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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to feel undervalued when my husband keeps score financially?

187 replies

PinkCatStripes · 04/06/2026 19:59

I remarried a couple of years ago, have 2 lovely children from 1st marriage, finally bought a house with OH that is ours together. We bought as tenants in common as I had bigger share of deposit.
OH is paying majority of household bills and mortgage. OH has an income 6x larger than me.
OH is getting p*ssy because I asked him to check on the dinner when I went to pick up DS for 10 mins. I asked OH if he could pick up kids from clubs one day next week- to which he has stated is a chore.
I work part time, spend all of my income on groceries/ petrol/ things for children/ my own bills eg phone/ car/ activities etc I have non left at the end of the month. My contributions appear to be of no value, because they are not as financial as those made by the OH. I’m always being reminded of the financial contributions that he makes. I am thankful for this, but I have made a very significant financial contribution already which seems to be forgotten.
I hate the way I am being treated in this respect, AIBU? My DC are not his and he plays a big part in their life, I feel like I cannot expect everything from him, and as he says, they are not his responsibility. Is it even possible to be appreciated fully by the man I married? I often feel that I have a teenager rather than a partner.

OP posts:
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Luddite26 · 06/06/2026 09:15

So what are you going to do OP to sort things out?

PinkCatStripes · 06/06/2026 08:38

boingcatmavenvulture · 05/06/2026 14:43

So if you had to sell and the sale price wasn't enough to pay off the mortgage, moving costs, and your deposit he wouldn't be expected to cover any of that until you were fully in negative equity? That's a risky deal for you, although if you're comfortable with risk possibly worth doing a straight 50:50 split with the deposit amount dealt with separately (his mortgage payments net out your deposit over time). What happens if he leaves you? Are you still bearing all the loss until there's enough equity in the house that it doesn't matter?

You moving to him is something that I think should be taken into account - one of the reasons you're not working full time is because of a compromise you made and it may well have long term career impact. That said, honestly I can see frustration building about him needing to subsidize the fact your EH isn't supporting his kids (obviously how reasonable this is depends on why your EH isn't supporting his kids i.e. whether your EH is extremely low income). And this long commute doesn't sound good for your kids - why are you willing to accept it?

The more expensive house is a benefit to you - you get to live in it and ultimately you own a lot of it and will for a long time even though he's paying the mortgage. A smaller, cheaper house with you paying more financially would not be a benefit to you except for the fact that you might have a shorter commute and the potential impact on your career of the current set up not being able to work full
time.

Did you make it clear to him when you decided on the nicer area, bigger house that an impact of this would be that your financial contribution would be lower? Did you make it clear that your preference was for a smaller, cheaper house? Your financial contributions are unequal. Whether or not he 'should' be just sucking that up really depends on whether these were his choices, or genuinely joint choices. Did you go along with his decision without saying 'but I don't want that because it means you'll be covering everything' or did you say that and he said 'I don't care, I love you, I earn 6x you do, it doesn't matter, I want us to have the best life possible'.

Of course what he 'should' do doesn't really matter - if he is actually pissed off and wants to ram it down your throat all the time, the fact that's unreasonable doesn't help you move forwards.

Edited

It was a difficult situation as I lost my job at the same time the divorce went through.
OH is well aware of situation, and has been very supportive. I moved away from the family area 5 years ago, it was unaffordable to live there- the nearest places that would have been affordable would have been 12 miles away/ 45 min drive away. This was the problem with getting divorced.
distance wise, living with OH, it’s about 8 miles, but the traffic gets worse, commuting time has increased with road works over time.
I took a part time job to work around the CAO so that I could see and spend time with them. It’s still long hours and is one of those jobs that part time is still full time, but it makes it manageable.
the EH was work shy, he spent several years living off the money from the house sale, I can only assume that now he has spent it, he works as little as possible to cover himself and when the kids want anything they come to me. He is very good at his line of work, and could have a very high income, but he doesn’t feel the need to fully contribute to the DC. But he does insist that he should have the DC half of their time- unless there is a weekend drinking social event with his mates, and he’s happy to relinquish this set up.

OP posts:
WheretheFishesareFrightening · 05/06/2026 15:00

thesealion · 04/06/2026 20:02

to be fair I wouldn’t pay a larger portion of a mortgage on a house I owned less of, regardless of income.

This. I earn 3x DH, after my next promotion I’ll earn 6x him and he’ll give up work. I’m entirely okay with that as he brings non financial value to the partnership, but I wouldn’t stand for anything being owned anything but 50:50.

Jellox · 05/06/2026 14:56

ConstanzeMozart · 05/06/2026 14:01

Yeah, sorry, I don't buy that in this case. In step-parenting you don't have the deep urge some people have to have their own children, which can conveniently stop you from quite appreciating the harsh realities.
It only takes a few seconds' thought to think, 'OK, the youngest kid is 8, that means at least 8 years, likely more, til they leave home. What does that mean for our lifestyle?'

I could be completely wrong but there have been multiple threads where women have happily moved in with a DP with DCs and then sometimes it’s not until years later when they decide they can’t do it anymore and want to leave.

Something may have changed in their relationship to increase the stress or resentment.
Or it’s exactly the same and it’s DH who has changed/want a different lifestyle.

Even biological parents (especially dads) can decide they don’t want family life anymore and leave.
So I can definitely see how a step parent would.

boingcatmavenvulture · 05/06/2026 14:43

PinkCatStripes · 05/06/2026 12:33

The deposit is not ring fenced.

So if you had to sell and the sale price wasn't enough to pay off the mortgage, moving costs, and your deposit he wouldn't be expected to cover any of that until you were fully in negative equity? That's a risky deal for you, although if you're comfortable with risk possibly worth doing a straight 50:50 split with the deposit amount dealt with separately (his mortgage payments net out your deposit over time). What happens if he leaves you? Are you still bearing all the loss until there's enough equity in the house that it doesn't matter?

You moving to him is something that I think should be taken into account - one of the reasons you're not working full time is because of a compromise you made and it may well have long term career impact. That said, honestly I can see frustration building about him needing to subsidize the fact your EH isn't supporting his kids (obviously how reasonable this is depends on why your EH isn't supporting his kids i.e. whether your EH is extremely low income). And this long commute doesn't sound good for your kids - why are you willing to accept it?

The more expensive house is a benefit to you - you get to live in it and ultimately you own a lot of it and will for a long time even though he's paying the mortgage. A smaller, cheaper house with you paying more financially would not be a benefit to you except for the fact that you might have a shorter commute and the potential impact on your career of the current set up not being able to work full
time.

Did you make it clear to him when you decided on the nicer area, bigger house that an impact of this would be that your financial contribution would be lower? Did you make it clear that your preference was for a smaller, cheaper house? Your financial contributions are unequal. Whether or not he 'should' be just sucking that up really depends on whether these were his choices, or genuinely joint choices. Did you go along with his decision without saying 'but I don't want that because it means you'll be covering everything' or did you say that and he said 'I don't care, I love you, I earn 6x you do, it doesn't matter, I want us to have the best life possible'.

Of course what he 'should' do doesn't really matter - if he is actually pissed off and wants to ram it down your throat all the time, the fact that's unreasonable doesn't help you move forwards.

Liberancho · 05/06/2026 14:28

I read posts like the OP's and just think why? What compels women with children to compromise them like this.

You don't mention step-children, so I assume there aren't any for you. Neither of you seem happy with this set up, nor does it appear like the marriage has legs with the resentment either side.

Not sure what to suggest beyond working FT to increase your salary.

Evilkineavel · 05/06/2026 14:11

PinkCatStripes · 05/06/2026 12:33

The deposit is not ring fenced.

That seems unwise to me, if I was you I would go and get legal advice

InterIgnis · 05/06/2026 14:06

They both seem to be resenting what they agreed to. OP did marry him knowing that she would have no claim on his premarital assets, that finances wouldn’t be joint, and that he wasn’t going to take on responsibility for her children beyond paying the mortgage and some household bills.

Her income is her own, and all she seems to be financially responsible for is her personal bills, and her children. That isn’t placing an undue burden on her, especially not when she can do this by working part time.

ConstanzeMozart · 05/06/2026 14:01

Jellox · 05/06/2026 12:04

Ask any mother and they will tell you that having kids can be much more challenging than they ever expected.

Until you have kids you cannot actually grasp
what it’s like.

So a step parent could easily see it looks great but then the reality of it is often much difficult.

Step parents also have it harder in a lot of ways.
Which is why MN is full of threads about struggles with blended families.

Yeah, sorry, I don't buy that in this case. In step-parenting you don't have the deep urge some people have to have their own children, which can conveniently stop you from quite appreciating the harsh realities.
It only takes a few seconds' thought to think, 'OK, the youngest kid is 8, that means at least 8 years, likely more, til they leave home. What does that mean for our lifestyle?'

Mulledjuice · 05/06/2026 14:00

(I'm wondering what happens if you split)

Mulledjuice · 05/06/2026 14:00

PinkCatStripes · 05/06/2026 00:02

No, that usually happens if you jointly own a property.
when you put it in unequal shares you can buy as tenants in common- eg 25/75 split.

When the mortgage is paid off, based on current trajectory what % will you own?

Luddite26 · 05/06/2026 13:55

@PinkCatStripes have things changed?
Does he say you should get CSM? Was he better with the kids before ?
How was he before about your working hours and child care arrangements? Your part time hours?

Luddite26 · 05/06/2026 13:35

Jellox · 05/06/2026 10:48

I do think resentment builds over time.

It reminds me of my friend who moved in with a man with 2 kids, he had a really nice place and it was very different to her old lifestyle. She liked the idea of a part time, ready made family.

Now reality is kicking in and it’s not all roses.
She is seeing her friends kids all growing up and her friends have got their independence back etc and they’ve got nice homes and money for holidays etc but she is ‘stuck’ with him helping him raise his DCs, he’s not as fun or nice as he once was etc.

I think it’s quite common to be swept up with things at the beginning but often the reality is very different.
I think if DH sees other people living on his salary with a much better lifestyle then he’s probably comparing his life to theirs.

I do think having stepkids often makes things more difficult.

I agree with what you are saying.
But I also know that people and in my experience men and others may have other experiences, change when a partner in my experience woman becomes more financially vulnerable.
It hasn't just been moving in to one house it's been house selling and a wedding. He has changed what he agreed to somewhere along the line and is now resenting it.
As so many posters say they don't blame him but he was accepting before but now she's trapped he has changed his mind so why. Has something happened or is it financial abuse. She hasn't suddenly pulled these kids out of a hat who he can't be bothered to check on a meal being cooked for. That is not acceptable behaviour in a relationship.

DryadsRest · 05/06/2026 13:31

DryadsRest · 05/06/2026 13:26

Perhaps you could quietly get some legal advice for yourself
it sounds like you are a very kind person probably focused on loving relationship with current partner and your children, but the men in your life could be taking advantage of you

You could get an hour and get the solicitor to advise you on the steps to take yourself if you are not able to pay for further advice

DryadsRest · 05/06/2026 13:26

Perhaps you could quietly get some legal advice for yourself
it sounds like you are a very kind person probably focused on loving relationship with current partner and your children, but the men in your life could be taking advantage of you

nam3c4ang3 · 05/06/2026 12:47

Christ OP - youve really screwed yourself here - not to mention the kids. I suppose if its a big lifestyle change as hes able to provide alot more - i can see why you did it - BUT do you really want to live the rest of your life like this?

flirtygirl · 05/06/2026 12:47

Ultimately, Op should not have remarried.

You should have been longterm partners, when your kids weren't there you stay at his and he stays at yours sometimes too.

You would have been better off financially and not had the school long commute as well.

After your kids have flown the nest, you should have reassessed then about marriage and living together full time, etc.

Also if you are having yours kids more than 50% you need to contact CMS.

PinkCatStripes · 05/06/2026 12:33

MidnightMeltdown · 05/06/2026 11:21

It’s clear from the OP that they don’t have that type of marriage because OP has ring fenced her share of the house deposit. He may have a higher income than her, but she has more wealth that she wasn’t willing to share, so why should he now be expected to share his income?

The deposit is not ring fenced.

OP posts:
InterIgnis · 05/06/2026 12:12

They are given more than ‘some acknowledgment’.

Of course they can be challenged - it was two challenges in particular to prenuptial agreements that led to them being considered of significant weight, in fact. That they aren’t unassailable does not mean that they aren’t very effective.

Jellox · 05/06/2026 12:04

ConstanzeMozart · 05/06/2026 11:00

It doesn't take much imagination or common sense to look at young kids and know/figure out how long you'll be 'stuck' raising them.

Ask any mother and they will tell you that having kids can be much more challenging than they ever expected.

Until you have kids you cannot actually grasp
what it’s like.

So a step parent could easily see it looks great but then the reality of it is often much difficult.

Step parents also have it harder in a lot of ways.
Which is why MN is full of threads about struggles with blended families.

KTheGrey · 05/06/2026 11:47

harriethoyle · 05/06/2026 11:17

He doesn’t need childcare. She does. He would need a lot less cooking, cleaning and admin were it not for OPs children. I can totally understand why he’s hacked off tbh.

So he could buy those services and be on his own - but he is in a relationship with a woman who a) I guess he likes and b) who has children so he must be aware they are a package deal.

Men benefit hugely healthwise from being partnered up/ married. Wonder why.

Hangingcrystal · 05/06/2026 11:36

PinkCatStripes · 04/06/2026 21:48

We had a pre nup, so no. Don’t get me wrong, having a good salary for myself is desired but not possible right now. And it won’t likely increase massively anytime soon. But having a good income can make aspects of life easier and I appreciate that.
the pre nup was to protect the money I had post divorce and to protect his assets, should we ever separate, and we have entered into it, hoping that wouldn’t be the case.
I have enabled him to buy another house (our family home) whilst he keeps his assets(his old house). I compromised a larger share in the equity for him, due to the cost of buying an additional property (SDLT). I partly own the family home and that is all, he owns multiple property, hence contributing a smaller deposit to the house and paying more through mortgage payments. If that makes sense!

Why did you do this?
You had two children to protect and you have saddled them with a mean belittling man who treats their mother badly.

You need to rethink your choices.
Your poor children don't deserve this.

MidnightMeltdown · 05/06/2026 11:33

Heronwatcher · 05/06/2026 11:23

He sounds like a knob. I assume some of the dinner you were cooking was for him? Even if not the conversation should go something like “I’m just off to pick Jess from brownies, could you check on the dinner in 10 min” “yes sure”. Even if he’s contributing every penny this is basic family life?

I’d be having a very full and honest conversation with him, as others have said you’ve got kids and inflicting someone who behaves like a passive agressive wanker on them for their childhoods is not fair. Plus if you let this go it will only get worse. Personally I’d be happy in a smaller home on my own with my kids. But he’s either part of the family or not.

If he does feel that the finances aren’t fair then he should raise this like a mature adult, not by behaving like a dick.

Agree with this to some extent. The situation is unfair, but being a typical man, he doesn’t seem to be capable of discussing the issue like a mature adult, so instead it’s coming out as anger and resentment. In my experience, most men do this when they are upset about something.

Monty36 · 05/06/2026 11:24

InterIgnis · 05/06/2026 09:50

They are legal. They’re not specifically legally binding, but they are given significant weight by courts and are adhered to in the majority of cases.

I wouldn’t bank on one personally. They are give some acknowledgement providing a series of criteria have been met. But even then something not legally enforceable is very open to be challenged by the other party.

Notonthestairs · 05/06/2026 11:24

He knew exactly how the finances were arranged prior to getting married.

If he didn't like the arrangement he shouldn't have got married.

To then bitch and moan about what was known and agreed - to the extent that he refuses to perform the simplest of domestic tasks - is pathetic and immature.

Working 4 days a week isn't 'swanning around'.