property they've bought with a mortgage. I only know three landlords personally, one is my dad. All own the property outright (inheritance in all cases) and they charge a fair rent that doesn't go up because they need to pay more on their mortgage.

Paying a mortgage isn't the only reason rents go up. In fact, it's probably not even the main reason. Rents go up because like everything else, costs increase. As a landlord you need to pay for a gas safety certificate every year, a boiler service every year, electrical check every 5 years. You need to keep the kitchen and bathroom updated, you need to replace carpets and redecorate (often much more frequently than you'd need to in your own house when you see how some people treat their rental home).

All that maintenance costs money and the costs from trades to come in and do the work go up over time. It is therefore reasonable to expect rent to increase yearly in line with inflation, reflecting the increased cost of maintaining the house.

The cost to the LL is not just paying a mortgage (if there is one - and btw, where there is, most BTL mortgages are interest only and are not tax deductable as they used to be). The cost to the LL is the cost of maintaining a house, which by law needs many more things doing to it to maintain it than most people would bother to do on their owned properties.

ForWiseRoseCat · 31/07/2026 12:52

What about tenant farmers? Who is going to buy their farms?

Or The Crown Estate or other landowners who own large swathes of of the country and rent out whole villages in some cases, who care for their tenants and want their tenants happy? Should they hand over their well kept (because they are) and well maintained properties to a housing association who don't care about their tenants and will let them get into disrepair?

lilkitten · 31/07/2026 12:15

Sounds like a good idea, or that landlords shouldn't be renting out a property they've bought with a mortgage. I only know three landlords personally, one is my dad. All own the property outright (inheritance in all cases) and they charge a fair rent that doesn't go up because they need to pay more on their mortgage.

Thingamebobwotsit · 31/07/2026 11:58

What happens if you want to rent @honeyrosesandwich ? You have to rent social housing? But what if you want to rent a 5 bed detached house somewhere because you are only going to be working in that area for 12 months?

Or are you just meaning for those people who require social housing?

BakedPotatoBeansCheeseColeslaw · 31/07/2026 09:43

So I feel conflicted about this one to be honest. Because I agree with you in situations where renting is likely to be a person’s long term lifestyle.

However private renting works for a large portion of the population who want to rent for a couple of years before they then buy their own property, for students, and for people that need a second residence for a short period of time. Some kind of private rental market would still need to exist.

Loopylalalou · 31/07/2026 09:19

38thparallel · 30/07/2026 21:48

Sometimes it’s the state selling. In our village a council house became vacant and the council have sold it.
It was has sitting room and kitchen downstairs and bedroom and bathroom upstairs - with a front garden 20ft long + parking, and I’m sure there are plenty of single people or childless couple who would been happy to live there.

I’ve explained earlier that older social housing can be uneconomic to repair, especially when updating water/heating systems, rewiring etc. However they are under an obligation to rebuild, but unfortunately that obligation doesn’t mean within that immediate area.

Crikeyalmighty · 30/07/2026 22:23

Fieldswillow · 30/07/2026 21:48

But not everyone who rents needs social housing? Years ago I moved around the country with work and have rented homes with land for my family with horses before settling in one location.

Yes we are in that group - we earnt quite well when older and hence beyond level we could get a mortgage in an area we actually wanted to live - especially being self employed ( business together) - so we rent nice houses and treat them as home instead of buying . We might buy if/when we inherit , but possibly not -

Plmnki · 30/07/2026 22:20

Let me guess - you vote Reform or for Corbyn?

Or is voting too capitalist for you?

XenoBitch · 30/07/2026 22:09

Nicewoman · 30/07/2026 21:03

Admit you’re a communist & stop posting nonsense.

What you are advocating is something that’s worth half a million pounds say, the owner, should just give it away for free. Hahahaha.

Imagine Trump or someone world famous, standing up and making an announcement that everyone in the world, should give away their wealth, because poor lazy people who are entitled want a slice of the pie. And easy life. And boo-boo, don’t wanna work hard.

Many home owners, to buy, worked 3 jobs, dressed in rags, never went out or on holidays, never put the heat on, ate beans on toast and boiled rice for 20 years to save up to buy their 1st property, couldn’t afford a car, or a pet. And had zero treats forever. And made MASSIVE SACRIFICES in order to save for a deposit and a home.

Then some communist who has politics of envy wants a slice of the pie.

Now stop watching Netflix all day whilst you’re on the dole, and idly pondering how you can steal other people’s money, get off your backside and start making major sacrifice in your life for years on end, and you too, can afford a home.

PS. I’m all in favour of making social housing like it used to be - you have no right to pass it on to anyone else when you die and the home goes back to the council for the next vulnerable disabled person or veteran.

Council/social housing can be passed on once, and that tends to be to the surviving spouse.

UncharteredWaters · 30/07/2026 21:59

As a junior doctor we moved jobs every 6-12 months and many of these weren’t commutable.

hospital accommodation as a perk was removed at least 20 years ago. So yes we rented - generally renting from past doctors so landlords were pretty keen on us as an easy change of tenancy. no lengthy tie ins and often direct from the landlord etc.

how on earth would social housing work there. It absolutely wouldn’t. And no I don’t want to buy and sell every year.

38thparallel · 30/07/2026 21:48

Sometimes it’s the state selling. In our village a council house became vacant and the council have sold it.
It was has sitting room and kitchen downstairs and bedroom and bathroom upstairs - with a front garden 20ft long + parking, and I’m sure there are plenty of single people or childless couple who would been happy to live there.

Fieldswillow · 30/07/2026 21:48

But not everyone who rents needs social housing? Years ago I moved around the country with work and have rented homes with land for my family with horses before settling in one location.

StMarie4me · 30/07/2026 21:36

I think when a private landlord sells they should get exemption from CGT if they sell to the State.
i think the state should embark on a programme of buying/ building housing stock as they did 80 years ago. It is needed now as it was needed then.
I think there should be real affordable housing, rather than people without deposits paying off some else’s second or third house.
I think that I should be able to have state housing when I retire.

Nicewoman · 30/07/2026 21:32

honeyrosesandwich · 28/07/2026 21:51

AIBU to think this is a great idea?

Imagine if private renting was banned. All rented houses were done under social housing / housing association. There are already over 4.5 million houses rented under social housing, so it's on a huge scale already.

It would mean rent would be affordable for everyone and effectively help the cost of living prices. I live in a housing association house and my 2 bed is £520 a month. My brother, who private rents, pays £1100 for a 2 bed in the same area.

Repairs for my house are done by the HA's own company. I just put in a request online for it.

People that want to stay in their privately rented home will be free to do so but they put a ban on any new tenancies. The owners will have the opportuntiy to sell the house to social housing or keep it for themselves, but not rent it out further. If sold, the tenant will be allowed to stay.

I've been thinking about this randomly today and haven't come up with any negatives so far. Is it bad to monopolise housing? Well, there are already certain housing associations which own hundreds of thousands of houses.

Housing shortage!! High Rents!! No council housing!!!

You know what’s caused this? Mass illegal immigration.

People come here, unemployed, have 10 kids, 4 ex-wives. Bring over 25 family members who alap want a house each. All these people go down the council and demand free council houses.

Of course there aren’t enough council houses. But then again, a recent study said 60% of council homes were owners by foreigners living abroad who were illegally subletting their council home.

instead of jealously & enviously finger pointing at rich landlords who aren’t a drain on the taxpayer, try evicting criminals who should have never been given council homes in the first place. We are talking millions of council homes.

jdb9803 · 30/07/2026 21:32

What about the tourist industry - no more cottages to rent for your family holiday as the owners have been tarred and feathered