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Cost of living

26 replies

FeelingSad4 · 22/07/2026 09:40

Hey all,

So I have been looking at my budget and trying to make cuts where possible, but cannot seem to bring the figures down. I don't know whether I am being unreasonable and my outgoings are normal as I have nothing to compare to / don't feel comfortable asking people in real life, or I am missing the wood for the trees and am massively overspending / cost of living isn'tthat bad.

This is just utilities (house costs are separate) and car insurance / house insurance are annual and from a different pot. So it is just utilities I want to decrease or cut down.

1 adult, 1 dc, 2 cats.

Gas and elec together £140pcm
Water 40.50pcm (meter)
Council tax 177pcm
Tv licence 12.95pcm
Broadband £29.00pcm
Mobile 10.00pcm
Fuel £60pcm
Food £220pcm

It just feels a bit tight at the moment, we aren't eligible for support, and utilities are the only area I can cut

Thank you in advance

OP posts:
User122333 · 22/07/2026 09:45

There’s a Cost of Living topic that will probably help you with targeted answers. Click on Talk and scroll down to find it.