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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask if you’ve ever come across money you’d completely forgotten about?

107 replies

BusyPearlCritic · 05/06/2026 18:56

Have you ever come across some money you’d completely forgotten about or neglected? I actually found an account last year which I thought I had closed - it had £35k in it!!

OP posts:
TurnAngerIntoHope · 06/06/2026 11:18

I’ve found the odd £10/£20 in a spare purse but that’s it. Forgetting about thousands of pounds in an old bank account is the stuff of dreams!

Lomonald · 06/06/2026 11:16

AsparagusSeason · 05/06/2026 19:00

Not me, but when I was emptying my parents’ house after they’d died, I found an envelope in a bedroom drawer with £2k cash in it.

We spent it on a nice lunch for their children, spouses and grandchildren.

This will happen when my parents die i am positive we will find money dotted about their house.

Lomonald · 06/06/2026 11:12

I found £30 in an old purse once if that counts 😀 I did get a letter from an old Abby national account before they moved to santander about an old savings account but it had a tenner in it..

Cluelessfirstimer · 06/06/2026 11:08

SoScarletItWas · 05/06/2026 18:57

Oh. I was going to say I found £20 in a jacket pocket. Not quite what you were looking for!

Haha! This made me giggle.

I opened a Coventry building society account when I was 17. I then got another account and forgot about it.

A letter for me went to my mums the other day. I left home about 15 years ago. Told her to open it...

£8.72 in there! Get in!

Im surprised they haven't closed it tbh

BMW58 · 06/06/2026 10:44

Not quite the same but my DH died over a year ago and about a month ago I got a letter out of the blue to say he'd had a couple of Pension Annuity policies and that as he had died I could claim the funds as NoK.

I had no idea about them, no paperwork but sent off a Death Certificate etc as requested expecting a couple of hundred quid.

I got nearly 11k. If they hadn't written I'd never have known.

I think it must be down to the Tell Us Once service.

pinkstripeycat · 06/06/2026 10:26

I found 20p in my husbands car yesterday. I was really excited. Never had enough money to forget about it.

TheyGrewUp · 06/06/2026 10:25

Quite recently, £100 in a gift bag when I went through the ludicrous stash of gift bags. It must have been from a long time ago as they were old £20s and I had to take them to the bank.

In the last year, I've cleared every cupboard and surface in the house. I reckon I accrued about £25 in coins.

All money that comes out of the washing machine is mine by default, because its owner couldn't be bothered to look after it.

Many years ago, I found a building society book with £6k in it. I thought the account had been closed and when I checked it had and the money was transferred. It was a nice half hour though Grin

wonderstuff · 06/06/2026 10:17

DH recently found a pension he’d forgotten about that has done quite well, that was cool. My favourite money find though was leaving Reading Festival to get the train home, aged I think 17, knew I’d missed the last one and would be in the station until like 5am, I was cold already, found £10 (maybe £20) on the floor, bought a jumper, didn’t get hyperthermia.

JeremiaBoogle · 06/06/2026 10:12

Found €500,0000 in an post office account I'd forgotten about. Got myself a nice coffee.

Oh wait, no, it was a giver in a jacket pocket. The half a mil was a dream 😂.

Most annoying was I found £40 (two twenties). I don't go to the UK that much and combined with the fact there NI notes, which outside of NI people at best look suspiciously at and at worse refuse to accept, it took an age to try use it. Apparently they are out of circulation.

Aparecium · 06/06/2026 10:05

Matildatoldsuchdreadfullies · 06/06/2026 09:54

At the start of Covid, I (as a dedicated reader of apocalyptic/dystopian sci-fi) knew that cash is king when societies begin to collapse, so got out a few hundred pounds and slid it in the back of my bedside drawer. Of course, what happened was, everywhere went cash free. My foresight was pretty useless. Over the lockdown, I forgot about the money, and only found it a year or so later. ‘Twas a nice surprise, anyway.

Just before I got married (26 years ago), my purse vanished after a trip to a coffee shop. I never carried much cash, so I cancelled all my cards, and forgot about it. A few weeks later a got a phone call. The man on the other end asked if I was Matilda TSDL. Yes, I said… waiting for the scam. He’d got my number from my organ donation card. Turned out he’d got home from a trip to the shops, and found my purse in his bag. He spoke to the bank my card was from who told him there was nothing they could about the purse, but they would get into contact with me. He waited. And waited. And eventually called the number on the transplant card. Turned out that there was a couple of hundred pounds in the purse which I’d taken out for various wedding expenses, and forgotten about. More importantly, the purse had been a gift from DH so had sentimental value. I still have the purse. Money long since spent!

There are good, honest people!

I, too, did the Covid cash withdrawal. And didn’t spend the cash. After all the lockdowns etc were over and life was more-or-less back to normal, dh and I decided that the money had effectively been spent a couple of years earlier. It was therefore outside our budgeting. So it became our little treats windfall.

Whosthetabbynow · 06/06/2026 09:56

I stumbled across a pound coin in my bag last night. Must’ve put it there for a supermarket trolley.

Matildatoldsuchdreadfullies · 06/06/2026 09:54

At the start of Covid, I (as a dedicated reader of apocalyptic/dystopian sci-fi) knew that cash is king when societies begin to collapse, so got out a few hundred pounds and slid it in the back of my bedside drawer. Of course, what happened was, everywhere went cash free. My foresight was pretty useless. Over the lockdown, I forgot about the money, and only found it a year or so later. ‘Twas a nice surprise, anyway.

Just before I got married (26 years ago), my purse vanished after a trip to a coffee shop. I never carried much cash, so I cancelled all my cards, and forgot about it. A few weeks later a got a phone call. The man on the other end asked if I was Matilda TSDL. Yes, I said… waiting for the scam. He’d got my number from my organ donation card. Turned out he’d got home from a trip to the shops, and found my purse in his bag. He spoke to the bank my card was from who told him there was nothing they could about the purse, but they would get into contact with me. He waited. And waited. And eventually called the number on the transplant card. Turned out that there was a couple of hundred pounds in the purse which I’d taken out for various wedding expenses, and forgotten about. More importantly, the purse had been a gift from DH so had sentimental value. I still have the purse. Money long since spent!

Sharptonguedwoman · 06/06/2026 09:42

Yes, not proud but completely forgot about a savings plan until I got a letter a few years ago. It had a good few thousand in it, very much needed at the time I found it.

MirrorMirror1247 · 06/06/2026 09:37

My dad was terrible for leaving loose change all around the house. I gathered it up for him one day and counted it, there was over £100. So not quite forgotten about, but it was a pleasant surprise for him as he didn't think it would be as much as that.

singthing · 06/06/2026 09:34

HelloCheekyCat · 05/06/2026 21:02

@singthing
About £500 spread across a couple of cashback accounts, which accumulates as I continue to use the sites

That's risky, if those sites fold you'll lose the money because it isn't protected in the same was as a bank account. You'd be better off withdrawing it and putting it into one of your random accounts or if it's too cashback converting it into gift vouchers for adds or somewhere and using it for food shopping (with a nice bonus as well)

Edited

It's TopCashback and Quidco, so it's not likely, but you are right. I keep telling myself I'll sort it after the next lot of "pending" clears to save having little dribs and drabs.

SinuousTendrils · 05/06/2026 23:19

I recently found an envelope with a couple of hundred pounds my mil gave me a few years ago. She recently died and I've been wondering what i should spend it on. It feels like it should be somethingvto remember her by.

Abitofalark · 05/06/2026 23:18

Yes, it's happened a few times. I found a haul of ten pound notes in a tea chest when I was packing up to move house after 11 years. Then a few years ago my sister pointed out that a bundle of notes that I had, were soon to be discontinued. The latest was a couple of weeks ago when I found three old fivers in a book I hadn't looked at for donkeys' years. They were blue, with the Duke of Wellington on the back and signed by the Chief Cashier for 1970 to 1980!

AnAutumnCrow · 05/06/2026 23:16

Shinyhappyapple · 05/06/2026 22:56

I sometimes come across cheques that I’ve forgotten to pay in and left too late eg refund when changing suppliers but they’ve never been above £50. Also gift cards that I’ve forgotten to use.

The story of the elderly person hiding money which is now out of tender is quite shocking. I bet this has happened with quite a few elderly people. I’m surprised that banks don’t let you change it.

The Bank of England does let you exchange it.

AnAutumnCrow · 05/06/2026 23:16

Diddlysee · 05/06/2026 21:10

https://www.bankofengland.co.uk/banknotes/exchanging-old-banknotes

It says here you can even change them at the post office… 😬

Indeed. The failsafe option is to take it and present it at the Bank of England in Threadneedle Street, London. There's also an option to post it securely.

Bank of England Counter
Threadneedle Street
London
EC2R 8AH

I hope no-one else is chucking good money away.

Shinyhappyapple · 05/06/2026 23:02

MrsAvocet · 05/06/2026 20:08

Nothing that exciting but I did find once a purse with about €300 in it in a suitcase that I hadn't opened since our last holiday in Europe. That was quite a nice boost for the trip we were about to go on.

I tend to save my euros in a separate purse for my next holiday - and the amount is often a nice surprise (ie a couple of hundred euros).

caringcarer · 05/06/2026 22:58

I left some Euros €240 left over from my holidays in a suitcase and forgot about it. The following year I had a nice surprise when I found it.

Shinyhappyapple · 05/06/2026 22:56

I sometimes come across cheques that I’ve forgotten to pay in and left too late eg refund when changing suppliers but they’ve never been above £50. Also gift cards that I’ve forgotten to use.

The story of the elderly person hiding money which is now out of tender is quite shocking. I bet this has happened with quite a few elderly people. I’m surprised that banks don’t let you change it.

LittleMerrymaid · 05/06/2026 21:44

I forgot the 40 pounds I found on a shelf in the cloakroom where my husbands jacket had been hanging.

Also the 50 rial note I found in the pocket of a handbag. Both were found at a time when the amounts mage me feel as if I’d found a million.

Citadelica · 05/06/2026 21:41

Mum discovered a pension shed forgotten about. Worrying as she was a retired accountant.

havingoneofthosedays · 05/06/2026 21:37

I smell bull shit 😊