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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Lend a Tenner to friend in financial difficulty?

310 replies

CertaintyOfTides · 22/05/2026 17:15

Hello ,

So I'd like some outside perspective on this.
I've never been one to ask for money and have always paid money,probably taking it too far in fact . For example. Even if it was a £1.

So recently I've had a number of unforeseen issues ie . Poorly pets , deaths in the family and on my part , not being 100% thinking clearly .
I have a close friend , who we've both described as being like family . I know she has had issues before with lending people large amounts of money and being taken advantage of . She's since told me she never lends money .
Last week I found myself about £10 away from trouble bank account wise . I didn't want to ask for money but was desperate and texted her saying I will get paid in 2 days but can you please lend me £10 . And please feel free to say no .
At the very least as I thought we were best mates, I expected a text back .
Instead, I got absolute radio silence. I then recieved a text thanking me for her birthday card but criticising the present I got her.

AIBU to think that lending a close friend £10 for two days, when you have plenty of money and they are struggling should not be a big deal and that they should at least say no. Rather than ignore you .

Thanks .

OP posts:
MaidMiriam · 22/05/2026 17:24

She was really rude to criticize your present to her. What did she say about it?

TY78910 · 22/05/2026 17:23

Sorry but I’ve had a friend where a tenner turned in to a tenner every other week, then fifty, then 150 and so on. We don’t speak anymore.

NotTheOrdinary · 22/05/2026 17:23

I'd give a close friend a tenner.

Brightonkebab · 22/05/2026 17:22

We had a friend. Always asked for “just” and p quid here and there. Paid it back. Then asked for £20. Would pay back the ten and then ask for more at the same time. He’ll pay it back, right? Except eventually he wouldn’t. He owes us hundreds. And in the meantime we found out he asked others including my father in law for money to pay other people’s debt. When people say they don’t lend, respect it. It’s not rude not to.

Dweetfidilove · 22/05/2026 17:21

YANBU! I'd lend a neighbour, never mind a friend.

PlutarchHeavensbee · 22/05/2026 17:20

She’s been burned in the past and you knew that she no longer lends money. Period. But yet you asked. The no reply was because she probably felt embarrassed by saying no to such a small amount but equally because of what’s happened in the past she’s firm in her stance that she no longer wants to lend money to anyone.

BeardySchnauzer · 22/05/2026 17:19

No one should lend if they’re not comfortable with it

however if you are good enough friends that you bought her a birthday present I would expect her to know this is highly unusual for you. I wouldn’t buy another present for her after she criticised it either - rude!

GasPanic · 22/05/2026 17:19

"She's since told me she never lends money."

So probably her reaction (or lack of it) is not completely surprising.

She made it clear to you that she never lends money.

However for £10 if someone really was that good a friend I would probably give it to them rather than lend it.

But I suspect from her past experiences she has issues and has learnt that mixing friends and money lending is not a good idea.

MaggieBsBoat · 22/05/2026 17:18

Not texting you back was very rude. She’s not a friend. And criticising your gift? Sounds like a right peach. LTB.

Tink3rbell30 · 22/05/2026 17:17

I agree with you but people are very selfish unfortunately. Did someone else help you?