Why so much hate for Landlords on MN?

Not everyone that rents is vulnerable or needy. What about those people? I have rented loads of times in my life and would never describe myself as either of those things.

I have a bad experience with a private landlord every time I hear of one existing.

No it's not, it's up to the local authority and housing associations to provide housing to the vulnerable and needy. THAT is why every private landlord needs EVERY PROPERTY THEY OWN taking off them, then they can being given what they paid for each house, and the houses can go into the local housing stock for social housing tenants. To increase the social housing stock! NO-ONE should own more than one home! NO-ONE!

NO individual (or family!) SHOULD HAVE A HOUSING PORTFOLIO FFS!

And no I have NOT had a bad experience with a private landlord, but I know plenty of people who bloody well have!!!

.

A lot of landlords manage their own portfolio and some do the repairs and maintenance themselves. There is also monthly admin of insurance policies, gas certificates and boiler serviced, occasional electric certificates, EPC to deal with as well as dealing with tenants coming and going so paperwork of new contracts, How to rent booklets etc being printed off and delivered for signature. On top dealing with mortgage companies and remortgaging every couple of years for each property do researching best remortgage rates. Also Keeping up to date with current legislation.

Yes! And she could branch out into gluten free! I am severely unwell in this fictional scenario and it's putting me off my (gluten-free) lunch!

Oh and all the moaning about how unfair the new renters rights are. Renters have had very few rights here compared to other European countries. Some changes are introduced to redress the balance and landlords feeling they're being treated incredibly unfairly.

OK.

It's the Internet.

Some twat just bought a row of 10 houses in my country and is going to evict every single tenant.

Thats why.

I haven't read this thread, only skimmed a few posts. I just meant more generally on Mumsnet. A few examples - telling tenants it's not even their home, telling tenants they are being unreasonable in expecting their contractual rights to be respected, acting as if they are doing tenants an enormous favour. I've seen some lovely and respectful landlord comments too, but unfortunately far too many of the former.

What if it cost the baker £3 to produce the loaf? If the other person with no bread has only £1 then what should he do? He might be able to give away that loaf at a loss and survive but how many more would be he bother to bake if he was taking that kind of hit every time? If he bakes no bread then how are the people with no bread better off than if they could access the bread at a slice at a time?

The average cost to build a 3 bed house in the UK is £200-£350k excluding the land. When you factor in land it can vastly increase. Just because you wish everyone could afford to buy a house this doesn't make it so. We live in a global economy where other countries are vying for skills and materials. Even if the government did absolutely everything it could, it couldn't bring the cost of housing down as much as you would like.

Orrrr the baker sells it at a slice at a time and makes the profit, then increases his bread production to ensure that there never is just one loaf left…thus removing the ability to make huge unreasonable profits on a slice of bread lol

On this thread?

Of course they do. They take out debt on a property, and pay interest. At any point the following things could happen to reduce their income or increase their costs:

1. sharp increase in interest rates leading to increased costs
2. fall in housing value leading to negative equity
3. empty property - so they have to cover mortgage shortfall
4. tenants refuse to pay - it takes an incredible amount of time to evict someone and they aren’t receiving income at this time
5. significant damage to property by tenants - large costs to rectify.

most of the time these things won’t happen, but sometimes they will. So yes, they absolutely are taking on a significant financial risk.

Though I do now see that you’re playing both sides of the coin with nonsensical responses that are designed to elicit a long winded response…are you writing an article or are you just bored?

I just can't bear the hideous and disrespectful comments on here from landlords on any post about tenants. A lot of them are despicable.

Is the baker supposed to sell it to them for less than it cost to make it?

Does the bread have a price, or not?

Imagine bread is the only food available. The baker has one loaf left. Someone with no bread would like to buy it and offers the baker the most money they can afford. Someone else who already has bread offers more and sell it back to the first person a slice at a time for a profit. This makes it harder for the the first person to ever buy a loaf of bread and makes it easier for the second person to buy even more bread.

Obviously the first person is the renter and the second person is the landlord. It’s a problem.

Depends on deposit. They're reducing risk (although it ought to be mortgage plus estimate of usual additional costs paid by landlord imo - but lucky for my tenant it's not, eh?)

Depends. Some people just get given it.