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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

So angry. AIBU the driver who is now disputing he caused crash

202 replies

Eastie77Returns · 21/05/2026 11:03

I was sitting stationery in my car when another driver drove into the side of my car causing substantial damage. He was an elderly man who emerged from the car looking quite confused and buffudled. He was extremely apologetic and we exchanged details. My claim was initially a no-fault claim but the other driver has now claimed that I drove into his car (impossible, I was not moving) and damaged HIS car. This despite the photos showing my doors are caved in and his car barely has a scratch. The incident happened outside a local business but the owners will not release the CCTV footage due to GDPR etc.

This will obviously impact my premiums going forward and NCB. I have been driving since the age of 17 and have never had an accident.

I have this person's number and am tempted to send him angry text message. I know this will not acheive anything. WWYD in this situation?

OP posts:
Sparrowsandbudgies · 21/05/2026 11:04

I’ve had a similar situation before. You just sit and wait for insurance to sort it. It sounds clear from the evidence that he drove into you. My insurance settled the claim in my favour and it didn’t affect my premiums.

TreadLightly3 · 21/05/2026 11:04

What a shitty thing to do! Am angry on your behalf. No idea what happens in these situations but hope the insurance fight this for you