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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To see benefits as a safety net, not handouts?

411 replies

ForGreyStork · 23/05/2026 14:23

It’s the way benefits are talked about. To me, they’re part of a social security system -a safety net that people may need at different points in life, rather than “gifts” or handouts.
I also wonder whether increasing conditions and restrictions risk undermining that safety net over time.

AIBU?

OP posts:
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6
pointythings · 23/05/2026 16:50

KeenLemonPanda · 23/05/2026 16:45

Quite obviously (as you'd see if you read my actual reply on this thread) this clearly does not apply to disabled people who are unable to work.

But at the same time, MN is a horrible place for disabled people because they are constantly told that they are lying, exaggerating, faking it. When you hear that rhetoric all the time, it's understandable that people get defensive.

The problem as I see it is that there is a gap between what is possible in the workplace in terms of adjustments and support and the needs of someone who isn't in work. In the MH Trust where I work, we have a team who specialise in getting people with serious mental ill health (back) into work. It's very successful, the dropout rate is low. But services like that cost, and when the electorate is howling for cuts, getting that sort of thing to be the norm is extremely difficult.

Whatflavourjellybabyisnice · 23/05/2026 16:50

I don't know lots about it and I don't know how it changed in its complexities, but benefits used to be easier to claim for alot of people.
As a person on disability benefits and knowing other people that are, in reality, I can tell you that any benefits are very difficult to claim.
Very.
The ridiculous lengths that I've had to go to to claim mine was insanely difficult and likely will be next time also.
The rate I am on is low and also 'too low' for my life affecting conditions because of the points system literally designed to throw you off, and then there's the other variables such as the reasonable possibility of enduring a dismissive benefits assessor that may well lie (happened to me) about how seriously your conditions affect the you and the meeting itself.
I didn't claim benefits when it was easier for people to do so.

Netcurtainnelly · 23/05/2026 16:50

Yawn 🥱 🥱 🥱

youalright · 23/05/2026 16:49

herbalteabag · 23/05/2026 16:45

I think people are too often assuming that people on UC don't have a job. Everyone I've ever met who claims it does have a job. The real problem is that people on a full time wage, even minimum wage, should be able to afford to pay for housing and bills. But they can't because the cost of housing is often almost as much as a minimum wage job without even factoring in anything else, and this got out of control years ago now.

Im on uc and have a job. Im also on pip and have a job. Being on benefits doesn't mean not working

youalright · 23/05/2026 16:48

KeenLemonPanda · 23/05/2026 16:45

Quite obviously (as you'd see if you read my actual reply on this thread) this clearly does not apply to disabled people who are unable to work.

So who does it apply to if not disabled people. Carers. Minimum wage workers because that pretty much covers the majority of people on benefits

peanutRabbit · 23/05/2026 16:45

OneTealShaker · 23/05/2026 16:41

How do you expect private rents to be lower? Build more houses? It’s a market. The only way to lower the price of something is to increase the supply.

And who is paying for this social housing? The same people who are paying for people rents today?

If local authorities built huge amounts of social housing they’d then be getting those housing elements back off the government and could re invest in local communities. It would keep the money where it’s needed

KeenLemonPanda · 23/05/2026 16:45

AnnieBond · 23/05/2026 16:43

Cc I'm getting really pissed off now.

I'd love to get paid for working myself to the bone, but since I became disabled no one wants to pay me to get up, shower & get through the day until bone weary I can get back in to bed again.

my work ethic was great for 40 years, but sorry you find it sub par now I'm disabled & my morals aren't up to standard.

Quite obviously (as you'd see if you read my actual reply on this thread) this clearly does not apply to disabled people who are unable to work.

herbalteabag · 23/05/2026 16:45

I think people are too often assuming that people on UC don't have a job. Everyone I've ever met who claims it does have a job. The real problem is that people on a full time wage, even minimum wage, should be able to afford to pay for housing and bills. But they can't because the cost of housing is often almost as much as a minimum wage job without even factoring in anything else, and this got out of control years ago now.

AnnieBond · 23/05/2026 16:43

KeenLemonPanda · 23/05/2026 15:12

Because you have morals? Because you were brought up with a strong work ethic? I'd rather work myself to the bone than claim benefits.

Cc I'm getting really pissed off now.

I'd love to get paid for working myself to the bone, but since I became disabled no one wants to pay me to get up, shower & get through the day until bone weary I can get back in to bed again.

my work ethic was great for 40 years, but sorry you find it sub par now I'm disabled & my morals aren't up to standard.

EasternStandard · 23/05/2026 16:41

pointythings · 23/05/2026 16:36

I don't often agree with you on anything, but I do think there is a place for offering employers incentives to take on people who have chronic illnesses, disabilities and other problems. You could use tax breaks to offset the cost of offering jobshares, flexibilities and exemptions from sickness absence management for people with chronic recurring conditions. Once you have someone in the workplace and done some work on retaining them, the benefits of work will kick in. My DS gets PIP because of serious and permanent disabilities but works for the NHS - work gives him a sense of usefulness, social contacts, a pension and structure in his life.

We also need to look at what happens when people in work become seriously ill or disabled to the point where they can no longer do their job as it it - once they slip out of work, it's so much harder to get them back in, whereas properly funded accommodations would keep many of them in work. It's a win win. But it takes investment and long term thinking.

It’s ok you don’t need to do the disclaimer at the start ;

Being unemployed at say 22 can be a massive problem, for mh and life chances. Politicians should use something bold to break that, the tax one below is bold but may need to be at employers. Once people are out of work there’s decline.

And SM use is often the result not the cause as Milburn cited today.

OneTealShaker · 23/05/2026 16:41

peanutRabbit · 23/05/2026 16:38

Of course not. We need private rents to be lower though and we need more social housing. That would bring down the benefits bill hugely and would not harm anyone at claimant level.

How do you expect private rents to be lower? Build more houses? It’s a market. The only way to lower the price of something is to increase the supply.

And who is paying for this social housing? The same people who are paying for people rents today?

Oasisinthearea · 23/05/2026 16:40

Zero hours contracts which work great for the employers but it means the wages have to be topped up by benefits so, the “working poor”. Disgraceful. Huge increases in private rents. Again, payments topped up by benefits. No one ever looks at the greed involved, only at those caught in the trap.

OneSnugGoose · 23/05/2026 16:39

pointythings · 23/05/2026 16:25

Yeah....amazing study.

Of 47 individuals across 20 families in only 2 areas of the UK.

That certainly gives it credence of proving that generational worklessness doesn't exist.

I can see why you're linking it... it really proves the point.

I wouldn't buy a skin cream that said the research was 47 people said it did or didn't work but that's just me.

peanutRabbit · 23/05/2026 16:38

OneTealShaker · 23/05/2026 16:30

And? Is the landlord supposed to let these people live in their property for free?

Of course not. We need private rents to be lower though and we need more social housing. That would bring down the benefits bill hugely and would not harm anyone at claimant level.

Parkingpermitfallout · 23/05/2026 16:38

I get benefits. Pip. I work full time and pay higher rate tax. Do you mean me?

AnnieBond · 23/05/2026 16:38

AntikytheraMech · 23/05/2026 15:05

Would I be unreasonable to suggest that benefits should be a trampoline which help someone get back to where they have the ability to be self sustaining?
Rather than a safety net where the person can just relax and go "ok this is acceptable, I can deal with it as-is"
And yes, I have been on benefits in the past, and it was helpful to bridge a gap until I got back on my own two feet again.

Yeah, I'll just bounce back to my previous working life if you bounce in & take my disability & health condition that happened over night after 40 years of working.

I'd love nothing more than to have my old life back, working. .sk let me know when you can bounce that for me! Ta.

FernFaery · 23/05/2026 16:37

ForGreyStork · 23/05/2026 14:23

It’s the way benefits are talked about. To me, they’re part of a social security system -a safety net that people may need at different points in life, rather than “gifts” or handouts.
I also wonder whether increasing conditions and restrictions risk undermining that safety net over time.

AIBU?

But they can only BE a safety net if they are a safety net. Half of these people should be in work and nobody should be getting over £25 in total benefits (many households get far far more).

susiedaisy1912 · 23/05/2026 16:37

I claimed tax credits after my divorce to help alongside my salary I am so grateful for that help when the children were smaller and still in education. My marriage was abusive and I had no option but to end it. There’s no way I could have kept a roof over mine and my children’s heads without help from the government. I’ve worked since I left school at 16 and am still working now in my mid fifties and that’s the only time I’ve claimed benefits. But thank goodness it was available.

pointythings · 23/05/2026 16:36

EasternStandard · 23/05/2026 16:31

Interesting view. I haven’t thought it through but at least it looks at the problem. It might be that incentives need to be aimed at employers of young people.

The opposite of rn which is to disincentive hiring.

I don't often agree with you on anything, but I do think there is a place for offering employers incentives to take on people who have chronic illnesses, disabilities and other problems. You could use tax breaks to offset the cost of offering jobshares, flexibilities and exemptions from sickness absence management for people with chronic recurring conditions. Once you have someone in the workplace and done some work on retaining them, the benefits of work will kick in. My DS gets PIP because of serious and permanent disabilities but works for the NHS - work gives him a sense of usefulness, social contacts, a pension and structure in his life.

We also need to look at what happens when people in work become seriously ill or disabled to the point where they can no longer do their job as it it - once they slip out of work, it's so much harder to get them back in, whereas properly funded accommodations would keep many of them in work. It's a win win. But it takes investment and long term thinking.

OneSnugGoose · 23/05/2026 16:34

Summerhillsquare · 23/05/2026 16:16

4 generations? So people born in 1920's? There weren't 'benefits', they'd have starved.

In fact there is no evidence of this. There IS evidence of people cycling in and out of work, short term and seasonal jobs, ill health and caring responsibilities, in deprived areas. But not the norm. Stop trying to incite hatred.

What are you talking about?

A generation is when the next one starts having children when we're talking about this kind of data.

Not a hundred years ago.

I know someone born in 1971 who had her first child in 1988 and three more before 1993.

Her eldest Grandchild is 18. And he's not even born to her eldest child, he's born to her youngest child who was 15 when he became a Father.

She's been on benefits her entire life, her 4 sons are all on beneifts and her eldest Grandson is at 18.

That's 3 generations with the eldest being born in the 1970s.

EasternStandard · 23/05/2026 16:31

1dayatatime · 23/05/2026 15:50

This is a frightening article in the BBC today:

One possible solution to my mind is to simply scrap income tax for those aged 18-25. This will encourage young people to get into the job market as quickly as possible, discourage people studying unemployable degrees and set up good working habits for life.

Interesting view. I haven’t thought it through but at least it looks at the problem. It might be that incentives need to be aimed at employers of young people.

The opposite of rn which is to disincentive hiring.

youalright · 23/05/2026 16:31

OneTealShaker · 23/05/2026 16:28

Take £500 from a hard working contributing, self sufficient person. Give £100 to 5 lazy people.

You lost one voter and gained five.

Thats how benefits work.

You’r have to incredibly naive to think that most people on benefits really need them and aren’t taking advantage of people whose generosity has supposed to help the people in real needs

Are you seriously calling carers , disabled and minimum wage workers lazy?

OneTealShaker · 23/05/2026 16:30

peanutRabbit · 23/05/2026 16:20

Businesses and landlords. You see these rage bait things where we get told claimants get ££££ yet so much of that is the housing element going straight to a landlord.

And? Is the landlord supposed to let these people live in their property for free?

Boomer55 · 23/05/2026 16:30

MissMoneyFairy · 23/05/2026 14:56

Not everyone needs benefits, child support, pension, winter fuel allowance etc but until it's all means tested which will never happen then the benefits bill will always be huge.

Yes, of course. Pensions have been paid in for, as have certainly other contributory benefits, (such as sickness benefit/unemployment benefit). for younger people. But it needs reform.

OneTealShaker · 23/05/2026 16:28

Take £500 from a hard working contributing, self sufficient person. Give £100 to 5 lazy people.

You lost one voter and gained five.

Thats how benefits work.

You’r have to incredibly naive to think that most people on benefits really need them and aren’t taking advantage of people whose generosity has supposed to help the people in real needs