To ask if you’ve ever come across money you’d completely forgotten about?

A friend of my dad’s stumbled across a bank account he’d forgotten about. With a million quid in it. Why, yes, he is very rich.

DH found a £50 note in a Christmas card from his mum tucked away in a drawer at our house. He'd forgotten all about it & it could've been there a few years. It was lovely though as his mum had passed away only the week before he found it.

I wish!

I once found over €20k more than expected in my current account with just a code as the sender.

My first instinct was to say nothing and see how long it would take for the bank to realize their mistake.

Then I thought it was someone trying to dodge Italian tax (if you get a regional grant for your first house they do a spot check on the balance). But how would they get it back??
Then I started thinking about African Prince scams…

Eventually I contacted the bank. Turns out they’d closed an investment policy unilaterally and that was my repayment. I never found the email telling me about it. So it WAS my money after all, just in a different place.
It took me 72 hours to see the discrepancy in the days before home banking. A spare 35k would not happen!

Talking about finding cash. When clearing out ILs’ house I found €50 in a coat pocket and remembered the day it had gone missing. Both of them were getting forgetful and had accused each other of losing it. Quite a sad memory.

You forgot you had £35k?

I was very pleasantly surprised to receive a 17 grand lump sum from an old pension I hadn't paid into for 20 years, and I had assumed was worth tuppence ha'penny 😀

Oh ffs. How do you ‘forget’ about 35k. Makes me quite sick

Sort of yes.
I worked somewhere with a non contributory pension about 35 years ago and forgot all about it
Its value is £120,000. That made for quite the pleasant morning!

A fiver yes, £35k No chance!

Well today I put on a jacket I've not worn in a while, and found a fiver i put it on 2 lottery tickets for tonight fingers crossed.

Not forgotten about as such. Years ago my IFA left the industry so I self invested some ISA’s that year. When I got a new IFA I thought the mandate had included these. When I ditched the IFA I got a statement from Fidelity with these ISA’s which had done pretty well, so ultimately we did have more savings than i thought. We will use them to find DD through Uni.

I lived in LATAM and used to transfer my salary home by withdrawing huge chunks and then converting it into USD to transfer.

when I left I found about $2500 in the back of my wardrobe behind some clothes that I had forgotten to transfer.

i know where every penny is these days, would love to have that much disposable income again!

Every year, when I dig out last year's coat, usually alongside an old inhaler and decomposing receipts.

€100 in the back of my passport. I was on my way to a €zone country when I found it, so that was fun.

I found an account that had been opened for me as a kid that had about £6000 in it when I was in my 20s, which was nice!

Not exactly forgetting, but my DH opens his post about twice a year (ADHD, we now know) and for some ungodly reason he decided to take several months of unopened post with to open on the train on the way to the airport for a holiday. In there he finds an HMRC repayment cheque for £10,000 (he is a freelance consultant, so he probably overpaid for some periods he wasn't working) and so we had to carry that around for 2 weeks! Then when we got home he left it lying around for months and eventually I just paid it into our joint bills account and transferred the money to him before it got totally lost.

I found loads of old banknotes hidden all over my mums house when I cleared it out. I just paid them into my bank account.

I put £10k in an investment bond and forgot about it. Aviva actually tracked me down and 10 years later it was worth £25k!

People’s lives can get complicated, accounts can be set up to be used for later and then forgotten about.

This can be especially true if you have holdings in multiple countries, have several phones and so on.

I can lead to both positive and negative admin errors. We realised recently that we’d been uninsured in a home for several years as a policy was not set to auto-renew.

I found a pension that 70k in it a few years ago, I was delighted as my pension had really taken a back seat with nursery fees etc, and I had somehow completely missed that my company had moved providers and this was frozen in another scheme. I was absolutely delighted

a few years ago I got a letter forwarded from HMRC. A financial firm was looking for a person with my maiden name. I thought that’s nothing to do with me, so ignored it. Then a couple years later I got another one. So I thought ok I’ll open it look at the info. It asked questions about accounts etc from way back when. Meant nothing to me but I gave whatever info I could. Well back and forth a bit and apparently I had an old pension from my first employers worth about £40k! I’m in my 60s now and thought I had opted out of it but I guess some money went in so nice little bonus.

Yes! Yesterday, I put my hand in a raincoat & found €15. Was pleasantly 😮

I had an email from .gov.saying I had credit in my childcare account, which I had completely forgotten about.

£3 richer today. Whoop.

I've come across the odd fiver here and there, but I've also had the opposite happen on quite a large scale. Basically my husband was self employed for a while. When he got a new job he wound down the business, paid his creditors, the taxman etc and closed the business account transferring what was left (several thousand) into a credit union account. He also had another credit union account going since he was younger. Anyway, I ended up double counting what was in the credit union as they ended up merging both accounts, but as far as I was concerned I "knew" he had X amount in the former business account and then I could see online that he had Y amount in the online account. Could have kicked myself when I realised.

I was excited to rediscover my ‘emergency £20 note’ last week when changing my iPhone case…I’d bought a new case to jazz up my very old phone, because I can’t afford a new phone!

I was thrilled with this discovery…can’t imagine ever being so fucking rich that I’d forget’ about 35k! 😵‍💫🤯

There is not the slightest chance that I would forget about £35 in an account. I would have to have millions to forget about £35K.