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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think Mum should split her estate equally between us?

156 replies

MsFrumble · 01/06/2026 09:27

It’s an inheritance one. I’m in a blended family, mum had two sets of kids with two husbands and now says she is thinking about splitting her estate according to who needs / deserves it most. AIBU to tell her not to do this, and just to make it equal , even though it’s her money

My mum had two kids, (my half brother and sister) with her first husband, then me and my brother with our dad.

My half siblings will likely inherit from their dad and step mum (they couldn’t have more kids) and they will leave a lot through lucky property decisions. Me and my full brother will inherit from our dad, who will leave a moderate amount, through frugality.

Could all change depending on care needs right but this is the staus quo now.

Mum had a conversation with me where she said she wants to divide her estate up according to her own logic rather than split it equally. She wants to leave…

Eldest half brother - a token amount. She feels like he’ll get a load from his dad and also has had his inheritance “from the state”, he lived in council housing for a while, bought cheaply under right to buy and gained a lot when it sold and had a grant to go to uni. He now has a house, and has always worked hard, and has two kids.

Half sister - mum wants to leave her a just under a third. Despite the fact she will inherit half from her dad and step mum (probably loads) mum feels this is cancelled out as she’s had a harder time of it, no uni, doesn’t own a house, or have a stable partner etc. Chose a cool, arty precarious job that means she’s had loads of fun and travel and rubbed shoulders with cool people, but is now ageing out of the profession, and is left with no prospects and no assets. I can see the logic of this, but it was her choice to pick a fun but precarious life and she has had A LOT of fun, if you know what I mean.

My brother - a third. Had to pay fees for uni, prioritised lots of extra study so has prestigious but medium paying job, no wife, kids or property:

Me - a third, I paid the biggest uni fees and have got a good career, but haven’t been able to afford extra study to peruse a more passionate route, as costs went up and loans down. I’ve got two kids, a partner and we own a house. Mum has mumbled about possibly leaving me less as I have a partner, but hasn’t changed her mind about his now we have kids, as they obviously cost a lot.

Obviously mum will do what she wants, but I told her in my view she should just leave her money equally, even though I’d get more if she gave eldest step brother a smaller portion. It’s not fair to penalise elder brother for growing up at a time when the state and circumstances were easier, especially when he has worked hard and half sister, who had the same easier circumstances has lived like the grasshopper who sang all summer, but would still inherit.

I told her if she does this, she will essentially be leaving eldest brother or whichever siblings she decides has already had enough windfalls, with a final act that makes them feel less loved, and that will doubtless completely fuck up our sibling relationships after she is gone.

OP posts:
NovemberMorn · 01/06/2026 12:45

MarmaladeorJam · 01/06/2026 12:40

I agree with you.

Wills can destroy families.

In our case, it was a ruthless division, all very clear and no exceptions. They really simplified things. As such, it went smoothly.

Most people I know who had to divide and choose etc - there were dreadful conflicts.

And I do not agree with the Mumsnet mantra - "their money their choice."

Of course it's 'their money, their choice'.
Whether people agree with 'their choice', is another matter.

Reallyoldperson · 01/06/2026 12:43

My dad left nothing to my brother and me or his grandchildren from his marriage to my mum. Everything was left to his second wife and then to his son by that marriage and those grandchildren. I wasn’t annoyed for me or my brother, but upset for the grandchildren not to even get a small token amount to acknowledge them. Even £50 would have been better than being ignored.

chirrupybird · 01/06/2026 12:42

How much money is it? If it's not a lot just splitting it equally would keep everyone happy. If it's life changing amounts and she is worried about some of her children each according to needs seems sensible. Her decision anyway.

MarmaladeorJam · 01/06/2026 12:40

MsFrumble · 01/06/2026 09:34

I’m not worrying about my inheritance, I’m actually worrying about my eldest half brother being effectively disinherited and getting the message that mum doesn’t love him as much

I agree with you.

Wills can destroy families.

In our case, it was a ruthless division, all very clear and no exceptions. They really simplified things. As such, it went smoothly.

Most people I know who had to divide and choose etc - there were dreadful conflicts.

And I do not agree with the Mumsnet mantra - "their money their choice."

Fizzybluewater · 01/06/2026 12:38

Family left behind argue and fall out whether or not money is involved. In many ways it's good when no money is left except enough for a funeral.

MomOfTwoGirls2 · 01/06/2026 12:38

You are a kind and caring sister and daughter, and also clear sighted. That is probably why your mom is discussing her plans with you.

Very hurt feelings are guaranteed if there is no explanation to your brother while she is still alive. Probably also big impact to sibling relationships.

And advance conversation will still hurt your brothers feelings but will give him time to process his feelings and not be blindsided by this at time of inheritance.

Our family has history of unequal inheritance distribution. In one case, it was explained many years ago, and it was accepted by all, there certainly was an unfairness to it, but no surprises. So no big impact to sibling relationships.

In my own little family it will be an equal split, even though the earning potential is vastly different.

I would stress the impact to sibling relationships, and the need for heart to heart discussion in advance if she decides to do an unequal split.

I do think she is being rather heartless to inflict this hurt on her oldest son. Does she even care about the hurt she will cause to him? Or she just can’t see it why it will hurt?

Dontknowwhattocall13893 · 01/06/2026 12:35

I think given the potential effect of the choice is on your lasting relationship with your siblings it's totally fair to point that out.
People are allowed opinions on actions that affect them, even when they have to do with inheritance 🙄
Wether she listens if her choice if course.

GOODCAT · 01/06/2026 12:30

Equally is the only way not to leave one or more kids feeling upset. This happened in my husband's family with one sibling getting nothing, he got something but less than the other three, one got a bigger share than the others.

My husband offered to split his with the sibling who got none, but they refused it. The others did not, despite having said they would before.

None of the siblings have fallen out over this, but it still leaves a not great taste. There is kind of a double hurt here firstly from the parents (but no great surprise there as Dad was abusive and favoured one child and Mum didn't get a lot of say and would have been bullied into doing it unequally) and secondly the siblings not following through on what they said before. All the siblings got on and knew full well what Dad was like hence the favoured ones saying they would equalise. However they didn't follow through.

Seriously parents should try to be equal, it isn't the money it is how it makes the kids feel

NovemberMorn · 01/06/2026 12:27

Reading threads like this, I imagine people with nothing to leave behind but happy memories are feeling very happy indeed.

MsFrumble · 01/06/2026 12:24

Fizzybluewater · 01/06/2026 12:19

100% right - unpopular or not.

Well she has told me, so there’s no escaping that.

As someone else has said on here though, if she does this she is throwing an emotional hand grenade from beyond the grave.

She’s our mother. If she’s going to do something that she thinks is right, but that will probably cause turmoil, and that could fracture the left behind family, she should at least explain her reasoning behind it.

OP posts:
BreadedChickenLips · 01/06/2026 12:22

My FIL told my only child DH he would be getting a nominal sum when he died because of how much joy his new wife (OW) had brought him. No thought about how being told you don't bring joy to your dad's life might feel like! But he's glad he found out when his dad was alive so he could come to terms with the reason and act as he sees fit in terms of how his dad views him.

I agree your mum either needs to share equally or talk to them about the inequality whilst she's alive and they can come to terms with it. Or you're right, there will be a massive family fallout, caused by her but she's not around to see it.

Fizzybluewater · 01/06/2026 12:19

Morepositivemum · 01/06/2026 12:14

Unpopular opinion on mn but I don’t think people should tell their kids what they intend to do with their money.

100% right - unpopular or not.

NovemberMorn · 01/06/2026 12:17

Re the thread title.
You are not being unreasonable to think whatever you want to think; you are being unreasonable if you expect your mum to follow your wishes.
Like many have said...her money, her choice.

Morepositivemum · 01/06/2026 12:14

Unpopular opinion on mn but I don’t think people should tell their kids what they intend to do with their money.

MsFrumble · 01/06/2026 12:12

godmum56 · 01/06/2026 11:50

not your will, not your circus, not your monkeys.

My family and siblings though, and we all have to live with the emotional fallout of her will

OP posts:
Anjoola · 01/06/2026 12:10

If your mum has spoken to you about it, has she spoken to the other three kids too? In which case maybe eldest db already knows and agrees.

Perhaps he is happy with the idea!

user3769863490 · 01/06/2026 12:07

My MIL has done this - left nearly everything to her favourite and perceived hardest done by child. Has caused immense upset for the others who view it as not being cared about as much by her.

Unless you are actively trying to get your kids to fall out, equal shares are the only fair way.

IHadaMarvelousTimeRuiningEverything · 01/06/2026 12:07

CoverLikelyZebra · 01/06/2026 11:04

Love is not measured in money. It is not measured in terms of any other different thing that isn't Love itself.

If a mother was helping her 4 children escape from a dangerous situation, she would not split her efforts equally, she would spend her time and attention on helping the one who is trapped, or disabled, or too young to understand, rather than the capable one who doesn't need her help.

If a mum and dad take their 4 children swimming they don't give equal attention to all 4, they focus on the ones who can't swim, maintaining minimum safe awareness of the ones who are strong and capable swimmers.

The mother's love to all her children is equal and she wants them to be, as far as possible, equally settled, happy and financially secure. It is not unreasonable for her to give more help to those who are furthest from that goal

You’re comparing two completely different situations.
If a child is in immediate danger, like drowning, of course you prioritise need — that’s emergency triage, not fairness.
Inheritance isn’t that. It’s not an urgent, live situation. It’s a final act of parental intent. Some people separate the two: support in life is flexible and need-based while you’re alive, but legacy after death is symbolic and often equal.
I can help my children differently while I’m here depending on circumstances, but I don’t see any reason to rank them or reward/penalise them after I’m gone. I’m not trying to fix inequality from beyond the grave — I’m just leaving them an equal share because I love them equally

PhuckTrump · 01/06/2026 12:06

If your mum wants to throw a grenade as she leaves this life, that’s her choice. Not something I’d do to my children.

1ladybird · 01/06/2026 12:01

MsFrumble · 01/06/2026 09:27

It’s an inheritance one. I’m in a blended family, mum had two sets of kids with two husbands and now says she is thinking about splitting her estate according to who needs / deserves it most. AIBU to tell her not to do this, and just to make it equal , even though it’s her money

My mum had two kids, (my half brother and sister) with her first husband, then me and my brother with our dad.

My half siblings will likely inherit from their dad and step mum (they couldn’t have more kids) and they will leave a lot through lucky property decisions. Me and my full brother will inherit from our dad, who will leave a moderate amount, through frugality.

Could all change depending on care needs right but this is the staus quo now.

Mum had a conversation with me where she said she wants to divide her estate up according to her own logic rather than split it equally. She wants to leave…

Eldest half brother - a token amount. She feels like he’ll get a load from his dad and also has had his inheritance “from the state”, he lived in council housing for a while, bought cheaply under right to buy and gained a lot when it sold and had a grant to go to uni. He now has a house, and has always worked hard, and has two kids.

Half sister - mum wants to leave her a just under a third. Despite the fact she will inherit half from her dad and step mum (probably loads) mum feels this is cancelled out as she’s had a harder time of it, no uni, doesn’t own a house, or have a stable partner etc. Chose a cool, arty precarious job that means she’s had loads of fun and travel and rubbed shoulders with cool people, but is now ageing out of the profession, and is left with no prospects and no assets. I can see the logic of this, but it was her choice to pick a fun but precarious life and she has had A LOT of fun, if you know what I mean.

My brother - a third. Had to pay fees for uni, prioritised lots of extra study so has prestigious but medium paying job, no wife, kids or property:

Me - a third, I paid the biggest uni fees and have got a good career, but haven’t been able to afford extra study to peruse a more passionate route, as costs went up and loans down. I’ve got two kids, a partner and we own a house. Mum has mumbled about possibly leaving me less as I have a partner, but hasn’t changed her mind about his now we have kids, as they obviously cost a lot.

Obviously mum will do what she wants, but I told her in my view she should just leave her money equally, even though I’d get more if she gave eldest step brother a smaller portion. It’s not fair to penalise elder brother for growing up at a time when the state and circumstances were easier, especially when he has worked hard and half sister, who had the same easier circumstances has lived like the grasshopper who sang all summer, but would still inherit.

I told her if she does this, she will essentially be leaving eldest brother or whichever siblings she decides has already had enough windfalls, with a final act that makes them feel less loved, and that will doubtless completely fuck up our sibling relationships after she is gone.

You’re right in my opinion. Should be split equally 4 ways if it is all your mum’s money. Assume your mum and dad are separated and his estate to you and your full sibling is separate?

If it is all your mum’s you’re talking about (not joint with your dad) then 4 way split is the right thing to do in my opinion. Regardless of people’s circumstances.

It is ultimately her decision but I would do the same as you and stress to her that it could cause fallout/ ill feeling towards her and amongst siblings after she has passed.

rockthemix · 01/06/2026 12:00

I think YABU. Her estate, her choice.

Fizzybluewater · 01/06/2026 11:58

Anyone who is worrying about how much they'll get left for an inheritance comes across as grabby and entitled imo.
I've made my will with no interference from my kids they will do well out of it to all intents and purposes. They know that I have a chronic illness and will end my life when I feel it is starting to be a problem, so no nursing care expenses etc.
They respect it's my money and will not ask because they are respectful decent people with boundaries.

IHadaMarvelousTimeRuiningEverything · 01/06/2026 11:55

I've never understood this mentality of leaving more to the one's that need it most. I've got three kids, but if one was penniless and one was a multi millionaire anything i end up leaving will be split 3 ways. I love them all equally and any inheritance will be my parting gift to them. If they choose to subsequently divvy it up differently that's their choice but they'll all get the same from me.

Funnylass · 01/06/2026 11:50

Could she ring fence some portions to address the imbalance in financial prospects - ie maybe a reasonable deposit for any DC who don’t own their own home? Then split the rest equally?

I generally support the fact that it’s the choice of the person writing the will and as potential beneficiaries we can choose to take it as representation of how much the person loved us, or as a representation of their values. Equality is not about treating everyone the same - my parents have always raised us acknowledging we are different people with different needs. If your DM wants to use an uneven split in the will, I’d ask her how she will communicate that to those who could be perceived as losing out, and what she could do to mitigate potential hurt. Encourage her to preempt dealing with any fallout and that might also ultimately influence her will decisions.

godmum56 · 01/06/2026 11:50

not your will, not your circus, not your monkeys.