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AIBU?

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Original poster

How much debt are you in?

338 replies

eyelinerpencil · 24/06/2026 02:00

Was chatting to a friend earlier who is in over 500k of debt, which she thought was ok but I think is astronomical.

OP posts:
HaudYerWheeshtYaWeeBellend · 24/06/2026 04:08

I don’t class my mortgage as “debt” it’s more of an investment.

In terms of debt, none, we spend what we can afford.

Original poster
eyelinerpencil · 24/06/2026 04:03

Have you always been debt free?

OP posts:
FuckoffeeBeforeCoffee · 24/06/2026 03:55

Zero

Original poster
eyelinerpencil · 24/06/2026 03:52

@Swiss177 so impressive

OP posts:
Holdonforsummer · 24/06/2026 03:47

Mortgage but no debt

Swiss177 · 24/06/2026 03:43

Paid off all debt including mortgage before having DS.

Had good job and hadn’t over stretched with property so wasn’t too hard to achieve.

Britneyfan · 24/06/2026 03:39

I don’t count a mortgage as proper “debt”, yes technically it is but you need a home to live in and would have to rent otherwise so… I think that’s normal for many around London etc including mortgage debt as property is just so pricey.

NoArmaniNoPunani · 24/06/2026 03:36

Close to 400k including mortgage

Original poster
eyelinerpencil · 24/06/2026 03:34

Anyway, I’m in much less debt but also don’t own as many things.

OP posts:
Original poster
eyelinerpencil · 24/06/2026 02:17

It included her mortgage yes. Sorry, I can’t edit my OP to say so.

OP posts:
Original poster
eyelinerpencil · 24/06/2026 02:13

Bigger than that? Wow. And you’ve managed to pay it off so young you must have been earning super well.

OP posts:
EarlyRun · 24/06/2026 02:06

eyelinerpencil · 24/06/2026 02:00

Was chatting to a friend earlier who is in over 500k of debt, which she thought was ok but I think is astronomical.

If that includes a mortgage, that presumably a bank have judged she is able to pay, then it’s not an issue.

We had a lot of mortgage debt at one point, far bigger than that, but it’s now all paid off in our 40s so it’s been worth it.

HalfasleepChrisintheMorning · 24/06/2026 02:06

Is that a mortgage though?

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