Sick of go fund me for idiots who don’t take insurance with them

Haha
They've caused us so much trouble I wouldn't have wasted a phone call
Made me laugh when they moved back in and had a go at us for not donating £50!
Entitlement is off the scale with that family

The worst one was the grandma who took her family on a 3-week Disney holiday of a lifetime for £30k but didn’t get travel insurance for her multiple health conditions because it was “too expensive”. And then there she is in hospital with family members doing sad faces and “Get Mum home” appeals. Pay to get her home yourself you skinflints!

While I understand the sentiment nobody is compelled to pay cash to 'Go Fund Me'.

How were these people helped/repatriated before GfM?

You’d need something like £20k plus for some of the most basic emergency treatment abroad. A £4k credit card isn’t going to get you very far.

I've never contributed, or been asked to contribute, to a Go Fund Me, but most of them sound a bit grabby and opportunistic.

That said, accidents happen, and I think by the time the consequences are there (e.g. person is paralysed for life), the time for judging has often passed.

All the best to you OP.

I agree - travel insurance is literally a few quid for the fair majority of healthy people which the majority of these go fund me are for. There’s even pop ups on travel websites giving a cost for insurance when you’re booking your holiday

Then there are the people with multiple health complaints who don’t get insurance because ‘it was too expensive’ and then have issues on holiday and you get a sad faced go fund me going on for them!! Ridiculous. My son had multiple health issues mainly relating to allergies when he was younger and our insurance was ridiculous - but we got it every year.

DP has a travel insurance policy continually running which covers all of us - part of a work thing he pays into and blimey for the entire lot of perks he receives it does cost us quite a lot!!! But well worth knowing we are fully covered for every eventuality and don’t have to check an insurance policy wording each time we book

You can either choose to go with it excluded, or pay for a private diagnosis, or take the risk and not declare it.

I agree, if you can't afford Insurance you can't afford a holiday.
Most of these idiots seem to have a good excuse as well along the lines of them not realising something - one yesterday claimed they thought that her mother would be covered under thier family policy despite her being in her 60's, not living with them and going on holiday without them!
When DD did her first solo holiday she said she didn't need it as she wasn't taking any valuables so I explained why she did so maybe there is a lack of awareness with some people but I also think too many people think that the govt will help instead

Don’t read the thread then!

YANBU OP. Most of those people are entitled and think they’re not responsible for their own problems, and it’s down to others to sort them out. GoFundMe for getting into a fight FFS!

@Monetsbridge did you not think to read ‘the small print’?
Surely everyone can do that.

My travel insurance is fairly expensive because I'm getting on in age and I do have things I have to declare.

So I pay that and choose less expensive accommodation. Ibis hotels, for instance, are fine if you're like me and just sleep and shower in them.

Apologies- didn't attach quote before

Perhaps you should have bought them a voucher for Aviva or Churchill instead? They'd have no doubt been delighted 😀

I can see your point, but try this, bought very expansive insurance £ 300 for year for one. 4 weeks before travel national screening test comes back positve, further teats needed but following triage 2 month wait, advised no reason not to travel by service and GP. Insurance now wont cover the issue or pay for cancellation. No other insurance policies will cover. Choice is to go with this organ excluded of loose family holiday worht £6k as too close now to be changed or moved by travel company. Happened tonone of my patients.

Perhaps you should have bought them a voucher for Aviva or Churchill instead? They'd have no doubt been delighted 😀

It’s a legal agreement - you need to read and know what you are buying before you buy it

Yanbu. Insurance can be as little as £20-30, so stupid not to make sure you’re covered.

Agree op, including doing silly things that invalidate your insurance. I’ve heard of young teens for example going on holiday, lying about their age to get access to certain activities and then being injured. Insurance was invalidated because they lied about their age and weren’t supposed to do the activity.

I find it hard not to sympathise with someone who is now paralysed, even if it's from a foolish action and without insurance. No need to kick them while they're down.

And how many "go fund me's" are actually scams?

I took my first travelling trip at 18 and I remember my Dad then teaching me I should always travel with an empty balance credit card to have to put down if I need medical treatment, because a foreign A&E is not the place to be trying to sort paperwork. I have had one with me for every trip for the 22 years of my life.

Maybe I was just fortunate to be taught this early- and thankfully I've never needed anything more than a cut stitching- but even then I think I had a £4k balance card. My emergency travel credit card these days is an £8k balance. It gives you huge piece of mind. And before you suggest we were privileged- we really weren't- I saved the money to travel working a catering job and qualified for the maximum income help when I made it to University.

It funded my best friends private brain tumour treatment for a year.
I'd throw myself out of 200 more planes for one more day with her.

And also to add in those situations we can offer to cover a proportional settlement.

Yes, I did in fact pay a fortune because I had to see a family member. But people are saying it's just simple to get, which it really really isn't. Nor is private treatment likely to be in most people's budgets. Of course people should get insurance, but the point is that a lot of people have no idea how difficult it can be until they are actually in that position.

I think I probably travelled under-insured as a student, as well. We didn't travel abroad much as children, and where I was from, health insurance was a different sort of industry to here, and not something I had any experience with. I didn't know about all the stories of people being denied payouts for not mentioning things, I had little idea of the sorts of exclusions policies would have, I just didn't really know anything about it, and my parents weren't in this country and wouldn't have been discussing it with me anyway. I just did what the travel agent might have recommended, and I don't think it involved answering questions about anything. I didn't know any different at the time.

There is a degree of privilege even in knowing about the ins and outs of travel insurance and the possible pitfalls and so on, and some people, especially young people, might just not be as aware. And people do make stupid mistakes at times. I still have some sympathy for them. Doesn't mean I'm donating, but I have sympathy. I don't think they're necessarily expecting others to pay, either, but they are asking - and what's the harm in that? I doubt they get much funding from the general public, but from friends and family etc who need an easy way to donate, and maybe some generous randomers will as well. I bet any extra they can raise helps. And if you're faced with life-changing injuries or expenses after a stupid mistake, you've already had some pretty awful consequences, so I can't begrudge them trying to get help.

That’s not the insurance company not looking to pay out. The policy holder hasn’t declared medical conditions correctly and isn’t covered as per the terms and condition of the policy

I dont really get involved with go fund me but I feel slagging off those people who sound in a really bad way...well a bit shit really.