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AIBU?

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AIBU to expect 50 50 house costs with lower earning partner?

206 replies

TheSnappyHelper · 19/05/2026 14:44

Been with partner 10 years. No kids, not married, no plans to be. But we are long-term partners and are both planning that this is hopefully the partner for life.

I am higher earner and self employed. Used to be on significantly more, now on a pretty average salary due to industry changes.

He has always been on a lower amount. He was pursuing art things (and doing quite well) and freelancing in odd jobs. For various reasons, he is not suited to an office career job (he tried).

I got on the property ladder (all my own hard work, no help from parents). I recently sold, and made a reasonable amount of money. He paid me a token amount while we lived there. (Lower than market rent). Me and my partner have now bought a house together.

Now we are both on the deeds. He is working a minimum wage job again. (He works bloody hard. He is a grafter.) He does have plans to improve his income (but it doesn't always work out).

How much should we each pay? We agreed 50/50 towards all house bills and house improvements. (Because otherwise, I would feel resentful given I have reduced my own investment to help him get on the property ladder and I want to protect myself in case we break up one day).

But, I feel guilty every time I bring up money stuff, and conscious that he's on less as I can see the stress in his face about paying. And I read a lot about how it's normal for higher earners to pay more... But I've paid more for 10 years.

YABU - you should pay more, he earns less
YANBU - your setup is fair and 50/50 is reasonable

OP posts:
TheSnappyHelper · 19/05/2026 14:53

@coulditbeme2323 yes a much bigger deposit.

I put in about 45%. He put in 7% (gifted from his parent).

If we break up and sell, we will each get back that percentage.

The remaining amount (48% of sale price) we will split 50/50.

OP posts:
Whyarepeople · 19/05/2026 14:52

I would add that if you are resentful because you feel he's lazy then that's unlikely to be an issue that will resolve itself. You really need to address it or you will end up poisoning the atmosphere between you.

Whyarepeople · 19/05/2026 14:51

I genuinely don't see the point in a partnership with someone if you're going to treat them like a roommate. IMO all money should be shared. A situation in which one partner is doing well and the other is struggling is just madness to me - I could never ever see my DH counting pennies while I have plenty. I can't ever see that working out well - the resentment, the inequality would eat away anything good in the relationship.

TheSnappyHelper · 19/05/2026 14:51

@ExtraOnions but what about if his salary is lower because he's pissed around for years...? He had a lovely quiet time whilst I was knackering myself working.

Should have said that he's a grafter NOW because he has to be because we've bought a house. He hasn't always been...

OP posts:
coulditbeme2323 · 19/05/2026 14:51

Did you put in a bigger deposit?

ExtraOnions · 19/05/2026 14:48

You pay the same proportion of your salary. The monetary amount might be less, but the proportion is the same.

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