mumsnetters please help!
DH and I have 12k worth of credit cards debt between us - this is a mixture of doing up our house and then shoving a holiday on cards because we needed a break after the renovations, by this point DS hadn’t been away for 3 years either. So it’s not overspending- I know where it came from.
I now want to clear this debt very fast!! Within 3 to 4 months, we have the income to clear it down at a rate of 3200 a month. With all other bills paid.
this would mean 4 extremely TIGHT months. No coffee out, no takeaways….. nothing.
i have budgeted 600 pounds a month for food and household consumables such as laundry liquids etc. DH doesn’t believe this is possible!! We are two adults and one very hungry boy.
who is BU! Me or him 👍