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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to ask if anyone else is JAM (just about managing) and it’s getting them down

29 replies

Besidemyselfwithworry · 29/05/2026 11:36

As it says in the title

We are both working but we are not earning a huge amount, but apparently too much for any help with any UC. This makes us JAM (just about managing)
So every month the money comes in and out and there is hardly anything over.

5 years ago we were fine but with the COLC it’s just getting harder and harder. My teen said to me last night “Mum we could go on rich house poor house, maybe someone could help us and it would be like being on holiday In a fancy house with a pool”!!!! Absolutely broke my heart. I’ve been in tears I’m so stressed with money anyway this nearly sent me over the edge.

I seem to be surrounded by friends booking numerous weekends away (we get asked but never go), holidays, going to balls, buying expensive pets, lots of meals out etc etc - I don’t have anyone IRL I feel will relate to my situation at all. Most people are away this week for half term we’ve hardly done anything other than been to the park!

I’ve decided today I’m going through the bills and looking at everything but I feel that we have already cut back where we can, and there’s nowhere left to cut back! I sell what we can on vinted and we don’t have many luxuries. It’s just absolutely crazy.

Just so fed up that even a week away in the UK is looking unlikely this year!

OP posts:
weeat · 29/05/2026 14:06

It’s not just you op. I feel MN is quite affluent as a rule…we are ‘ok’ but notice the pinch. The only way I’ve ever improved my family’s circumstances is by getting a new job, at triple the salary. Can you or partner get a new job? If teacher/nurse can you do agency? Changing the WAY you work can help massively; coujd be a risk but to get more cash flow It could be a consideration

Rubbleonthedouble2 · 29/05/2026 14:04

No, it's not just you. I feel like I see at least one thread a day on this topic. It's hugely depressing and demotivating.

I think we were JAM but my DP got a promotion in March and I just got a raise at work so we've got a bit of breathing room. I expect it'll be eaten up with cozzie livs and we'll be back where we started before long.

hopspot · 29/05/2026 14:01

Not just you. I hear you. It amazes me how people afford stuff but assume they must all be high earners.

Besidemyselfwithworry · 29/05/2026 13:58

Just us then 😱

OP posts: