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AIBU?

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“Please make cheques payable to”

259 replies

asatelliteisnttoofarright · 17/07/2026 06:37

I went for a private healthcare appointment recently and just got the invoice in the post.

It says that the preferred payment method is a cheque! I’m in my 20s and have never written a cheque before. AIBU to think they need to update their payment terms?

OP posts:
EmeraldRoulette · 17/07/2026 07:16

@asatelliteisnttoofarright i'm amazed you didn't have to pay upfront

Was this one person by any chance? Like a one man band?

@EverMissWicklowSometimes love the username!

EverMissWicklowSometimes · 17/07/2026 07:14

I would phone them up and ask for their bank account details so you can do a transfer. Just to make a point. Say you've lost your card or something!

GottaBeStrong · 17/07/2026 07:11

asatelliteisnttoofarright · 17/07/2026 07:02

Probably because they’re from the 80s! The only two options are cheque or over the phone, both of which just strike me as very odd and old fashioned

It was still common to use cheques in the 2000s. There was no widespread mobile banking. I was at uni from 1998 to 2002 and we had to use cheques to pay for things like uni fees and accommodation fees.

Anyway, I don't see what the problem with calling up and paying over the phone is.

asatelliteisnttoofarright · 17/07/2026 07:02

caefe · 17/07/2026 06:50

I don’t mind receiving cheques as you can pay them in via mobile banking and mine usually clear the next day. Even before banking updates for cheques the only took a week max where do you bank that takes 4 weeks to clear a cheque?

OP you say their preferred method is cheque, just use one of the alternatives instead. Chequebooks are not given as standard with accounts now and even those who use them don’t get them sent out automatically when they run low, they have to request them every time now with BOS, presumably the whole Lloyds group is the same. Just an extra layer to make it more difficult to use them.

Probably because they’re from the 80s! The only two options are cheque or over the phone, both of which just strike me as very odd and old fashioned

OP posts:
Cevita · 17/07/2026 07:02

asatelliteisnttoofarright · 17/07/2026 06:42

The only other method is to call them up and pay via card. Both methods are pretty outdated

So do that 🤷‍♀️

caefe · 17/07/2026 06:50

Oldoaklands · 17/07/2026 06:41

When I was with axa last year they used to send me cheques in the post for any claims which meant it took at least 4 weeks to get the money. Now with vitality and there is a bank transfer which takes hours. I amazed that such big companies can be so antiquated.

I don’t mind receiving cheques as you can pay them in via mobile banking and mine usually clear the next day. Even before banking updates for cheques the only took a week max where do you bank that takes 4 weeks to clear a cheque?

OP you say their preferred method is cheque, just use one of the alternatives instead. Chequebooks are not given as standard with accounts now and even those who use them don’t get them sent out automatically when they run low, they have to request them every time now with BOS, presumably the whole Lloyds group is the same. Just an extra layer to make it more difficult to use them.

asatelliteisnttoofarright · 17/07/2026 06:42

Idontjetwashthefucker · 17/07/2026 06:41

Preferred? So not the only method of payment?

The only other method is to call them up and pay via card. Both methods are pretty outdated

OP posts:
Idontjetwashthefucker · 17/07/2026 06:41

Preferred? So not the only method of payment?

Oldoaklands · 17/07/2026 06:41

When I was with axa last year they used to send me cheques in the post for any claims which meant it took at least 4 weeks to get the money. Now with vitality and there is a bank transfer which takes hours. I amazed that such big companies can be so antiquated.

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