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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To want to contribute financially to our new house

105 replies

WestLondonWoman · 10/06/2026 21:38

Parents who have set up home with a new partner, I'd really appreciate some thoughts and insight please.
I've met a lovely man, a widow and we've been together for 3 years. I never wanted children but have been accepted by his children ( late teens/ early 20's, in education or working, all living at home) and love them absolutely.
We don't live together at the moment but I spend every weekend and sometimes midweek nights at his. I contribute financially to both household and children. We are 40 miles apart and haven't moved in together yet because of a legal easement issue with my Victorian property which is proving a tiny but incredibly difficult problem to resolve so I can't go on the market.

We have found the perfect house in his area which I love, but he seems to want to buy himself and not jointly. For context he is much wealthier than me but I could contribute 25% now from savings and more when I sell my house.
I have a good job, own my own home, car etc no debt whatsoever and very decent six figure savings.
Should I accept that he is probably* safeguarding his children's future inheritance or listen to my internal want to own at least a percentage of the house I will call home? Or is owning a percentage the emotional and financial messiest situation? What I want to avoid is a) me feeling like a visitor or b) he makes reference only to 'my' house.

We are discussing this weekend, I would appreciate outside input before then so I have a balanced view. At the moment I oscillate between thinking I can invest my savings and the proceeds from my house sale to afford to contribute towards a comfortable lifestyle where I'm not dependent on him, or feeling beholden to living in a house I don't own.
For the record, he is amazing, very loving and generous and that his children are his priority is a given and amplified by parental bereavement.
YABU - he is safeguarding his children's future and you are massively over-thinking this
YANBU - living in a house you don't have some ownership of doesn't work

OP posts:
CraftyNavySeal · 10/06/2026 21:50

What if he dies and his kids own 75% of your house?

If he’s not asking you for half the mortgage I would keep my own house.

BoxOfCats · 10/06/2026 21:48

I think you need to make sure you protect yourself here. Either wait until you can sell before you buy with him, or keep your current place and rent it out.

icannotlivelaughloveintheseconditions · 10/06/2026 21:48

As long as you have enough money to get your own place in the event of splitting up or (god forbid) his death. I’d consider moving in to his new house. But I wouldn’t pay rent or towards any building upkeep. It’s more straightforward and probably feels better for him re his kids inheritance

ACynicalDad · 10/06/2026 21:47

I would let him own it, if not I'd have an agreement that he can buy you out in the event of a break up and how the value would be determined. Having lost their mum I think stability matters for the kids even thought they are older. How do they feel about the sale, particularly if they lived there with their mum.

BatshitIsTheOnlyExplanation · 10/06/2026 21:42

I wouldn't generally say this, but in this particular case I think it would be wise to keep your finances separate and just live with him in his house. His DC might live there for many years and he is providing a base for them as adults. What if you keep your place and rent it out? Or sell it and invest the money?