I have a reasonable job (35K) , two children. I co-own a home and pay some of the expenses towards it (council tax, gas and electric, tv licence, virgin, food, insurance) and I run one cheap car. I drive 40 miles a day on my commute.
I owe quite a bit in debt, which accrued when I moved.
I often have no money at all. No money on credit cards to spend. But this month I am skint much earlier than usual.
I don’t want advise. I want solidarity. It feels so lonely. I’m not sure anyone I know lives like this. People are going to pub gardens or to the beach and I’m trying to find some change for a tube of tomato purée.
I’m terrible with money, that much is true. But when you are skint for years, it sort of changes your relationship with money. No one will lend to you so you end up with high interest CCs.
Please don’t tell me to get a better paid job, there isn’t one. I’ve tried. I’m qualified and in the NHS.