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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to feel stuck financially while working part-time with young twins?

56 replies

Handsfreeme · 10/06/2026 14:39

I’m 30 and have 2-year-old twin boys. At the moment I only work 2 days a week because that’s what works best for our family while the boys are little. Husband works full time and covers majority of the bills.

Financially we’re stable. We have good savings (over £40k invested), our yearly expenses are budgeted for, and we have equity in our home and another property. However, because I’m only working part-time, for the next 2–3 years until the kids start school I’ll essentially just be maintaining our finances rather than adding significantly to our savings.

I know logically we’re fortunate and I should be grateful for what we have, but I find it quite disheartening watching friends and family progress financially while I feel as though I’m standing still.

Did anyone else go through this stage when their children were young? Did you feel better once they started school and you had more opportunity to work and save again?

Just looking for some reassurance and perspective really.

OP posts:
DiscoCherries · 10/06/2026 14:48

You’ll be fine. It’s a few short years and they’ll be in school. I went back to work when my twins were 11 months old (had to, sadly no investments here!) and it was staggeringly difficult. Life is far simpler now they’re in school and I still work 4 days a week and have one glorious day to myself. If I could’ve not worked until school, I’d absolutely have done so.

Icanseeasquirrel · 10/06/2026 14:48

Unusual to think you can build savings at this stage. You’re doing great if you can survive without dipping in to existing money. Just make sure you protect your own finances and maintain pension etc. this is the stage that women often struggle to climb out of and reclaim the career they would have had without DC

Citadelica · 10/06/2026 14:48

It sounds an ideal situation really.

I had no choice but to give up work when my eldest was 2 and youngest was a newborn - which ended as me having 7 years off.

Did enjoy it mostly but it felt like I was having to start again trying to get back into work.

WannabeMathematician · 10/06/2026 14:43

Your second sentence says that this is best for your family. If this set up is best for you then I would go over the positives points of this set up whenever you feel like you need a reminder.

Or are you unsure if this is best for you?

Quitelikeit · 10/06/2026 14:43

Believe me even if you could afford full time childcare and went full time it can mentally break you when caring for two so young.

What you are actually doing is self preservation and being there for your children so I think you should relax a little because when you go back to full time you’ll see exactly what I was talking about

Wre · 10/06/2026 14:42

Sounds like you’ll be okay.